IMMO-QUINTO
ActiveIMMO-QUINTO has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34.85M and a net result of €1.11M. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 93% of 4506 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent▼ -6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72=
Solvency100=
Growth85▲+7
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 3.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.5%
Return on assets
3.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €34.9M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-04-2026, 115 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
115 d early
2024
106 d early
2023
119 d early
2022
67 d early
2021
100 d early
2020
107 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.69M▲ 109%
2024 · €807k
2024: €807k
2024 → 2025
EBIT margin
41.7%▼ 37.0pp
2024 · 78.7%
2024: 78.7%
2024 → 2025
Net result
€1.11M▼ 0.5%
2024 · €1.12M
2018: €-32k
2019: €-16k
2020: €-36k
2021: €-41k
2022: €-17k
2023: €-13k
2024: €1.12M
2018 → 2025
Working capital
€18.97M▲ 10.4%
2024 · €17.19M
2018: €5.21M
2019: €5.20M
2022: €5.10M
2023: €5.09M
2024: €17.19M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€807k€1.69M▲ 109%
Equity€5.12M-€5.10M▼ 0.3%€5.09M▼ 0.3%€33.74M▲ 563%€34.85M▲ 3.3%
Operating result€-11k-€-12k▼ 8.4%€-13k▼ 7.2%€635k€705k▲ 10.9%
Net result€-41k-€-17k▲ 57.7%€-13k▲ 22.9%€1.12M€1.11M▼ 0.5%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36.11M
Fixed assets
€16.95M▼ 4.1%
Current assets
€19.16M▲ 11.0%
Equity and liabilities €36.11M
Equity
€34.85M▲ 3.3%
Debt
€1.26M▲ 5.2%
The debt ratio rises from 3.4% to 3.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€1.62M▲
2024 · €1.09M
Cash flow
€2.03M▲
2024 · €1.57M
Solvency
96.5%▼
2024 · 96.6%
Debt / equity
0.04▲
2024 · 0.04
ROE
3.2%▼
2024 · 3.3%
ROA
3.1%▼
2024 · 3.2%
Interest coverage
4547.23▲
2024 · 1816.35
Debt
€1.26M▲
2024 · €1.20M
Debt ≤ 1 year
€191k▲
2024 · €78k
Income taxes
€17k▲
2024 · €-482k
A ratio outside any meaningful range has been withheld (balance sheet total €36.11M, equity €34.85M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34.94M€36.11M▲
Fixed assets21/28€17.67M€16.95M▼
Tangible fixed assets22/27€17.67M€16.95M▼
Land and buildings22€17.67M€16.85M▼
Plant, machinery and equipment23-€3k
Assets under construction and advance payments27-€103k
Current assets29/58€17.27M€19.16M▲
Amounts receivable after more than one year29€10.54M€7.70M▼
Other amounts receivable291€10.54M€7.70M▼
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€641k€953k▲
Trade receivables40€129k€461k▲
Other amounts receivable41€513k€492k▼
Cash at bank and in hand54/58€6.08M€10.50M▲
Deferred charges and accrued income490/1€8k€8k=
Equity and liabilities
Total equity and liabilities10/49€34.94M€36.11M▲
Equity10/15€33.74M€34.85M▲
Contributions10/11€36.40M€36.40M=
Capital10€36.40M€36.40M=
Issued capital100€36.40M€36.40M=
Outside capital11€58€58=
Share premium1100/10€58€58=
Reserves13€56k€111k▲
Non-distributable reserves130/1€56k€111k▲
Legal reserve130€56k€111k▲
Profit (loss) carried forward14€-2.71M€-1.66M▲
Amounts payable17/49€1.20M€1.26M▲
Amounts payable within one year42/48€78k€191k▲
Trade debts44€37k€112k▲
Suppliers440/4€37k€112k▲
Taxes, remuneration and social security45€25k€63k▲
Taxes450/3€25k€63k▲
Other amounts payable47/48€16k€16k=
Accrued charges and deferred income492/3€1.12M€1.07M▼
Income statement
Code20242025
Operating income70/76A€1.59M€1.86M▲
Turnover70€807k€1.69M▲
Other operating income74€780k€174k▼
Operating charges60/66A€952k€1.16M▲
Services and other goods61€368k€111k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€458k€917k▲
Other operating charges640/8€127k€132k▲
Operating profit (loss)9901€635k€705k▲
Financial income75/76B€156€424k▲
Recurring financial income75€156€424k▲
Income from current assets751€156€9k▲
Other financial income752/9-€415k
Financial charges65/66B€602€425▼
Recurring financial charges65€602€425▼
Debt charges650€602€357▼
Other financial charges652/9€0€68▲
Profit (loss) for the period before taxes9903€635k€1.13M▲
Income taxes67/77€-482k€17k▲
Taxes670/3€9k€17k▲
Tax adjustments and reversals of tax provisions77€492k€0▼
Profit (loss) for the period9904€1.12M€1.11M▼
Profit (loss) for the period to be appropriated9905€1.12M€1.11M▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2.66M€-1.60M▲
Profit (loss) brought forward from the previous period14P€-3.77M€-2.71M▲
Transfer to equity691/2€56k€56k▼
To the legal reserve6920€56k€56k▼
The notes to these accounts (30 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
State Gazette act
Resignations & appointmentsGeneral meeting · Director reappointment · Mandate compensation9 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director reappointment · Mandate compensation9 facts ▸
- General meeting, 25/03/2026
- Director reappointment, Kim Creten (bestuurder)
- Mandate compensation, Kim Creten
- Director reappointment, Carine Van Bever (bestuurder)
- Mandate compensation, Carine Van Bever
- Director reappointment, Beatrijs De Wolf (bestuurder)
- Mandate compensation, Beatrijs De Wolf
- Director reappointment, Bert Van Rompuy (bestuurder)
- Mandate compensation, Bert Van Rompuy
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €1.12M
Net result €1.12M after 6 loss-making years.
31-12
Financial
Equity above €25MEq €33.74M ▲563%
Equity rises from €5.09M to €33.74M.
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
22-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-41k
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
15-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
18-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2026
This board is reconstructed from a single act (26097549). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Beatrijs De Wolf
CurrentDirector · since 25-03-2026
Bert Van Rompuy
CurrentDirector · since 25-03-2026
Carine Van Bever
CurrentDirector · since 25-03-2026
Kim Creten
CurrentDirector · since 25-03-2026
25-03-2026
Beatrijs De Wolf: Mandate renewed as Director
25-03-2026
Bert Van Rompuy: Mandate renewed as Director
25-03-2026
Carine Van Bever: Mandate renewed as Director
25-03-2026
Kim Creten: Mandate renewed as Director
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Havenlaan 21080 Sint-Jans-MolenbeekGround area
3.0 ha
Building footprint
1.7 ha
Volume, LiDAR
372,410 m³
2 parcels, Brussels, Flanders · tallest building 51.3 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Leuvensesteenweg 555, 1930 Zaventem
since 19992.091.157.672
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012A0177/00B004 | Brussels | 1.6 ha | 1 · 1.3 ha | 51.3 m · 7 fl. |
| 23772C0383/00E000 | Flanders | 1.3 ha | 1 · 4,849 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
13 connected companiesLinked via shared directors
viaKim Creten · Director
→
viaKim Creten · Director
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viaKim Creten · Director
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viaKim Creten · Director
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Show 9 more companies with a shared director
viaKim Creten · Director
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viaKim Creten · Director
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viaKim Creten · Director
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viaKim Creten · Director
former→
viaKim Creten · Director
former→
viaKim Creten · Director
former→
viaKim Creten · Director
former→
viaKim Creten · B bestuurder
former→
viaKim Creten · B bestuurder
former→
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TOP SPOTS
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DE ARMOEDE
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IMRODER
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Of 582 companies in sector 68204 we hold annual accounts for 313. 39 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-05-1999
Fiscal year end31-12
Activities, NACEBEL
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.