IMMO PP
ActiveSummary
IMMO PP has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195,976 and a net result of -€24,552. Equity has been growing by about 28% per year since 2018. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 31-03-2006 Normal situation
- Activity
- “Toutes opérations se rapportant directement ou indirectement à l’achat,la vente,la gestion et l’exploitation de…” (deed in French)From the articles, 3 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.284.779.966 6001 Charleroi, since 31-03-2006
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €18,071
- ▼ 88.3%
- Turnover
- ≈ €120,000
- estimated
- Loss
- €24,552
- Equity
- €195,976
- ▼ 11.1%
- Total assets
- €1.6m
- ▼ 2.6%
Score breakdownraises riskEquity €195,976 (12.1% of total assets)Loss of €24,552 (financial year 2025)lowers riskSize: total assets €1.6mFigures for financial year 2025 (filed on 29-06-2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 24% of them on solvency, 67% on liquidity, 44% on profitability and 23% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 6 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 29-06-2026 at the NBB all 20 filings
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is a loss of €20,795, after a profit of €119,219 in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
Use the arrow keys on the chart for the figures per year.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €895,109 | €18,485 | €111,748 | €122,597 |
| Depreciation and write-downs of the year | €11,764 | €99,366 | €35,789 | €31,790 | €34,497 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Companies with the same profile, two years later
Historical observationIn July 2024, 2,507 companies had the same profile as IMMO PP has now. Two years later, 1.6% had gone bankrupt and 96.4% were still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a small loss
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of IMMO PP itself is lower: 0.1% within 12 months. It rests on far more data about IMMO PP than the profile alone.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,507 companies, not a prediction for IMMO PP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €318,525 | - | €142,975 | €1,537 | ▼ 98.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,399 | €51,263 | €11,763 | €11,764 | €99,366 | €35,789 | €31,790 | €34,497 | ▲ 8.5% |
| Other operating charges640/8 | - | - | - | €9,079 | €9,368 | €2,990 | €3,217 | €4,113 | ▲ 27.9% |
| Non-recurring operating charges66A | - | - | - | - | - | - | - | €256 | - |
| Gross operating margin9900 | €8,085 | €21,283 | €20,817 | €22,247 | €336,123 | €905 | €154,226 | €18,071 | ▼ 88.3% |
| Operating profit (loss)9901 | €678 | -€32,132 | -€67 | €1,405 | €227,389 | -€37,874 | €119,219 | -€20,795 | - |
| Financial income75/76B | - | - | - | - | €1 | €0 | €0 | €4 | ▲ 410× |
| Recurring financial income75 | - | €0 | - | - | €1 | €0 | €0 | €4 | ▲ 410× |
| Financial charges65/66B | - | - | - | €323 | €74 | €101 | €135 | €410 | ▲ 203% |
| Recurring financial charges65 | €32 | €217 | €339 | €323 | €74 | €101 | €135 | €410 | ▲ 203% |
| Profit (loss) for the period before taxes9903 | €646 | -€32,349 | -€406 | €1,082 | €227,316 | -€37,974 | €119,084 | -€21,201 | - |
| Transfer from deferred taxes780 | - | - | - | - | - | - | €2,628 | €1,190 | ▼ 54.7% |
| Transfer to deferred taxes680 | - | - | - | - | - | - | €35,744 | - | - |
| Income taxes67/77 | - | €3,165 | €2,346 | €3,396 | €70,458 | €220 | €3,014 | €4,541 | ▲ 50.6% |
| Profit (loss) for the period9904 | €646 | -€35,514 | -€2,752 | -€2,314 | €156,858 | -€38,194 | €82,954 | -€24,552 | - |
| Transfer from tax-exempt reserves789 | - | - | - | - | - | - | €7,885 | €3,571 | ▼ 54.7% |
| Transfer to tax-exempt reserves689 | - | - | - | - | - | - | €107,231 | - | - |
| Profit (loss) for the period to be appropriated9905 | €646 | -€35,514 | -€2,752 | -€2,314 | €156,858 | -€38,194 | -€16,392 | -€20,981 | ▼ 28.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €0.4m | €0.7m | €0.6m | €0.6m | €1.4m | €1.3m | €1.7m | €1.6m | ▼ 2.6% |
| Fixed assets21/28 | €0.3m | €0.6m | €0.6m | €0.6m | €1.3m | €1.3m | €1.2m | €1.3m | ▲ 7.1% |
| Tangible fixed assets22/27 | €0.3m | €0.6m | €0.6m | €0.6m | €1.3m | €1.3m | €1.2m | €1.3m | ▲ 7.1% |
| Land and buildings22 | - | - | - | €0.6m | €1.3m | €1.3m | €1.1m | €1.1m | ▼ 2.2% |
| Furniture and vehicles24 | - | - | - | - | €0.002m | €0.001m | €0.001m | €0.02m | ▲ 27× |
| Assets under construction and advance payments27 | - | - | - | - | - | - | €0.1m | €0.2m | ▲ 100% |
| Current assets29/58 | €0.05m | €0.01m | €0.01m | €0.02m | €0.05m | €0.02m | €0.4m | €0.3m | ▼ 31.7% |
| Amounts receivable within one year40/41 | - | €90 | €0.002m | €0.005m | €377 | €0.007m | €0.001m | €160 | ▼ 86.7% |
| Trade receivables40 | - | - | - | €0.004m | - | €0.007m | €116 | - | - |
| Other amounts receivable41 | - | - | - | €102 | €377 | €192 | €0.001m | €160 | ▼ 85.3% |
| Cash at bank and in hand54/58 | €0.05m | €0.009m | €0.01m | €0.02m | €0.05m | €0.01m | €0.4m | €0.3m | ▼ 31.6% |
| Deferred charges and accrued income490/1 | - | - | - | €219 | €379 | €390 | €404 | €0.001m | ▲ 69.5% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €0.4m | €0.7m | €0.6m | €0.6m | €1.4m | €1.3m | €1.7m | €1.6m | ▼ 2.6% |
| Equity10/15 | €0.06m | €0.02m | €0.02m | €0.02m | €0.2m | €0.1m | €0.2m | €0.2m | ▼ 11.1% |
| Contributions10/11 | €0.08m | €0.08m | €0.08m | €0.08m | €0.08m | €0.08m | €0.08m | €0.08m | = |
| Capital10 | - | - | - | €0.08m | €0.08m | €0.08m | €0.08m | €0.08m | = |
| Issued capital100 | - | - | - | €0.08m | €0.08m | €0.08m | €0.08m | €0.08m | = |
| Reserves13 | - | - | - | - | €0.1m | €0.06m | €0.1m | €0.1m | ▼ 17.4% |
| Non-distributable reserves130/1 | - | - | - | - | €0.008m | €0.008m | €0.008m | €0.008m | = |
| Legal reserve130 | - | - | - | - | €0.008m | €0.008m | €0.008m | €0.008m | = |
| Tax-exempt reserves132 | - | - | - | - | - | - | €0.1m | €0.1m | ▼ 3.6% |
| Distributable reserves133 | - | - | - | - | €0.09m | €0.05m | €0.04m | €0.02m | ▼ 58.7% |
| Profit (loss) carried forward14 | -€0.02m | -€0.05m | -€0.06m | -€0.06m | €68 | €64 | €64 | €469 | ▲ 631% |
| Provisions and deferred taxes16 | - | - | - | - | - | - | €0.03m | €0.03m | ▼ 3.6% |
| Deferred taxes168 | - | - | - | - | - | - | €0.03m | €0.03m | ▼ 3.6% |
| Amounts payable17/49 | €0.3m | €0.6m | €0.6m | €0.6m | €1.2m | €1.2m | €1.4m | €1.4m | ▼ 1.2% |
| Amounts payable after more than one year17 | - | €0.6m | €0.6m | €0.6m | €1.2m | €1.2m | €1.4m | €1.4m | ▼ 1.2% |
| Other amounts payable178/9 | - | - | - | €0.6m | €1.2m | €1.2m | €1.4m | €1.4m | ▼ 1.2% |
| Amounts payable within one year42/48 | €0.3m | €0.005m | €0.001m | €0.002m | €0.003m | €0.002m | €0.004m | €0.004m | ▼ 11.7% |
| Financial debts43 | - | - | - | - | €0.002m | - | - | - | - |
| Credit institutions430/8 | - | - | - | - | €0.002m | - | - | - | - |
| Trade debts44 | €0.001m | €0.005m | €327 | €465 | €379 | €0.001m | €0.001m | €423 | ▼ 57.6% |
| Suppliers440/4 | - | - | - | €465 | €379 | €0.001m | €0.001m | €423 | ▼ 57.6% |
| Taxes, remuneration and social security45 | - | - | - | - | €458 | €221 | €0.003m | €0.003m | ▼ 0.8% |
| Taxes450/3 | - | - | - | - | €458 | €221 | €0.003m | €0.003m | ▼ 0.8% |
| Other amounts payable47/48 | - | - | - | €0.002m | €0.001m | €0.001m | €84 | €180 | ▲ 113% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €646 | -€35,514 | -€2,752 | -€2,314 | €156,858 | -€38,194 | €82,954 | -€24,552 | - |
| + Depreciation and write-downs630 | €5,399 | €51,263 | €11,763 | €11,764 | €99,366 | €35,789 | €31,790 | €34,497 | ▲ 8.5% |
| Operating cash flow (approximation) | €6,045 | €15,748 | €9,011 | €9,450 | €256,224 | -€2,405 | €114,744 | €9,946 | ▼ 91.3% |
| Investment in fixed assets (approximation) | - | -€394,501 | €0 | €0 | -€818,109 | -€18,485 | €49,458 | -€122,503 | - |
| Change in cash | - | -€37,532 | €437 | €6,518 | €29,585 | -€33,699 | €397,615 | -€129,660 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 20 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 29-06-2026 | 2026-00214816 | NBB |
| 31-12-2024 | micro format | 18-08-2025 | 2025-00380600 | |
| 31-12-2023 | micro format | 24-07-2024 | 2024-00276008 | |
| 31-12-2022 | micro format | 30-08-2023 | 2023-00374607 | |
| 31-12-2021 | micro format | 18-07-2022 | 2022-20193794 | |
| 31-12-2020 | micro format | 25-08-2021 | 2021-53100175 | |
| 31-12-2019 | micro format | 19-08-2020 | 2020-42300344 | |
| 31-12-2018 | micro format | 02-10-2019 | 2019-67900572 | |
| 31-12-2017 | micro format | 31-08-2018 | 2018-57300365 | |
| 31-12-2016 | micro format | 24-08-2017 | 2017-46900439 |
Board & ownership
Directors
Owners and capital
Shareholders
- Philippe PRUDHOMME 385 shares
- Carine LOUTTE 385 shares
- PRUDHOMME Philippe Georges Noël 385 shares
- LOUTTE Carine Marie Esther Raymonde 385 shares
Capital transactions
- 06-07-2022 Capital stated in the deed · €77,000 · 770 shares
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| LOUTTE Carine Marie Esther Raymonde |
|
| PRUDHOMME Philippe Georges Noël |
|
Articles of association
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 06-07-2022 (in French)
Network & group
IMMO PP shares no director with another company.
Connections & network
2 current directorsThe network starts from the directors of IMMO PP. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
02-02
Gazette deed
Registered office moved from Charleroi to TongrinneShareholding · Director in office7 points ▸
- General meeting, 04-01-2024
- Philippe PRUDHOMME holds 385 shares
- Carine LOUTTE holds 385 shares
- Registered-office move, Rue Nicolas Plennevaux, 22 à 5140 Tongrinne
- Other provision, “Rue Nicolas Plennevaux, 22 à 5140 Tongrinne” (deed in French)
- Director in office, Carine LOUTTE (director)
- Director in office, Philippe PRUDHOMME (director)
Show earlier events
06-07
Gazette deed
Registered office · Resignations & appointmentsRegistered office moved from Marcinelle to Couillet · Changes of role: PRUDHOMME Philippe Georges Noël (director) and LOUTTE Carine Marie Esther Raymonde (director) · Registered office clause27 points ▸
- General meeting, “Assemblée Générale Extraordinaire des Actionnaires” (deed in French)
- Registered office clause, “rue de Nalinnes,146,6001 Marcinelle (Charleroi)” (deed in French)
- Incorporation, 13-03-2006
- Other provision, 0880.413.669, “BE 0880.413.669” (deed in French)
- Other provision, “statutes history” (deed in French)
- Other provision, meeting officers, 14:30
- PRUDHOMME Philippe Georges Noël holds 385 shares
- LOUTTE Carine Marie Esther Raymonde holds 385 shares
- Capital, €77,000, mentioned 2 times in the deed
- Director in office, PRUDHOMME Philippe Georges Noël (director)
- Director in office, LOUTTE Carine Marie Esther Raymonde (director)
- Other provision, “convocation waiver validity” (deed in French)
- The act holds 15 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
3 activities
- Toutes opérations se rapportant directement ou indirectement à l’achat,la vente,la gestion et l’exploitation de biens immobiliers,pour compte propre ou compte de tiers
- De façon générale accomplir toutes opérations commerciales,industrielles,financières,mobilières ou immobilières se rapportant directement ou indirectement à son objet social,ou qui seraient de nature à en faciliter directement ou indirectement,entièrement ou partiellement,la réalisation
- S'intéresser au soutien,la promotion,l'acquisition,la participation par voie d'apport en numéraire ou en nature,de fusion,de souscription,d'intervention financière ou autrement,dans toute autre société ou institution de nature financière,commerciale ou industrielle,créée en Belgique ou à l'étranger
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 92126B0197/00K000 | Wallonia | 3,899 m² | 1 · 171 m² | - |
| 52392C0692/00S002 | Wallonia | 1,782 m² | 1 · 211 m² | 7.3 m · 2 |