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IMMO-PLACE

Active
Private limited companyfounded 2022active for 4 yearsRaapstraat 37, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0789.444.792
Summary

IMMO-PLACE has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42,694 and a net result of €20,685. Equity is growing by about 30% per year across the filed financial years. Its solvency ranks better than 37% of 11,192 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Real estate agency activities
NACE 68310
2 sites
Size
€243,192total assets 2025
Equity
€42,694
Profit
€20,685
Turnover not published (abbreviated format)
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts 4 days early2 deeds in the Belgian Official Gazette
Why 92raises riskEquity €42,694 (17.6% of total assets)lowers riskSector: Real estate activities (NACE 68)Liquidity: current ratio 0.92, cash €49,529Size: total assets €243,192Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 67% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Average
Solvency 43+7
equity 17.6% of total assets
Liquidity 53+12
short-term debt 45.4% · cash 20.4%
Profitability 79+54
return on assets 8.5%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,614 companies, NACE 68, micro)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.6%▼ -0.1 percentage points vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.7%▲ +0.1 percentage points vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025highest value 12-2025: 0.7%● unchanged vs 11-2025highest value 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.6%▼ -0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%▼ -0.5 percentage points vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.92, compared with 0.63 in 2024, below 1; short-term debt: 45.4% and cash: 20.4% of total assets), and 82.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 38% on solvency, 62% on liquidity, 76% on profitability and 91% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Liquidity: current ratio 0.92, cash €49,529
NBB · annual accounts
lowers risk · Size: total assets €243,192
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €42,694 (17.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
4 days early
2024
6 days early
2023
2 days early
2022
5 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 4 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Back to profitnet €20,685
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Financials · financial year 2025, abbreviated format

Equity
€42,694▲ 94.0%
2024 · €22,009
Total assets
€243,192▲ 25.5%
2024 · €193,837
Net result
€20,685
2024 · -€6,896
Working capital
-€8,944▲ 67.4%
2024 · -€27,468
Trend over the years

2022 to 2025, 4 financial years

The operating result returns to profit in 2025: €28,305 after a loss of €4,261 in 2024, the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€28,305 2025 Net result€20,685 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€11,299-€19,353▲ 71.3%-€4,261€28,305
Net result€6,986within the sector's middle half-€11,919within the sector's middle half▲ 70.6%-€6,896within the sector's middle half€20,685within the sector's middle half
Equity€16,986below the sector's middle half-€28,905below the sector's middle half▲ 70.2%€22,009below the sector's middle half▼ 23.9%€42,694within the sector's middle half▲ 94.0%
Total assets€161,781below the sector's middle half-€217,532below the sector's middle half▲ 34.5%€193,837below the sector's middle half▼ 10.9%€243,192below the sector's middle half▲ 25.5%
Debt€144,795-€188,627▲ 30.3%€171,828▼ 8.9%€200,499▲ 16.7%
Working capital-€25,366within the sector's middle half--€22,599within the sector's middle half▲ 10.9%-€27,468within the sector's middle half▼ 21.5%-€8,944within the sector's middle half▲ 67.4%
Solvency10.5%within the sector's middle half-13.3%within the sector's middle half▲ 2.8pp11.4%within the sector's middle half▼ 1.9pp17.6%within the sector's middle half▲ 6.2pp
Current ratio0.26below the sector's middle half-0.73within the sector's middle half▲ 0.470.63within the sector's middle half▼ 0.100.92within the sector's middle half▲ 0.29
Return on assets (ROA)4.3%within the sector's middle half-5.5%above the sector's middle half▲ 1.2pp-3.6%below the sector's middle half▼ 9.0pp8.5%above the sector's middle half▲ 12.1pp
above within below the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €243,192
Fixed assets €141,656 ▼ 3.2%
Current assets €101,536 ▲ 114%
Equity and liabilities €243,192
Equity €42,694 ▲ 94.0%
Debt €200,499 ▲ 16.7%
Debt's share of the balance-sheet total falls from 88.6% to 82.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€36,852▲
2024 · €4,286
Cash flow
€29,232▲
2024 · €1,651
Debt to equity
4.70▼
2024 · 7.81
ROE
48.5%▲
2024 · -31.3%
Interest coverage
12.33▲
2024 · 1.34
Debt ≤ 1 year
€110,479▲
2024 · €74,940
Debt > 1 year
€89,833▼
2024 · €96,889
Income taxes
€4,766▲
2024 · -€476
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94.3% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94.3% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€193,837€243,192▲
Fixed assets21/28€146,365€141,656▼
Tangible fixed assets22/27€143,665€135,118▼
Land and buildings22€127,259€121,627▼
Plant, machinery and equipment23€15,133€12,380▼
Furniture and vehicles24€1,273€1,111▼
Financial fixed assets28€2,700€6,538▲
Current assets29/58€47,472€101,536▲
Amounts receivable within one year40/41€33,975€51,915▲
Trade receivables40€25,640€51,047▲
Other amounts receivable41€8,335€868▼
Cash at bank and in hand54/58€13,406€49,529▲
Deferred charges and accrued income490/1€91€92▲
Equity and liabilities
Total equity and liabilities10/49€193,837€243,192▲
Equity10/15€22,009€42,694▲
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14€12,009€32,694▲
Amounts payable17/49€171,828€200,499▲
Amounts payable after more than one year17€96,889€89,833▼
Financial debts170/4€96,889€89,833▼
Amounts payable within one year42/48€74,940€110,479▲
Current portion of amounts payable after more than one year42€6,849€7,055▲
Trade debts44€63,759€89,203▲
Suppliers440/4€63,759€89,203▲
Taxes, remuneration and social security45€4,160€5,030▲
Taxes450/3€4,160€5,030▲
Other amounts payable47/48€172€9,191▲
Accrued charges and deferred income492/3-€186
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,547€8,547=
Gross operating margin9900€4,286€36,852▲
Operating profit (loss)9901-€4,261€28,305▲
Financial income75/76B€96€135▲
Recurring financial income75€96€135▲
Financial charges65/66B€3,207€2,989▼
Recurring financial charges65€3,207€2,989▼
Profit (loss) for the period before taxes9903-€7,372€25,451▲
Income taxes67/77-€476€4,766▲
Profit (loss) for the period9904-€6,896€20,685▲
Profit (loss) for the period to be appropriated9905-€6,896€20,685▲
Appropriation of the result
Profit (loss) to be appropriated9906€12,009€32,694▲
Profit (loss) brought forward from the previous period14P€18,905€12,009▼

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,856€7,954€8,547€8,547=
Gross operating margin9900€15,155€27,306€4,286€36,852▲ 760%
Operating profit (loss)9901€11,299€19,353-€4,261€28,305-
Financial income75/76B-€109€96€135▲ 40.8%
Recurring financial income75-€109€96€135▲ 40.8%
Financial charges65/66B€1,173€3,383€3,207€2,989▼ 6.8%
Recurring financial charges65€1,173€3,383€3,207€2,989▼ 6.8%
Profit (loss) for the period before taxes9903€10,126€16,079-€7,372€25,451-
Income taxes67/77€3,140€4,160-€476€4,766-
Profit (loss) for the period9904€6,986€11,919-€6,896€20,685-
Profit (loss) for the period to be appropriated9905€6,986€11,919-€6,896€20,685-
Line2022202320242025Change
Assets
Total assets20/58€161,781€217,532€193,837€243,192▲ 25.5%
Fixed assets21/28€152,730€155,242€146,365€141,656▼ 3.2%
Tangible fixed assets22/27€152,730€152,212€143,665€135,118▼ 5.9%
Land and buildings22€138,524€132,892€127,259€121,627▼ 4.4%
Plant, machinery and equipment23€13,750€17,885€15,133€12,380▼ 18.2%
Furniture and vehicles24€456€1,434€1,273€1,111▼ 12.7%
Financial fixed assets28-€3,030€2,700€6,538▲ 142%
Current assets29/58€9,052€62,290€47,472€101,536▲ 114%
Amounts receivable within one year40/41€1,691€45,539€33,975€51,915▲ 52.8%
Trade receivables40€1,529€30,927€25,640€51,047▲ 99.1%
Other amounts receivable41€163€14,612€8,335€868▼ 89.6%
Cash at bank and in hand54/58€6,060€15,693€13,406€49,529▲ 269%
Deferred charges and accrued income490/1€1,300€1,058€91€92▲ 1.1%
Equity and liabilities
Total equity and liabilities10/49€161,781€217,532€193,837€243,192▲ 25.5%
Equity10/15€16,986€28,905€22,009€42,694▲ 94.0%
Contributions10/11€10,000€10,000€10,000€10,000=
Profit (loss) carried forward14€6,986€18,905€12,009€32,694▲ 172%
Amounts payable17/49€144,795€188,627€171,828€200,499▲ 16.7%
Amounts payable after more than one year17€110,378€103,738€96,889€89,833▼ 7.3%
Financial debts170/4€110,378€103,738€96,889€89,833▼ 7.3%
Amounts payable within one year42/48€34,418€84,889€74,940€110,479▲ 47.4%
Current portion of amounts payable after more than one year42€6,455€6,640€6,849€7,055▲ 3.0%
Trade debts44€2,319€70,949€63,759€89,203▲ 39.9%
Suppliers440/4€2,319€70,949€63,759€89,203▲ 39.9%
Taxes, remuneration and social security45€6,014€7,300€4,160€5,030▲ 20.9%
Taxes450/3€6,014€7,300€4,160€5,030▲ 20.9%
Other amounts payable47/48€19,629-€172€9,191▲ 54×
Accrued charges and deferred income492/3---€186-
Line2022202320242025Change
Profit (loss) for the period9904€6,986€11,919-€6,896€20,685-
+ Depreciation and write-downs630€3,856€7,954€8,547€8,547=
Operating cash flow (approximation)€10,842€19,872€1,651€29,232▲ 18×
Investment in fixed assets (approximation)--€10,466€330-€3,838-
Change in cash-€9,633-€2,287€36,123-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-12-2025 abbreviated format 27-07-2026 2026-00334604
31-12-2024 abbreviated format 25-07-2025 2025-00318796
31-12-2023 abbreviated format 29-07-2024 2024-00306959
31-12-2022 abbreviated format 26-07-2023 2023-00280867

Similar companies · same sector, comparable size

Of the 11,701 active companies whose main activity is real estate agency activities (NACE 68310), figures are known for 7,016. 4,852 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2023 · 1 entry · €135 awarded · €135 paid
Schemes
1 entry · €135 · €135 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 6 August 2022, IMMO-PLACE was incorporated as a private limited company.1 Total assets went from €161,781 in 2022 to €243,192 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
27-07
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
2025
31-12
Financial Back to profitnet €20,685
Net result €20,685 after one loss-making year.
25-07
NBB filing Annual accounts filed
financial year 2024 · abbreviated format
2024
31-12
Financial Weakest financial yearnet -€6,896
Net result drops to -€6,896, the lowest in the series; recovery starts the following year.
29-07
NBB filing Annual accounts filed
financial year 2023 · abbreviated format
2023
26-07
NBB filing Annual accounts filed
financial year 2022 · abbreviated format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 2 deeds read
About the unread acts

We know of 2 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded06-08-2022
Financial year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
33120Repair and maintenance of machinery
68121Development of residential building projects
68122Development of non-residential building projects
47811Retail sale of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID 0208:0789444792
Also 9925:BE0789444792
Registered 25-11-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0789.444.792

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Sint-Niklaas · 2 establishment units since 2022
registered office establishment All 2 establishment units on the map
Ground area
1,293 m²
Building footprint
477 m²
Building volume
3,992 m³
3 parcels, Flanders · tallest building 12.3 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
2 establishment units
IMMO-PLACE
Hovenierstraat 2, 9230 WetterenReal estate agency activities
since 2022unit no. 2.335.260.152
IMMO-PLACE
Sint-Damiaanstraat 45, 2160 WommelgemReal estate agency activities
since 2023unit no. 2.346.288.458
3 parcels
Flanders 3 (100%)
Cadastral parcel Region Area Buildings Height / floors
11052C0346/00A002 Flanders 757 m² 1 · 103 m² 8.9 m · 3
46447B0603/00P000 Flanders 314 m² 1 · 152 m² 12.3 m · 4
42302E0018/00X004 Flanders 223 m² 1 · 222 m² 10.2 m · 3
How the parcels are linked
Good to know
All 3 parcels match the address exactly.