IMMO PATRI
ActiveIMMO PATRI has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €956k and a net result of €535k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 76% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+66
Solvency100▲+3
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 11.08 against 2.36 in 2024; short-term debt: 7.4% and cash: 11.4% of total assets), and 22.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.2%
Return on assets
43.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €956k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
168 d early
2023
6 d early
2022
21 d early
2021
10 d late
2020
30 d late
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€956k▲ 127%
2024 · €422k
2018: €436k
2019: €453k
2020: €457k
2021: €431k
2022: €432k
2023: €429k
2024: €422k
2018 → 2025
Total assets
€1.24M▲ 110%
2024 · €589k
2018: €693k
2019: €703k
2020: €701k
2021: €649k
2022: €635k
2023: €616k
2024: €589k
2018 → 2025
Net result
€535k
2024 · €-7k
2018: €-7k
2019: €17k
2020: €4k
2021: €-27k
2022: €2k
2023: €-3k
2024: €-7k
2018 → 2025
Working capital
€924k▲ 511%
2024 · €151k
2018: €80k
2019: €116k
2020: €127k
2021: €104k
2022: €131k
2023: €157k
2024: €151k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€431k-€432k▲ 0.4%€429k▼ 0.8%€422k▼ 1.7%€956k▲ 127%
Operating result€548-€2k▲ 343%€-591€-6k▼ 932%€676k
Net result€-27k-€2k€-3k€-7k▼ 124%€535k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €676k after a loss of €6k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.24M
Fixed assets
€223k▼ 31.8%
Current assets
€1.02M▲ 287%
Equity and liabilities €1.24M
Equity
€956k▲ 127%
Provisions
€183k▲ 304%
Debt
€99k▼ 18.5%
The debt ratio falls from 20.7% to 8.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€692k▲
2024 · €23k
Cash flow
€551k▲
2024 · €22k
Solvency
77.2%▲
2024 · 71.6%
Current ratio
11.08▲
2024 · 2.36
Quick ratio
11.08▲
2024 · 2.36
Debt / equity
0.10▼
2024 · 0.29
ROE
55.9%▲
2024 · -1.8%
ROA
43.2%▲
2024 · -1.3%
Interest coverage
90.07▲
2024 · 2.04
Debt
€99k▼
2024 · €122k
Debt ≤ 1 year
€92k▼
2024 · €111k
Debt > 1 year
€3k=
2024 · €3k
Income taxes
€34k▲
2024 · €-296
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€589k€1.24M▲
Fixed assets21/28€327k€223k▼
Tangible fixed assets22/27€327k€223k▼
Land and buildings22€314k€215k▼
Plant, machinery and equipment23€5k€2k▼
Furniture and vehicles24€8k€6k▼
Current assets29/58€262k€1.02M▲
Amounts receivable within one year40/41€2k€710▼
Trade receivables40€749€710▼
Other amounts receivable41€910€0▼
Current investments50/53€217k€874k▲
Cash at bank and in hand54/58€42k€141k▲
Deferred charges and accrued income490/1€1k€573▼
Equity and liabilities
Total equity and liabilities10/49€589k€1.24M▲
Equity10/15€422k€956k▲
Contributions10/11€36k€36k=
Reserves13€385k€920k▲
Tax-exempt reserves132€87k€549k▲
Distributable reserves133€298k€371k▲
Provisions and deferred taxes16€45k€183k▲
Deferred taxes168€45k€183k▲
Amounts payable17/49€122k€99k▼
Amounts payable after more than one year17€3k€3k=
Other amounts payable178/9€3k€3k=
Amounts payable within one year42/48€111k€92k▼
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€3k€28k▲
Taxes450/3€3k€28k▲
Other amounts payable47/48€108k€64k▼
Accrued charges and deferred income492/3€7k€4k▼
Income statement
Code20242025
Non-recurring operating income76A-€733k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€16k▼
Other operating charges640/8€6k€4k▼
Gross operating margin9900€29k€696k▲
Operating profit (loss)9901€-6k€676k▲
Financial income75/76B€7k€38k▲
Recurring financial income75€7k€38k▲
Financial charges65/66B€11k€8k▼
Recurring financial charges65€11k€8k▼
Profit (loss) for the period before taxes9903€-11k€707k▲
Transfer from deferred taxes780€3k€45k▲
Transfer to deferred taxes680-€183k
Income taxes67/77€-296€34k▲
Profit (loss) for the period9904€-7k€535k▲
Transfer from tax-exempt reserves789€5k€87k▲
Transfer to tax-exempt reserves689-€549k
Profit (loss) for the period to be appropriated9905€-2k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€73k▲
Transfer from equity791/2€2k€0▼
Transfer to equity691/2€0€73k▲
To other reserves6921€0€73k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €535k
Net result €535k after 2 loss-making years.
31-12
Financial
Liquidity times 5current ratio 11.08
Current ratio from 2.36 to 11.08; short-term debt falls from €111k to €92k.
31-12
Financial
Equity above €500kEq €956k ▲127%
Equity rises from €422k to €956k.
13-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-12
Financial
Weakest financial yearnet €-27k ▼704%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Begoniastraat 79820 Merelbeke-MelleGround area
650 m²
Building footprint
178 m²
Volume, LiDAR
641 m³
Parcel 44412B0714/00G002, Flanders · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Begoniastraat 7, 9820 Merelbeke-Melle
since 19872.030.232.170
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44412B0714/00G002 | Flanders | 650 m² | 1 · 178 m² | 5.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
25490003VPJ3Q1GZR953
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OOST INVEST
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Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 1,559 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-09-1987
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
85599Other education
85699Other educational support services
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.