IMMO PARFUMEX
ActiveIMMO PARFUMEX has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €15k and a net result of €1k. Equity is growing by ~24.5% per year across the filed fiscal years. Its solvency ranks better than 28% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability61▲+15
Solvency32▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.98 against 1.02 in 2023; short-term debt: 25.5% and cash: 1.1% of total assets), and 93% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
7%
Return on assets
0.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-10-2025, 74 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
74 d late
2023
20 d late
2022
59 d late
2021
61 d late
2020
59 d late
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€15k▲ 8.3%
2023 · €13k
2018: €-1k
2019: €-1k
2020: €8k
2021: €13k
2022: €18k
2023: €13k
2018 → 2024
Total assets
€209k▼ 7.3%
2023 · €225k
2018: €394k
2019: €337k
2020: €331k
2021: €298k
2022: €260k
2023: €225k
2018 → 2024
Net result
€1k
2023 · €-4k
2018: €-2k
2019: €108
2020: €9k
2021: €12k
2022: €11k
2023: €-4k
2018 → 2024
Working capital
€-1k
2023 · €1k
2018: €5k
2019: €-8k
2020: €20k
2021: €8k
2022: €9k
2023: €1k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€8k-€13k▲ 63.2%€18k▲ 37.4%€13k▼ 24.3%€15k▲ 8.3%
Operating result€17k-€20k▲ 16.9%€19k▼ 6.9%€1k▼ 94.6%€6k▲ 491%
Net result€9k-€12k▲ 25.3%€11k▼ 1.5%€-4k€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 491% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €209k
Fixed assets
€157k▼ 9.5%
Current assets
€52k▲ 0.2%
Equity and liabilities €209k
Equity
€15k▲ 8.3%
Debt
€194k▼ 8.3%
The debt ratio falls from 94.0% to 93.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▲
2023 · €19k
Cash flow
€18k▲
2023 · €14k
Solvency
7.0%▲
2023 · 6.0%
Current ratio
0.98▼
2023 · 1.02
Quick ratio
0.98▼
2023 · 1.02
Debt / equity
13.30▼
2023 · 15.71
ROE
7.7%▲
2023 · -32.0%
ROA
0.5%▲
2023 · -1.9%
Interest coverage
4.99▲
2023 · 3.55
Debt
€194k▼
2023 · €212k
Debt ≤ 1 year
€53k▲
2023 · €51k
Debt > 1 year
€141k▼
2023 · €161k
Income taxes
€340
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€225k€209k▼
Fixed assets21/28€173k€157k▼
Tangible fixed assets22/27€173k€157k▼
Land and buildings22€169k€155k▼
Plant, machinery and equipment23€4k€2k▼
Current assets29/58€52k€52k▲
Amounts receivable within one year40/41€25k€32k▲
Other amounts receivable41€25k€32k▲
Cash at bank and in hand54/58€6k€2k▼
Deferred charges and accrued income490/1€21k€17k▼
Equity and liabilities
Total equity and liabilities10/49€225k€209k▼
Equity10/15€13k€15k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-7k€-6k▲
Amounts payable17/49€212k€194k▼
Amounts payable after more than one year17€161k€141k▼
Financial debts170/4€161k€141k▼
Amounts payable within one year42/48€51k€53k▲
Current portion of amounts payable after more than one year42€20k€20k=
Trade debts44€7k€10k▲
Suppliers440/4€7k€10k▲
Other amounts payable47/48€23k€23k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€17k▼
Other operating charges640/8€14k€15k▲
Non-recurring operating charges66A-€134
Gross operating margin9900€33k€38k▲
Operating profit (loss)9901€1k€6k▲
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€-4k€1k▲
Income taxes67/77-€340
Profit (loss) for the period9904€-4k€1k▲
Profit (loss) for the period to be appropriated9905€-4k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-6k▲
Profit (loss) brought forward from the previous period14P€-3k€-7k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 74 days late
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Weakest financial yearnet €-4k ▼138%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Highest result since 2018net €12k ▲25.3%
Operating result €20k, net result €12k, both a record.
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Back to profitnet €108
Net result €108 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Temple(L.L) 517100 La LouvièreGround area
794 m²
Building footprint
44 m²
Volume, LiDAR
381 m³
Parcel 55022A0471/00W046, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Immo Parfumex
since 20172.266.748.161
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55022A0471/00W046 | Wallonia | 794 m² | 1 · 44 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 3,620 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2017
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475/694621