IMMO P. en C.
ActiveSummary
IMMO P. en C. has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.09M and a net result of €236k. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 76% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+76
Solvency91▲+3
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 1.38 in 2024; short-term debt: 33.5% and cash: 41.4% of total assets), and 33.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.5%
Return on assets
14.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.09M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
27 d late
2023
41 d late
2022
5 d early
2021
4 d early
2020
36 d early
2019
45 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.09M▲ 27.7%
2024 · €852k
2018: €1.17M
2019: €1.19M
2020: €1.18M
2021: €1.14M
2022: €978k
2023: €932k
2024: €852k
2018 → 2025
Total assets
€1.64M▲ 20.6%
2024 · €1.36M
2018: €1.61M
2019: €1.63M
2020: €1.63M
2021: €1.60M
2022: €1.45M
2023: €1.41M
2024: €1.36M
2018 → 2025
Net result
€236k
2024 · €-79k
2018: €50k
2019: €21k
2020: €-9k
2021: €-39k
2022: €-162k
2023: €-46k
2024: €-79k
2018 → 2025
Working capital
€448k▲ 135%
2024 · €191k
2018: €-298k
2019: €-230k
2020: €-253k
2021: €-243k
2022: €-34k
2023: €-40k
2024: €191k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.14M-€978k▼ 14.2%€932k▼ 4.7%€852k▼ 8.5%€1.09M▲ 27.7%
Operating result€-18k-€-136k▼ 647%€-28k▲ 79.4%€-54k▼ 95.2%€285k
Net result€-39k-€-162k▼ 318%€-46k▲ 71.3%€-79k▼ 71.4%€236k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €285k after a loss of €54k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.64M
Fixed assets
€640k ▼ 3.3%
Current assets
€996k ▲ 43.4%
Equity and liabilities €1.64M
Equity
€1.09M ▲ 27.7%
Debt
€548k ▲ 8.7%
Debt's share of the balance-sheet total falls from 37.2% to 33.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€313k▲
2024 · €-33k
Cash flow
€264k▲
2024 · €-58k
Current ratio
1.82▲
2024 · 1.38
Debt to equity
0.50▼
2024 · 0.59
ROE
21.7%▲
2024 · -9.3%
ROA
14.4%▲
2024 · -5.9%
Interest coverage
8.95▲
2024 · -0.90
Debt ≤ 1 year
€548k▲
2024 · €504k
Income taxes
€26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.36M€1.64M▲
Fixed assets21/28€662k€640k▼
Tangible fixed assets22/27€642k€613k▼
Land and buildings22€634k€610k▼
Plant, machinery and equipment23€8k€3k▼
Financial fixed assets28€20k€28k▲
Current assets29/58€695k€996k▲
Amounts receivable within one year40/41€23k€23k=
Other amounts receivable41€23k€23k=
Current investments50/53€603k€294k▼
Cash at bank and in hand54/58€67k€677k▲
Deferred charges and accrued income490/1€944€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.36M€1.64M▲
Equity10/15€852k€1.09M▲
Contributions10/11€469k€469k=
Capital10€469k€469k=
Issued capital100€469k€469k=
Reserves13€383k€619k▲
Non-distributable reserves130/1€47k€47k=
Legal reserve130€47k€47k=
Distributable reserves133€336k€572k▲
Amounts payable17/49€504k€548k▲
Amounts payable within one year42/48€504k€548k▲
Trade debts44-€12k
Suppliers440/4-€12k
Taxes, remuneration and social security45€16k€34k▲
Taxes450/3€16k€34k▲
Other amounts payable47/48€488k€502k▲
Accrued charges and deferred income492/3€682€0▼
Income statement
Code20242025
Non-recurring operating income76A-€329k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€29k▲
Other operating charges640/8€12k€14k▲
Non-recurring operating charges66A€28k€0▼
Gross operating margin9900€8k€327k▲
Operating profit (loss)9901€-54k€285k▲
Financial income75/76B€11k€12k▲
Recurring financial income75€11k€12k▲
Financial charges65/66B€36k€35k▼
Recurring financial charges65€36k€35k▼
Profit (loss) for the period before taxes9903€-79k€261k▲
Income taxes67/77-€26k
Profit (loss) for the period9904€-79k€236k▲
Profit (loss) for the period to be appropriated9905€-79k€236k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-79k€236k▲
Transfer from equity791/2€79k€0▼
Transfer to equity691/2-€236k
To other reserves6921-€236k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €236k
Net result €236k after 5 loss-making years.
31-12
Financial
Equity above €1MEq €1.09M ▲27.7%
Equity rises from €852k to €1.09M.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
10-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 41 days late
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-162k
Net result drops to €-162k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Darenbergstraat 23700 Tongeren-BorgloonGround area
991 m²
Building footprint
266 m²
Volume, LiDAR
1,956 m³
Parcel 73347A0222/00R005, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO P. & C. NV
since 19932.031.679.450
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73347A0222/00R005 | Flanders | 991 m² | 1 · 266 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DANASSA
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HEVA
BE 0435.002.933
Herk-de-Stad · Eq €1,088,711
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,783 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-04-1987
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.