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IMMO NINE

Active
Public limited companyfounded 20197 yrs activeEmile Verhaerenlaan 63, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0727.519.103
Summary

IMMO NINE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,503 and a net result of €3,357. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 95% of 12331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisWatch ReportCompare
IMMO NINEActiveChecked score 85/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
1 site
Size
€41,912total assets 2025
Equity
€38,503
Profit
€3,357
Turnover not published (abridged schema)
Financial health
85 Excellent Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Accounts 36 d early0 of 4 deeds read
Why 85- 1 change of registered office in 24 months- Size: total assets €41,912+ Liquidity: current ratio 12.29, cash €28,057+ Equity €38,503 (91.9% of total assets)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Better than 73% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 91.9% of total assets
Liquidity 100=
short-term debt 8.1% · cash 66.9%
Profitability 58+20
return on assets 8.0%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (39,974 companies)
Last 24 months 11-2024: 4.6% 12-2024: 4.5%▼ -1.1% vs 11-2024 01-2025: 4.6%▲ +1.4% vs 12-2024highest value 02-2025: 4.6%● 0.0% vs 01-2025highest value 03-2025: 4.6%● 0.0% vs 02-2025highest value 04-2025: 4.6%● 0.0% vs 03-2025highest value 05-2025: 4.6%● 0.0% vs 04-2025highest value 06-2025: 4.6%● 0.0% vs 05-2025highest value 07-2025: 4.6%● 0.0% vs 06-2025highest value 08-2025: 4.3%▼ -6.0% vs 07-2025 09-2025: 4.3%● 0.0% vs 08-2025 10-2025: 0.4%▼ -90.6% vs 09-2025lowest value 11-2025: 0.4%● 0.0% vs 10-2025lowest value 12-2025: 0.8%▲ +95.0% vs 11-2025 01-2026: 0.7%▼ -12.8% vs 12-2025 02-2026: 0.7%▼ -1.6% vs 01-2026 03-2026: 0.7%▲ +2.1% vs 02-2026 04-2026: 0.7%▲ +1.0% vs 03-2026 05-2026: 0.9%▲ +23.5% vs 04-2026 06-2026: 0.9%▲ +0.2% vs 05-2026 07-2026: 0.7%▼ -14.8% vs 06-2026 08-2026: 0.9%▲ +16.5% vs 07-2026 09-2026: 1.0%▲ +17.4% vs 08-2026 10-2026: 0.5%▼ -50.8% vs 09-2026
  • Liquidity: current ratio 12.29, cash €28,057 lowers the probability
  • 1 change of registered office in 24 months raises the probability
  • Size: total assets €41,912 raises the probability for this profile
  • Equity €38,503 (91.9% of total assets) lowers the probability
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 12.29 against 10.52 in 2024; short-term debt: 8.1% and cash: 66.9% of total assets), and 8.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 99%, profitability 41%, growth against the median 60%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 12.29, cash €28,057
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Size: total assets €41,912
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Equity €38,503 (91.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
36 d early
2024
29 d late
2021
31 d late
2020
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 21 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (3 of the last 4 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €3,357
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 5% on solvencysector median 37.1% · 12,331 companies 91.9% View
  • Total assets 20254 fiscal years filed €41,912 View
  • Active since 2019founded 27-05-2019 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€41,912
Profit
€3,357
Solvency
91.9%
Total assets▲ 7.9%
Net result
20202025
Go to Financials

Timeline

Events
5
Since
2021
Next accounts
by 31-07-2027
  1. 25-06-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 29-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
27-05-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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