IMMO NIKOS
ActiveIMMO NIKOS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €15k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 28% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+17
Solvency52▲+13
Growth69▲+23
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.97 against 1.08 in 2024; short-term debt: 73.3% and cash: 0.7% of total assets), and 73.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.7%
Return on assets
10.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
21 d late
2023
31 d late
2022
39 d late
2021
27 d late
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€331k▲ 46.0%
2024 · €226k
2018: €225k
2019: €237k
2020: €182k
2021: €113k
2022: €126k
2023: €205k
2024: €226k
2018 → 2025
EBIT margin
6.2%▲ 5.6pp
2024 · 0.6%
2018: 1.7%
2019: 0.4%
2020: 0.7%
2021: -1.6%
2022: 4.0%
2023: -1.7%
2024: 0.6%
2018 → 2025
Net result
€15k▲ 1,274%
2024 · €1k
2018: €2k
2019: €531
2020: €1k
2021: €-1k
2022: €4k
2023: €-4k
2024: €1k
2018 → 2025
Working capital
€-3k
2024 · €11k
2018: €19k
2019: €19k
2020: €20k
2021: €10k
2022: €11k
2023: €7k
2024: €11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€113k-€126k▲ 11.4%€205k▲ 62.7%€226k▲ 10.6%€331k▲ 46.0%
Equity€20k-€25k▲ 21.3%€21k▼ 15.2%€22k▲ 5.2%€37k▲ 67.4%
Operating result€-2k-€5k€-3k€1k€20k▲ 1,408%
Net result€-1k-€4k€-4k€1k€15k▲ 1,274%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,408% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138k
Fixed assets
€40k▲ 272%
Current assets
€98k▼ 34.1%
Equity and liabilities €138k
Equity
€37k▲ 67.4%
Debt
€101k▼ 26.3%
The debt ratio falls from 86.2% to 73.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▲
2024 · €5k
Cash flow
€24k▲
2024 · €4k
Solvency
26.7%▲
2024 · 13.8%
Current ratio
0.97▼
2024 · 1.08
Quick ratio
0.53▲
2024 · 0.35
Debt / equity
2.75▼
2024 · 6.25
ROE
40.3%▲
2024 · 4.9%
ROA
10.7%▲
2024 · 0.7%
Interest coverage
26.47▲
2024 · 16.81
Debt
€101k▼
2024 · €138k
Debt ≤ 1 year
€101k▼
2024 · €138k
Income taxes
€4k
Staff costs
€27k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€160k€138k▼
Fixed assets21/28€11k€40k▲
Tangible fixed assets22/27€10k€38k▲
Plant, machinery and equipment23€10k€38k▲
Financial fixed assets28€1k€2k▲
Current assets29/58€149k€98k▼
Stocks and contracts in progress3€101k€44k▼
Stocks30/36€65k-
Contracts in progress37€36k€44k▲
Amounts receivable within one year40/41€27k€40k▲
Trade receivables40-€5k
Other amounts receivable41€27k€36k▲
Cash at bank and in hand54/58€8k€907▼
Deferred charges and accrued income490/1€13k€13k=
Equity and liabilities
Total equity and liabilities10/49€160k€138k▼
Equity10/15€22k€37k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k-
Other1319-€2k
Profit (loss) carried forward14€2k€16k▲
Amounts payable17/49€138k€101k▼
Amounts payable within one year42/48€138k€101k▼
Trade debts44€41k€28k▼
Suppliers440/4€41k€28k▼
Advances received on contracts in progress46€15k-
Taxes, remuneration and social security45-€7k
Taxes450/3-€7k
Other amounts payable47/48€82k€66k▼
Income statement
Code20242025
Turnover70€226k€331k▲
Goods, raw materials, services and sundry goods60/61€201k€273k▲
Remuneration, social security and pensions62€19k€27k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€9k▲
Other operating charges640/8€1k€726▼
Non-recurring operating charges66A€63€478▲
Gross operating margin9900€25k€58k▲
Operating profit (loss)9901€1k€20k▲
Financial income75/76B€6-
Recurring financial income75€6-
Financial charges65/66B€280€1k▲
Recurring financial charges65€280€1k▲
Profit (loss) for the period before taxes9903€1k€19k▲
Income taxes67/77-€4k
Profit (loss) for the period9904€1k€15k▲
Profit (loss) for the period to be appropriated9905€1k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€16k▲
Profit (loss) brought forward from the previous period14P€474€2k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €15k ▲1274%
Operating result €20k, net result €15k, both a record.
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
30-09
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
30-09
Financial
Weakest financial yearnet €-4k ▼186%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 39 days late
2022
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
27-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 119 days late
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Châtelet · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Presles 1116200 ChâteletGround area
1,317 m²
Building footprint
292 m²
Volume, LiDAR
871 m³
2 parcels, Wallonia · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMO NIKOS
since 20122.214.032.621
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52007C0179/00B002 | Wallonia | 1,109 m² | 1 · 203 m² | - |
| 52045A0499/00D004 | Wallonia | 208 m² | 1 · 89 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,137 companies in sector 43910 we hold annual accounts for 5,487. 4,515 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-10-2012
Fiscal year end30-09
Activities, NACEBEL
43120Site preparation
43910Bricklaying and masonry work
43994Specialised construction activities
43110Demolition
43230Insulation installation
43291Specialised construction activities
43331Floor and wall tiling
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:giorgou1019@hotmail.com
Phone:0483/086.110