Turnover
€330,642 ▲ 46.0%
Turnover rose in 2025 from €226,426 to €330,642.
IMMO NIKOS
Lifetime
12 annual accounts with figures on one time axispeak €330,642 (2025)
€330,642▲ 46.0%
lowest -€3,741 (2023)
€14,837▲ 14×
peak €36,851 (2025)
€36,851▲ 67.4%
€101,403▼ 26.3%
peak 2 FTE (2019)
-not published
Board4 names since 2021
4 directorsGIORGOULIS Nicolas and 3 others
Documentsfilings and deeds
23-04-20267 days before the deadline
2025micro format
Turnover from €226,426 to €330,642Gross margin from €24,931 to €57,600Result from €1,080 to €14,837Equity from €22,014 to €36,851Debts from €137,680 to €101,403Investments €38,811
Key points
from the 2025 annual accountsInvestments
€37,781 4.0 × depreciation
Green is investment, beige is depreciation. Machinery stands 294.8% higher than in 2024.
Payment terms
38 days to suppliers
IMMO NIKOS pays its suppliers 35 days earlier than in 2024. Customers pay 38 days earlier.
Checked score
64
Healthy
Financially stronger than 42% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,701 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.4%
01-2025: 2.5%▲ +0.1 percentage points vs 12-2024
02-2025: 2.4%▼ -0.1 percentage points vs 01-2025
03-2025: 2.3%▼ -0.1 percentage points vs 02-2025
04-2025: 2.5%▲ +0.2 percentage points vs 03-2025
05-2025: 3.3%▲ +0.8 percentage points vs 04-2025highest value
06-2025: 1.7%▼ -1.6 percentage points vs 05-2025
07-2025: 1.7%● unchanged vs 06-2025
08-2025: 1.7%● unchanged vs 07-2025
09-2025: 1.7%● unchanged vs 08-2025
10-2025: 1.7%● unchanged vs 09-2025
11-2025: 1.7%● unchanged vs 10-2025
12-2025: 1.9%▲ +0.2 percentage points vs 11-2025
01-2026: 1.9%● unchanged vs 12-2025
02-2026: 1.8%▼ -0.1 percentage points vs 01-2026
03-2026: 1.8%● unchanged vs 02-2026
04-2026: 2.0%▲ +0.2 percentage points vs 03-2026
05-2026: 1.4%▼ -0.6 percentage points vs 04-2026
06-2026: 1.4%● unchanged vs 05-2026
07-2026: 1.4%● unchanged vs 06-2026
08-2026: 1.4%● unchanged vs 07-2026
09-2026: 1.4%● unchanged vs 08-2026
10-2026: 1.4%● unchanged vs 09-2026
11-2026: 1.4%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
1 of the last 3 accounts late
Liquidity: current ratio 0.97, cash €907, halved
Sector: Specialised construction activities (NACE 43)
lowers risk
Founded in 2012
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 28% of them on solvency, 7% on liquidity, 45% on profitability and 86% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,053 companies had the same profile as IMMO NIKOS has now. Each dot stands for 13 companies, two years later.
95.9%
were still trading
2.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of IMMO NIKOS itself: 1.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,053 companies, not a prediction for IMMO NIKOS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.97 (1.08 in 2024), below 1. Short-term debt is 73.3% and cash 0.7% of total assets. 73.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 days early
2024
21 days late
2023
31 days late
2022
39 days late
2021
27 days late
2020
2 days early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 16 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 27 May (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end08-11-2026 today30-04-2027 deadline
Board and ownership
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0849685356
3 directors appointed
Change of role: GIROGOULIS, from gérant non statutaire to sole director · Appointments: KOUKOUVAS (alternate director), GIORGOULIS Nicolas (statutory director) and KOUKOUVAS Katina (director) · “Toute activité relative à l’entreprise d’installation et de conception de piscines au sens le plus large,entre…” (deed in French) · General meeting of 28-11-2023 · Gazette deed
First establishment
Rue des Cayats 193, Charleroi
Incorporation
published on 26-10-2012 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IMMO NIKOS Châtelet | €330,642 | 6.2% | 26.7% | - |
| De Leener Kevin Pajottegem | - | - | 60.0% | - |
| EKOSE Antwerp | - | - | 92.4% | - |
| ANDZI BATI-BOUW Sint-Pieters-Leeuw | - | - | 48.1% | - |
| DCM PROJECT Pajottegem | - | - | 73.7% | - |
| OLIVER'S STONE Péruwelz | €93,978 | -1.1% | 82.3% | 1 |
| ADGROS Uccle | - | - | 90.4% | - |
Grey: the largest companies of the sector (specialised construction (NACE 43)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as IMMO NIKOS: bricklaying and masonry work (NACE 43910). They are comparable in size and age: total assets between €96,100 and €148,000, founded between 2010 and 2013.
Official details
Source: KBO- Status
- Active since 17-10-2012Normal situation
- Activity
- Bricklaying and masonry workNACE 43910and 5 others
- Establishment unit
- 2.214.032.6216001 Charleroi, since 15-11-2012
- Financial year end
- 30 September
- Peppol
- Reachable since 21-01-2026
Annual accounts to 30-09-2025
- €138,254▼ 13.4%
- Employeeson 30-09-2025
- 1=
- Filing
- Filed on 23-04-2026, 7 days before the end of the filing period
Insights on IMMO NIKOS
IMMO NIKOS has existed since 2012. Turnover grew from €106,080 in 2014 to €330,642 in 2025.
Turnover has grown every year since 2021. Solvency rose in 2025 from 13.8% to 26.7% because of the retained profit and lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMMO NIKOS
- What is the company number of IMMO NIKOS?
- The company number of IMMO NIKOS is 0849.685.356. The VAT number is the same number with BE in front: BE 0849.685.356.
- Where is IMMO NIKOS based?
- The registered office is at Rue de Presles 111, 6200 Châtelet.Company details
- What does IMMO NIKOS do?
- According to the KBO register, the main activity is bricklaying and masonry work (NACE 43910).
- What is the legal form of IMMO NIKOS?
- IMMO NIKOS is a private limited company (BV).
- When was IMMO NIKOS founded?
- IMMO NIKOS was founded on 17-10-2012.
- Is IMMO NIKOS still active?
- Yes, IMMO NIKOS is an active enterprise in the KBO register.
- How many employees does IMMO NIKOS have?
- IMMO NIKOS had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of IMMO NIKOS?
- The turnover of IMMO NIKOS was €330,642 in financial year 2025, according to the filed annual accounts.
- Is IMMO NIKOS profitable?
- In financial year 2025, IMMO NIKOS made a profit of €14,837.
- Where can I find the annual accounts of IMMO NIKOS?
- IMMO NIKOS filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMMO NIKOS due?
- IMMO NIKOS must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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