IMMO NAPOLEON
ActiveIMMO NAPOLEON has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €519k and a net result of €-27k. Equity is shrinking by ~6% per year across the filed fiscal years. Its solvency ranks better than 60% of 9113 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+1
Solvency69▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.02 in 2024; short-term debt: 40.8% and cash: 1.9% of total assets), and 56.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18202122232425
2018 to 2025 · latest year €-27k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
41 d early
2023
51 d early
2022
45 d early
2021
31 d early
2020
45 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-27k▲ 21.8%
2024 · €-35k
2018: €-20k
2020: €-18k
2021: €-33k
2022: €-45k
2023: €-52k
2024: €-35k
2018 → 2025
Working capital
€-460k▲ 5.8%
2024 · €-489k
2018: €-91k
2020: €-219k
2021: €-380k
2022: €-522k
2023: €-514k
2024: €-489k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€679k-€634k▼ 6.7%€581k▼ 8.2%€547k▼ 6.0%€519k▼ 5.0%
Operating result€-24k-€-37k▼ 49.9%€-45k▼ 22.7%€-27k▲ 40.3%€-21k▲ 20.0%
Net result€-33k-€-45k▼ 38.8%€-52k▼ 15.6%€-35k▲ 33.5%€-27k▲ 21.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21k in 2025 against €27k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.19M
Fixed assets
€1.17M▼ 6.6%
Current assets
€25k▲ 129%
Equity and liabilities €1.19M
Equity
€519k▼ 5.0%
Debt
€672k▼ 5.8%
The debt ratio falls from 56.6% to 56.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€65k▲
2024 · €59k
Cash flow
€59k▲
2024 · €51k
Solvency
43.6%▲
2024 · 43.4%
Current ratio
0.05▲
2024 · 0.02
Quick ratio
0.05▲
2024 · 0.02
Debt / equity
1.29▼
2024 · 1.31
ROE
-5.2%▲
2024 · -6.3%
ROA
-2.3%▲
2024 · -2.8%
Interest coverage
11.35▲
2024 · 7.48
Debt
€672k▼
2024 · €713k
Debt ≤ 1 year
€486k▼
2024 · €500k
Debt > 1 year
€186k▼
2024 · €213k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.26M€1.19M▼
Fixed assets21/28€1.25M€1.17M▼
Tangible fixed assets22/27€1.25M€1.17M▼
Land and buildings22€1.25M€1.17M▼
Current assets29/58€11k€25k▲
Cash at bank and in hand54/58€9k€22k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.26M€1.19M▼
Equity10/15€547k€519k▼
Contributions10/11€1.01M€1.01M=
Profit (loss) carried forward14€-461k€-489k▼
Amounts payable17/49€713k€672k▼
Amounts payable after more than one year17€213k€186k▼
Financial debts170/4€213k€186k▼
Amounts payable within one year42/48€500k€486k▼
Current portion of amounts payable after more than one year42€26k€27k▲
Other amounts payable47/48€473k€459k▼
Accrued charges and deferred income492/3€543€498▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€86k€86k▲
Other operating charges640/8€6k€7k▲
Gross operating margin9900€66k€72k▲
Operating profit (loss)9901€-27k€-21k▲
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€-35k€-27k▲
Profit (loss) for the period9904€-35k€-27k▲
Profit (loss) for the period to be appropriated9905€-35k€-27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-461k€-489k▼
Profit (loss) brought forward from the previous period14P€-427k€-461k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-52k
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel)
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Charleroise Steenweg 2211060 Sint-Gillis (bij-Brussel)Ground area
234 m²
Building footprint
235 m²
Volume, LiDAR
3,394 m³
Parcel 21013B0360/00G004, Brussels · tallest building 20.1 m, ±6 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0360/00G004 | Brussels | 234 m² | 1 · 235 m² | 20.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FIBERAL
BE 0441.601.111
Kuurne · Eq €519k
ALTERNATIVE
BE 0687.841.252
Watermaal-Bosvoorde · Eq €519k
IMMOBILIEN SCHORKOPS
BE 0463.409.976
Sankt Vith · Eq €519k
RIJ WIJS
BE 0442.277.537
Brugge · Eq €521k
Zakenkantoor Slegers
BE 0422.570.404
Lommel · Eq €518k
Of 9,133 companies in sector 68201 we hold annual accounts for 6,762. 5,016 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-04-2009
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.