Immo MVP
ActiveImmo MVP has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €292k and a net result of €78k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 80% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+1
Solvency97▼-3
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 2.86 in 2024; short-term debt: 23.3% and cash: 38% of total assets), and 28.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.5%
Return on assets
19%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
20 d early
2023
26 d late
2022
31 d late
2021
19 d early
2020
36 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€292k▼ 29.3%
2024 · €414k
2018: €393k
2019: €462k
2020: €316k
2021: €333k
2022: €336k
2023: €382k
2024: €414k
2018 → 2025
Total assets
€409k▼ 25.8%
2024 · €551k
2018: €534k
2019: €532k
2020: €584k
2021: €459k
2022: €461k
2023: €473k
2024: €551k
2018 → 2025
Net result
€78k▼ 22.6%
2024 · €101k
2018: €80k
2019: €69k
2020: €78k
2021: €60k
2022: €61k
2023: €67k
2024: €101k
2018 → 2025
Working capital
€89k▼ 56.7%
2024 · €206k
2018: €320k
2019: €383k
2020: €182k
2021: €207k
2022: €213k
2023: €192k
2024: €206k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€333k-€336k▲ 1.0%€382k▲ 13.6%€414k▲ 8.3%€292k▼ 29.3%
Operating result€90k-€90k▲ 0.3%€98k▲ 9.0%€141k▲ 43.2%€120k▼ 14.5%
Net result€60k-€61k▲ 0.4%€67k▲ 10.6%€101k▲ 50.0%€78k▼ 22.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €409k
Fixed assets
€224k▼ 4.5%
Current assets
€184k▼ 41.7%
Equity and liabilities €409k
Equity
€292k▼ 29.3%
Debt
€116k▼ 15.2%
The debt ratio rises from 24.9% to 28.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€144k▼
2024 · €166k
Cash flow
€102k▼
2024 · €126k
Solvency
71.5%▼
2024 · 75.1%
Current ratio
1.94▼
2024 · 2.86
Quick ratio
1.94▼
2024 · 2.86
Debt / equity
0.40▲
2024 · 0.33
ROE
26.6%▲
2024 · 24.3%
ROA
19.0%▲
2024 · 18.2%
Interest coverage
18.37▼
2024 · 46.69
Debt
€116k▼
2024 · €137k
Debt ≤ 1 year
€95k▼
2024 · €110k
Debt > 1 year
€20k▼
2024 · €26k
Income taxes
€36k▼
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€551k€409k▼
Fixed assets21/28€235k€224k▼
Intangible fixed assets21€31k€23k▼
Tangible fixed assets22/27€129k€125k▼
Land and buildings22€113k€106k▼
Plant, machinery and equipment23€7k€13k▲
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26€5k€3k▼
Financial fixed assets28€75k€77k▲
Current assets29/58€316k€184k▼
Amounts receivable within one year40/41€60k€27k▼
Trade receivables40€45k€7k▼
Other amounts receivable41€15k€20k▲
Cash at bank and in hand54/58€254k€155k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€551k€409k▼
Equity10/15€414k€292k▼
Contributions10/11€19k€19k=
Reserves13€395k€273k▼
Distributable reserves133€395k€273k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€137k€116k▼
Amounts payable after more than one year17€26k€20k▼
Financial debts170/4€24k€18k▼
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€110k€95k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€6k€8k▲
Suppliers440/4€6k€8k▲
Taxes, remuneration and social security45€24k€16k▼
Taxes450/3€24k€16k▼
Other amounts payable47/48€75k€66k▼
Accrued charges and deferred income492/3€885€804▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€24k▼
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€966€0▼
Gross operating margin9900€170k€147k▼
Operating profit (loss)9901€141k€120k▼
Financial income75/76B€7k€1k▼
Recurring financial income75€7k€1k▼
Financial charges65/66B€4k€8k▲
Recurring financial charges65€4k€8k▲
Profit (loss) for the period before taxes9903€144k€114k▼
Income taxes67/77€44k€36k▼
Profit (loss) for the period9904€101k€78k▼
Profit (loss) for the period to be appropriated9905€101k€78k▼
Appropriation of the result
Profit (loss) to be appropriated9906€101k€78k▼
Transfer from equity791/2€69k€199k▲
Transfer to equity691/2€101k€78k▼
To other reserves6921€101k€78k▼
Profit to be distributed694/7€69k€199k▲
Return on contributions (dividend)694€69k€199k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €101k ▲50%
Operating result €141k, net result €101k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €60k ▼23%
Net result drops to €60k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity triplescurrent ratio 11.96
Current ratio from 4.67 to 11.96; short-term debt falls from €87k to €35k.
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 58 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1978
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Joe Englishstraat 612140 AntwerpenGround area
928 m²
Building footprint
323 m²
Volume, LiDAR
14,849 m³
Parcel 11006A0226/03R002, Flanders · tallest building 49.6 m, ±16 floors. Linked by address, not a title deed.
1 establishment unit
Joe Englishstraat 61, 2140 Antwerpen
since 19782.015.516.280
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11006A0226/03R002 | Flanders | 928 m² | 1 · 323 m² | 49.6 m · 16 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LIKE PF
BE 0645.835.995
Estaimpuis · Eq €292k
FOCUS ADVIESBUREAU
BE 0461.551.239
Oostende · Eq €292k
IMMO-ANTHONIS
BE 0426.908.480
Leuven · Eq €292k
GLD IMMO
BE 0641.628.571
Wortegem-Petegem · Eq €293k
S-CONSULT
BE 0871.450.473
Stekene · Eq €293k
Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 4,980 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-1978
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 46 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.