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Immo MVH

Active
Private limited companyfounded 20179 yrs activeTurnhoutsebaan 105, 2470 Retie, BelgiumKBO/BCE: BE 0680.979.887

Immo MVH has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €327k and a net result of €31k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 87% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
80 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+7
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.23 against 2.89 in 2024; short-term debt: 16.5% and cash: 0.9% of total assets), and 17.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
82.6%
Return on assets
7.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
49 d early
2024
29 d early
2023
33 d early
2022
14 d early
2021
54 d early
2020
33 d early
2019
30 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€327k▼ 1.7%
2024 · €332k
2018: €319k 2019: €321k 2020: €314k 2021: €330k 2022: €339k 2023: €323k 2024: €332k
2018 → 2025
Total assets
€396k▲ 4.5%
2024 · €379k
2018: €391k 2019: €339k 2020: €334k 2021: €354k 2022: €352k 2023: €360k 2024: €379k
2018 → 2025
Net result
€31k▲ 241%
2024 · €9k
2018: €23k 2019: €2k 2020: €-7k 2021: €16k 2022: €9k 2023: €7k 2024: €9k
2018 → 2025
Working capital
€80k▲ 0.9%
2024 · €80k
2018: €35k 2019: €45k 2020: €48k 2021: €64k 2022: €83k 2023: €78k 2024: €80k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€330k-€339k▲ 2.7%€323k▼ 4.6%€332k▲ 2.8%€327k▼ 1.7%
Operating result€25k-€12k▼ 50.5%€10k▼ 17.9%€14k▲ 36.0%€47k▲ 247%
Net result€16k-€9k▼ 43.5%€7k▼ 18.7%€9k▲ 25.7%€31k▲ 241%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2021: €25k€25kNet result 2021: €16k€16kOperating result 2022: €12k€12kNet result 2022: €9k€9kOperating result 2023: €10k€10kNet result 2023: €7k€7kOperating result 2024: €14k€14kNet result 2024: €9k€9kOperating result 2025: €47k€47kNet result 2025: €31k€31k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 247% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €396k
Fixed assets €250k▼ 2.5%
Current assets €146k▲ 19.4%
Equity and liabilities €396k
Equity €327k▼ 1.7%
Provisions €3k=
Debt €66k▲ 51.9%
The debt ratio rises from 11.5% to 16.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€54k
2024 · €27k
Cash flow
€38k
2024 · €23k
Solvency
82.6%
2024 · 87.8%
Current ratio
2.23
2024 · 2.89
Quick ratio
2.23
2024 · 2.89
Debt / equity
0.20
2024 · 0.13
ROE
9.5%
2024 · 2.7%
ROA
7.8%
2024 · 2.4%
Interest coverage
55.40
2024 · 20.48
Debt
€66k
2024 · €43k
Debt ≤ 1 year
€65k
2024 · €42k
Income taxes
€15k
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€379k€396k
Fixed assets21/28€257k€250k
Tangible fixed assets22/27€257k€250k
Land and buildings22€248k€243k
Plant, machinery and equipment23€3k€3k
Furniture and vehicles24€5k€4k
Current assets29/58€122k€146k
Amounts receivable within one year40/41€121k€142k
Trade receivables40€605€908
Other amounts receivable41€121k€141k
Cash at bank and in hand54/58€635€3k
Equity and liabilities
Total equity and liabilities10/49€379k€396k
Equity10/15€332k€327k
Contributions10/11€33k€33k=
Reserves13€171k€165k
Tax-exempt reserves132€23k€23k=
Distributable reserves133€148k€142k
Profit (loss) carried forward14€121k€121k=
Investment grants15€7k€7k=
Provisions and deferred taxes16€3k€3k=
Deferred taxes168€3k€3k=
Amounts payable17/49€43k€66k
Amounts payable within one year42/48€42k€65k
Trade debts44€434€14k
Suppliers440/4€434€14k
Taxes, remuneration and social security45€6k€15k
Taxes450/3€6k€15k
Other amounts payable47/48€36k€37k
Accrued charges and deferred income492/3€1k€938
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€7k
Other operating charges640/8€7k€7k
Gross operating margin9900€34k€61k
Operating profit (loss)9901€14k€47k
Financial income75/76B€0€5
Recurring financial income75€0€5
Financial charges65/66B€1k€972
Recurring financial charges65€1k€972
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€12k€46k
Income taxes67/77€3k€15k
Profit (loss) for the period9904€9k€31k
Profit (loss) for the period to be appropriated9905€9k€31k
Appropriation of the result
Profit (loss) to be appropriated9906€130k€152k
Profit (loss) brought forward from the previous period14P€121k€121k=
Transfer from equity791/2€0€37k
Transfer to equity691/2€9k€31k
To other reserves6921€9k€31k
Profit to be distributed694/7€0€37k
Return on contributions (dividend)694€0€37k

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €31k ▲241%
Operating result €47k, net result €31k, both a record.
02-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Liquidity doublescurrent ratio 8.99
Current ratio from 4.12 to 8.99; short-term debt falls from €21k to €10k.
07-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €16k
Net result €16k after one loss-making year.
28-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €-7k ▼420%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
01-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Liquidity triplescurrent ratio 4.12
Current ratio from 1.51 to 4.12; short-term debt falls from €69k to €14k.
26-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 2017
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Turnhoutsebaan 1052470 Retie
Ground area
2,237 m²
Building footprint
204 m²
Volume, LiDAR
1,162 m³
Parcel 13036A0656/00Y000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Immo MVH
Turnhoutsebaan 105, 2470 RetieFinancial service activities, except insurance and pension funding
since 20172.267.846.538
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13036A0656/00Y000 Flanders 2,237 m² 1 · 204 m² 9.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,134 companies in sector 68201 we hold annual accounts for 6,763. 4,999 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-09-2017
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.