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Immo Monkey

Active
Private limited companyfounded 2022active for 4 yearsSpermaliestraat 46, 8431 Middelkerke, BelgiumKBO/BCE: BE 0790.881.085
Summary

Immo Monkey has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153,304 and a net result of €403. Equity is growing by about 32% per year across the filed financial years. Its solvency ranks better than 51% of 17,012 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Financials · financial year 2025, micro format

2025 annual accounts filed late (61 days) Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00534526.

Equity
€153,304▲ 0.3%
2024 · €152,901
Total assets
€507,018▲ 6.9%
2024 · €474,328
Net result
€403▼ 99.6%
2024 · €97,517
Working capital
€40,090▼ 17.4%
2024 · €48,548
Trend over the years

2023 to 2025, 3 financial years

The operating result falls in 2025; 2025 is 91% below 2024 and is the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€12,015 2025 Net result€403 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result€44,712-€134,568▲ 201%€12,015▼ 91.1%
Net result€30,384within the sector's middle half-€97,517above the sector's middle half▲ 221%€403within the sector's middle half▼ 99.6%
Equity€55,384within the sector's middle half-€152,901within the sector's middle half▲ 176%€153,304within the sector's middle half▲ 0.3%
Total assets€352,321within the sector's middle half-€474,328within the sector's middle half▲ 34.6%€507,018within the sector's middle half▲ 6.9%
Debt€296,937-€321,427▲ 8.2%€353,714▲ 10.0%
Working capital€17,118within the sector's middle half-€48,548within the sector's middle half▲ 184%€40,090within the sector's middle half▼ 17.4%
Solvency15.7%within the sector's middle half-32.2%within the sector's middle half▲ 16.5pp30.2%within the sector's middle half▼ 2.0pp
Current ratio1.22within the sector's middle half-1.42within the sector's middle half▲ 0.211.25within the sector's middle half▼ 0.17
Return on assets (ROA)8.6%above the sector's middle half-20.6%above the sector's middle half▲ 11.9pp0.1%within the sector's middle half▼ 20.5pp
above within below the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €507,018
Fixed assets €307,567 ▼ 1.1%
Current assets €199,451 ▲ 22.0%
Equity and liabilities €507,018
Equity €153,304 ▲ 0.3%
Debt €353,714 ▲ 10.0%
Debt's share of the balance-sheet total rises from 67.8% to 69.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€28,759▼
2024 · €144,899
Cash flow
€17,146▼
2024 · €107,849
Debt to equity
2.31▲
2024 · 2.10
ROE
0.3%▼
2024 · 63.8%
Interest coverage
2.30▼
2024 · 11.58
Debt ≤ 1 year
€159,361▲
2024 · €114,915
Debt > 1 year
€191,962▼
2024 · €205,043
Income taxes
€416▼
2024 · €24,982
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 501 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 96.2% are still going.

  • Small
  • 2 to 5 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.6% went bankrupt
3.0% stopped otherwise
96.2% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 501 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€474,328€507,018▲
Fixed assets21/28€310,866€307,567▼
Tangible fixed assets22/27€310,866€307,567▼
Land and buildings22€306,272€294,183▼
Furniture and vehicles24€4,594€13,384▲
Current assets29/58€163,462€199,451▲
Amounts receivable within one year40/41€162,609€196,804▲
Trade receivables40€147,500€164,500▲
Other amounts receivable41€15,109€32,304▲
Cash at bank and in hand54/58€410€1,344▲
Deferred charges and accrued income490/1€443€1,302▲
Equity and liabilities
Total equity and liabilities10/49€474,328€507,018▲
Equity10/15€152,901€153,304▲
Contributions10/11€25,000€25,000=
Profit (loss) carried forward14€127,901€128,304▲
Amounts payable17/49€321,427€353,714▲
Amounts payable after more than one year17€205,043€191,962▼
Financial debts170/4€205,043€191,962▼
Amounts payable within one year42/48€114,915€159,361▲
Current portion of amounts payable after more than one year42€12,507€13,080▲
Trade debts44€1,098€3,132▲
Suppliers440/4€1,098€3,132▲
Taxes, remuneration and social security45€45,495€42,946▼
Taxes450/3€43,695€40,797▼
Remuneration and social security454/9€1,800€2,150▲
Other amounts payable47/48€55,815€100,202▲
Accrued charges and deferred income492/3€1,469€2,391▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,332€16,744▲
Other operating charges640/8€694€1,443▲
Gross operating margin9900€145,593€30,203▼
Operating profit (loss)9901€134,568€12,015▼
Financial income75/76B€443€1,302▲
Recurring financial income75€443€1,302▲
Financial charges65/66B€12,511€12,499▼
Recurring financial charges65€12,511€12,499▼
Profit (loss) for the period before taxes9903€122,500€819▼
Income taxes67/77€24,982€416▼
Profit (loss) for the period9904€97,517€403▼
Profit (loss) for the period to be appropriated9905€97,517€403▼
Appropriation of the result
Profit (loss) to be appropriated9906€127,901€128,304▲
Profit (loss) brought forward from the previous period14P€30,384€127,901▲

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,051€10,332€16,744▲ 62.1%
Other operating charges640/8€14,413€694€1,443▲ 108%
Gross operating margin9900€64,176€145,593€30,203▼ 79.3%
Operating profit (loss)9901€44,712€134,568€12,015▼ 91.1%
Financial income75/76B€0€443€1,302▲ 194%
Recurring financial income75€0€443€1,302▲ 194%
Financial charges65/66B€9,321€12,511€12,499▼ 0.1%
Recurring financial charges65€9,321€12,511€12,499▼ 0.1%
Profit (loss) for the period before taxes9903€35,391€122,500€819▼ 99.3%
Income taxes67/77€5,007€24,982€416▼ 98.3%
Profit (loss) for the period9904€30,384€97,517€403▼ 99.6%
Profit (loss) for the period to be appropriated9905€30,384€97,517€403▼ 99.6%
Line202320242025Change
Assets
Total assets20/58€352,321€474,328€507,018▲ 6.9%
Fixed assets21/28€255,816€310,866€307,567▼ 1.1%
Tangible fixed assets22/27€255,816€310,866€307,567▼ 1.1%
Land and buildings22€255,816€306,272€294,183▼ 3.9%
Furniture and vehicles24-€4,594€13,384▲ 191%
Current assets29/58€96,505€163,462€199,451▲ 22.0%
Amounts receivable within one year40/41€38,688€162,609€196,804▲ 21.0%
Trade receivables40€35,000€147,500€164,500▲ 11.5%
Other amounts receivable41€3,688€15,109€32,304▲ 114%
Cash at bank and in hand54/58€57,817€410€1,344▲ 228%
Deferred charges and accrued income490/1-€443€1,302▲ 194%
Equity and liabilities
Total equity and liabilities10/49€352,321€474,328€507,018▲ 6.9%
Equity10/15€55,384€152,901€153,304▲ 0.3%
Contributions10/11€25,000€25,000€25,000=
Profit (loss) carried forward14€30,384€127,901€128,304▲ 0.3%
Amounts payable17/49€296,937€321,427€353,714▲ 10.0%
Amounts payable after more than one year17€217,550€205,043€191,962▼ 6.4%
Financial debts170/4€217,550€205,043€191,962▼ 6.4%
Amounts payable within one year42/48€79,388€114,915€159,361▲ 38.7%
Current portion of amounts payable after more than one year42€11,931€12,507€13,080▲ 4.6%
Trade debts44€27,046€1,098€3,132▲ 185%
Suppliers440/4€27,046€1,098€3,132▲ 185%
Taxes, remuneration and social security45€16,184€45,495€42,946▼ 5.6%
Taxes450/3€10,977€43,695€40,797▼ 6.6%
Remuneration and social security454/9€5,207€1,800€2,150▲ 19.4%
Other amounts payable47/48€24,227€55,815€100,202▲ 79.5%
Accrued charges and deferred income492/3-€1,469€2,391▲ 62.7%
Line202320242025Change
Profit (loss) for the period9904€30,384€97,517€403▼ 99.6%
+ Depreciation and write-downs630€5,051€10,332€16,744▲ 62.1%
Operating cash flow (approximation)€35,435€107,849€17,146▼ 84.1%
Investment in fixed assets (approximation)--€65,382-€13,445▲ 79.4%
Change in cash--€57,407€934-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2025 micro format 30-09-2026 2026-00534526
31-12-2024 micro format 29-09-2025 2025-00508836
31-12-2023 micro format 14-10-2024 2024-00505606

Similar companies · same sector, comparable size

Of the 9,073 active companies whose main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201), figures are known for 6,766. 4,585 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.