Financials
- Fiscal year
- 2025
- Total assets
- €743,464
- Loss
- -€8,713
- Solvency
- 69.3%
Total assets▼ 3.0%
Net result
20182025
IMMO MICHA
ActiveSummary
IMMO MICHA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €514,997 and a net result of -€8,713. Equity is growing by ~10.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Activity not known1 site
Size
€743,464total assets 2025
- Equity
- €514,997
- Loss
- -€8,713
Turnover not published (abridged schema)
Structure
Accounts 1 d early0 of 5 deeds read
Why 93- Liquidity: current ratio 0.97, cash €26,945+ Size: total assets €743,464+ No main activity registered+ Figures for FY 2025 (filed 30-07-2026)Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Better than 48% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
94+1
equity 69.3% of total assets
Liquidity
55=
short-term debt 3.7% · cash 3.6%
Profitability
67-2
return on assets -1.2%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● 0.0% vs 11-2024
01-2025: 0.2%▼ -2.1% vs 12-2024
02-2025: 0.2%▲ +3.4% vs 01-2025
03-2025: 0.2%▼ -2.5% vs 02-2025
04-2025: 0.2%▼ -16.5% vs 03-2025
05-2025: 0.2%▼ -9.6% vs 04-2025
06-2025: 0.2%▲ +15.2% vs 05-2025
07-2025: 0.2%▲ +7.8% vs 06-2025
08-2025: 0.3%▲ +52.5% vs 07-2025highest value
09-2025: 0.1%▼ -82.2% vs 08-2025
10-2025: 0.1%● 0.0% vs 09-2025
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%● 0.0% vs 12-2025
02-2026: 0.1%▲ +5.0% vs 01-2026
03-2026: 0.1%▼ -1.6% vs 02-2026
04-2026: 0.1%▼ -4.8% vs 03-2026lowest value
05-2026: 0.1%▲ +6.8% vs 04-2026
06-2026: 0.1%▲ +19.0% vs 05-2026
07-2026: 0.1%▲ +22.7% vs 06-2026
08-2026: 0.1%▼ -30.4% vs 07-2026
09-2026: 0.1%▼ -4.7% vs 08-2026
10-2026: 0.1%● 0.0% vs 09-2026
- Size: total assets €743,464 lowers the probability for this profile
- No main activity registered lowers the probability
- Figures for FY 2025 (filed 30-07-2026) lowers the probability
- Liquidity: current ratio 0.97, cash €26,945 raises the probability
Credit up to €45,000 at 30 days acceptable
Liquidity short (current ratio 0.97 against 0.98 in 2024; short-term debt: 3.7% and cash: 3.6% of total assets), and 30.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 58%, liquidity 50%, profitability 45%, growth against the median 39%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
23 d late
2022
29 d late
2021
31 d late
2020
47 d early
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 5 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2018
- Next accounts
- by 31-07-2027
- 30-07-2026Annual accounts filed
- 31-07-2025Annual accounts filed
- 23-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 29-03-2017
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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