IMMO MELOTTE
ActiveSummary
IMMO MELOTTE has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €187k and a net result of €20k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 53% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+17
Solvency80▲+4
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.41 against 0.13 in 2024; short-term debt: 40.7% and cash: 14.2% of total assets), and 45.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.9%
Return on assets
6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
95 d early
2024
139 d early
2023
48 d early
2022
45 d early
2021
11 d early
2020
44 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€187k▲ 12.2%
2024 · €166k
2018: €170k
2019: €174k
2020: €182k
2021: €224k
2022: €223k
2023: €227k
2024: €166k
2018 → 2025
Total assets
€340k▲ 3.4%
2024 · €329k
2018: €485k
2019: €442k
2020: €433k
2021: €438k
2022: €390k
2023: €360k
2024: €329k
2018 → 2025
Net result
€20k▲ 316%
2024 · €5k
2018: €16k
2019: €4k
2020: €8k
2021: €42k
2022: €-555
2023: €4k
2024: €5k
2018 → 2025
Working capital
€-82k▲ 35.7%
2024 · €-128k
2018: €-98k
2019: €-101k
2020: €-85k
2021: €-60k
2022: €-72k
2023: €-76k
2024: €-128k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€224k-€223k▼ 0.2%€227k▲ 2.0%€166k▼ 26.8%€187k▲ 12.2%
Operating result€62k-€5k▼ 92.0%€13k▲ 155%€17k▲ 33.0%€39k▲ 133%
Net result€42k-€-555€4k€5k▲ 11.5%€20k▲ 316%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 133% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €340k
Fixed assets
€284k ▼ 8.2%
Current assets
€56k ▲ 188%
Equity and liabilities €340k
Equity
€187k ▲ 12.2%
Debt
€154k ▼ 5.5%
Debt's share of the balance-sheet total falls from 49.4% to 45.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€69k▲
2024 · €46k
Cash flow
€50k▲
2024 · €34k
Current ratio
0.41▲
2024 · 0.13
Debt to equity
0.82▼
2024 · 0.98
ROE
10.9%▲
2024 · 2.9%
ROA
6.0%▲
2024 · 1.5%
Interest coverage
7.43▲
2024 · 4.56
Debt ≤ 1 year
€139k▼
2024 · €147k
Debt > 1 year
€15k=
2024 · €15k
Income taxes
€10k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€329k€340k▲
Fixed assets21/28€309k€284k▼
Tangible fixed assets22/27€309k€284k▼
Land and buildings22€284k€269k▼
Plant, machinery and equipment23€22k€14k▼
Furniture and vehicles24€3k€1k▼
Current assets29/58€20k€56k▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€6k€3k▼
Trade receivables40€2k€3k▲
Other amounts receivable41€4k€394▼
Cash at bank and in hand54/58€9k€48k▲
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€329k€340k▲
Equity10/15€166k€187k▲
Contributions10/11€43k€43k=
Reserves13€82k€143k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€82k€143k▲
Profit (loss) carried forward14€41k€0▼
Amounts payable17/49€162k€154k▼
Amounts payable after more than one year17€15k€15k=
Financial debts170/4€0-
Other amounts payable178/9€15k€15k=
Amounts payable within one year42/48€147k€139k▼
Current portion of amounts payable after more than one year42€2k€0▼
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€6k▲
Other amounts payable47/48€141k€129k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€30k▲
Other operating charges640/8€6k€6k▲
Gross operating margin9900€52k€75k▲
Operating profit (loss)9901€17k€39k▲
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€7k€30k▲
Income taxes67/77€2k€10k▲
Profit (loss) for the period9904€5k€20k▲
Profit (loss) for the period to be appropriated9905€5k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€61k▲
Profit (loss) brought forward from the previous period14P€41k€41k=
Transfer from equity791/2€66k€0▼
Transfer to equity691/2€5k€61k▲
To other reserves6921€5k€61k▲
Profit to be distributed694/7€66k€0▼
Return on contributions (dividend)694€66k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-555 ▼101%
Net result drops to €-555, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €42k ▲432%
Operating result €62k, net result €42k, both a record.
31-12
Financial
Equity above €200kEq €224k ▲22.9%
4 profitable years in a row build equity to €224k.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reuvoortweg 29B3520 ZonhovenGround area
2,681 m²
Building footprint
354 m²
Volume, LiDAR
704 m³
2 parcels, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO MELOTTE
since 19992.032.548.886
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71443E0768/00N000 | Flanders | 1,364 m² | 1 · 247 m² | - |
| 71443E0755/00B000 | Flanders | 1,317 m² | 1 · 107 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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CAMUZEO
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T.V.V.
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Of 11,222 companies in sector 82100 we hold annual accounts for 3,510. 2,494 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-1988
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
81220Other building cleaning and industrial cleaning
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.