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IMMO MCP

Active
Private limited companyfounded 200719 yrs activeRue Rogier 2, 7000 Mons, BelgiumKBO/BCE: BE 0892.010.713
Summary

IMMO MCP has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,502 and a net result of €15,779. Equity is growing by ~50.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability76▲+5
Solvency43▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.09 in 2024; short-term debt: 70.2% and cash: 3.8% of total assets), and 82.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
17.8%
Return on assets
6.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-08-2026, 16 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
16 d late
2024
12 d late
2023
7 d late
2022
10 d late
2021
18 d late
2020
17 d late
2019
45 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 18 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IMMO MCP was incorporated on 12 September 2007.1 Total assets fell from EUR 341,551 in 2018 to EUR 260,527 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€46,502▲ 51.4%
2024 · €30,723
Total assets
€260,527▼ 4.4%
2024 · €272,470
Net result
€15,779▲ 110%
2024 · €7,526
Working capital
-€171,601▼ 35.9%
2024 · -€126,248
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€13,829▼ 4.2%€15,987▲ 15.6%€28,161▲ 76.1%€25,375▼ 9.9%€20,560▼ 19.0%
Net result€2,290€4,634▲ 102%€13,900▲ 200%€7,526▼ 45.9%€15,779▲ 110%
Equity€4,663▲ 96.5%€9,297▲ 99.4%€23,197▲ 150%€30,723▲ 32.4%€46,502▲ 51.4%
Total assets€302,690▼ 4.0%€292,508▼ 3.4%€287,604▼ 1.7%€272,470▼ 5.3%€260,527▼ 4.4%
Debt€298,027▼ 4.8%€283,211▼ 5.0%€264,407▼ 6.6%€241,747▼ 8.6%€214,025▼ 11.5%
Working capital-€95,945▼ 15.4%-€107,038▼ 11.6%-€146,518▼ 36.9%-€126,248▲ 13.8%-€171,601▼ 35.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2021: €13,829€13,829Net result 2021: €2,290€2,290Operating result 2022: €15,987€15,987Net result 2022: €4,634€4,634Operating result 2023: €28,161€28,161Net result 2023: €13,900€13,900Operating result 2024: €25,375€25,375Net result 2024: €7,526€7,526Operating result 2025: €20,560€20,560Net result 2025: €15,779€15,77920212022202320242025€0€10,000€20,000€30,000Operating result 2023: €28,161€28,200Net result 2023: €13,900€13,900Operating result 2024: €25,375€25,400Net result 2024: €7,526€7,530Operating result 2025: €20,560€20,600Net result 2025: €15,779€15,800202320242025
The operating result has fallen two years in a row; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €260,527
Fixed assets €249,338 ▼ 4.1%
Current assets €11,189 ▼ 9.3%
Equity and liabilities €260,527
Equity €46,502 ▲ 51.4%
Debt €214,025 ▼ 11.5%
Debt's share of the balance-sheet total falls from 88.7% to 82.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€41,504▼
2024 · €44,738
Cash flow
€36,723▲
2024 · €26,889
Current ratio
0.06▼
2024 · 0.09
Debt to equity
4.60▼
2024 · 7.87
ROE
33.9%▲
2024 · 24.5%
ROA
6.1%▲
2024 · 2.8%
Interest coverage
7.41▲
2024 · 5.83
Debt ≤ 1 year
€182,790▲
2024 · €138,586
Debt > 1 year
€29,355▼
2024 · €101,361
Income taxes
-€821▼
2024 · €10,175
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,053 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.4% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,053 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€272,470€260,527▼
Fixed assets21/28€260,132€249,338▼
Tangible fixed assets22/27€260,132€249,338▼
Land and buildings22€222,932€209,071▼
Plant, machinery and equipment23€36,343€35,525▼
Furniture and vehicles24€857€4,742▲
Current assets29/58€12,338€11,189▼
Amounts receivable within one year40/41-€1,237
Other amounts receivable41-€1,237
Cash at bank and in hand54/58€12,338€9,952▼
Equity and liabilities
Total equity and liabilities10/49€272,470€260,527▼
Equity10/15€30,723€46,502▲
Contributions10/11€6,200€6,200=
Outside capital11€6,200€6,200=
Other1109/19€6,200€6,200=
Reserves13€387€387=
Non-distributable reserves130/1€387€387=
Legal reserve130€387€387=
Profit (loss) carried forward14€24,136€39,915▲
Amounts payable17/49€241,747€214,025▼
Amounts payable after more than one year17€101,361€29,355▼
Financial debts170/4€101,361€29,355▼
Amounts payable within one year42/48€138,586€182,790▲
Current portion of amounts payable after more than one year42€2,460€39,564▲
Trade debts44€2,385€4,748▲
Suppliers440/4€2,385€4,748▲
Taxes, remuneration and social security45€4,509-
Taxes450/3€4,509-
Other amounts payable47/48€129,232€138,478▲
Accrued charges and deferred income492/3€1,800€1,880▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,363€20,944▲
Other operating charges640/8€5,267€10,755▲
Gross operating margin9900€50,005€52,259▲
Operating profit (loss)9901€25,375€20,560▼
Financial charges65/66B€7,674€5,602▼
Recurring financial charges65€7,674€5,602▼
Profit (loss) for the period before taxes9903€17,701€14,958▼
Income taxes67/77€10,175-€821▼
Profit (loss) for the period9904€7,526€15,779▲
Profit (loss) for the period to be appropriated9905€7,526€15,779▲
Appropriation of the result
Profit (loss) to be appropriated9906€24,136€39,915▲
Profit (loss) brought forward from the previous period14P€16,610€24,136▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Goods, raw materials, services and sundry goods60/61€16,190€14,088----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,893€14,565€15,700€19,363€20,944▲ 8.2%
Other operating charges640/8€4,509€4,618€5,061€5,267€10,755▲ 104%
Gross operating margin9900€33,231€35,170€48,922€50,005€52,259▲ 4.5%
Operating profit (loss)9901€13,829€15,987€28,161€25,375€20,560▼ 19.0%
Financial charges65/66B€11,539€11,353€9,613€7,674€5,602▼ 27.0%
Recurring financial charges65€11,539€11,353€9,613€7,674€5,602▼ 27.0%
Profit (loss) for the period before taxes9903€2,290€4,634€18,548€17,701€14,958▼ 15.5%
Income taxes67/77--€4,648€10,175-€821▼ 108%
Profit (loss) for the period9904€2,290€4,634€13,900€7,526€15,779▲ 110%
Profit (loss) for the period to be appropriated9905€2,290€4,634€13,900€7,526€15,779▲ 110%
Line20212022202320242025Change
Assets
Total assets20/58€302,690€292,508€287,604€272,470€260,527▼ 4.4%
Fixed assets21/28€266,831€252,266€272,296€260,132€249,338▼ 4.1%
Tangible fixed assets22/27€266,831€252,266€272,296€260,132€249,338▼ 4.1%
Land and buildings22€264,515€250,654€236,792€222,932€209,071▼ 6.2%
Plant, machinery and equipment23€1,245€1,037€33,929€36,343€35,525▼ 2.3%
Furniture and vehicles24€1,071€575€1,575€857€4,742▲ 453%
Current assets29/58€35,859€40,242€15,308€12,338€11,189▼ 9.3%
Amounts receivable within one year40/41----€1,237-
Other amounts receivable41----€1,237-
Cash at bank and in hand54/58€35,311€39,632€14,666€12,338€9,952▼ 19.3%
Deferred charges and accrued income490/1€548€610€642---
Equity and liabilities
Total equity and liabilities10/49€302,690€292,508€287,604€272,470€260,527▼ 4.4%
Equity10/15€4,663€9,297€23,197€30,723€46,502▲ 51.4%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Capital10€6,200-----
Issued capital100€18,600-----
Uncalled capital101€12,400-----
Outside capital11-€6,200€6,200€6,200€6,200=
Other1109/19-€6,200€6,200€6,200€6,200=
Reserves13€387€387€387€387€387=
Non-distributable reserves130/1€387€387€387€387€387=
Legal reserve130€387€387€387€387€387=
Profit (loss) carried forward14-€1,924€2,710€16,610€24,136€39,915▲ 65.4%
Amounts payable17/49€298,027€283,211€264,407€241,747€214,025▼ 11.5%
Amounts payable after more than one year17€165,073€134,191€101,361€101,361€29,355▼ 71.0%
Financial debts170/4€165,073€134,191€101,361€101,361€29,355▼ 71.0%
Amounts payable within one year42/48€131,804€147,280€161,826€138,586€182,790▲ 31.9%
Current portion of amounts payable after more than one year42€30,209€32,042€35,270€2,460€39,564▲ 1,508%
Trade debts44€185€2,297€2,123€2,385€4,748▲ 99.1%
Suppliers440/4€185€2,297€2,123€2,385€4,748▲ 99.1%
Taxes, remuneration and social security45--€4,073€4,509--
Taxes450/3--€4,073€4,509--
Other amounts payable47/48€101,410€112,941€120,360€129,232€138,478▲ 7.2%
Accrued charges and deferred income492/3€1,150€1,740€1,220€1,800€1,880▲ 4.4%
Line20212022202320242025Change
Profit (loss) for the period9904€2,290€4,634€13,900€7,526€15,779▲ 110%
+ Depreciation and write-downs630€14,893€14,565€15,700€19,363€20,944▲ 8.2%
Operating cash flow (approximation)€17,183€19,199€29,600€26,889€36,723▲ 36.6%
Investment in fixed assets (approximation)-€0-€35,730-€7,199-€10,150▼ 41.0%
Change in cash-€4,321-€24,966-€2,328-€2,386▼ 2.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 16 days late
2025
31-12
Financial Highest result since 2018net €15,779 ▲110%
Net result €15,779, the highest in the series.
12-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
07-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
10-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
18-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial Back to profitnet €2,290
Net result €2,290 after one loss-making year.
17-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial Weakest financial yearnet -€1,780
Net result drops to -€1,780, the lowest in the series; recovery starts the following year.
14-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
31-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
09-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
18-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2007
seat establishment The establishment unit on the map
Ground area
188 m²
Building footprint
155 m²
Volume, LiDAR
2,466 m³
Parcel 53403E0708/00P002, Wallonia · tallest building 17.3 m, ±5 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
IMMO MCP.
Rue Rogier 2, 7000 MonsNACE 70120
since 20072.166.364.940
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53403E0708/00P002 Wallonia 188 m² 1 · 155 m² 17.3 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded12-09-2007
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.