IMMO MARTINET
ActiveIMMO MARTINET has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €367k and a net result of €3k. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 80% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-61
Solvency96▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.54 against 2.38 in 2024; short-term debt: 28.2% and cash: 31.9% of total assets), and 28.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.4%
Return on assets
0.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
18 d late
2024
13 d late
2023
2 d late
2022
4 d late
2021
23 d late
2020
87 d early
2019
73 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€367k▲ 0.8%
2024 · €364k
2019: €-3k
2020: €221k
2021: €218k
2022: €209k
2023: €205k
2024: €364k
2019 → 2025
Total assets
€514k▼ 18.2%
2024 · €628k
2019: €2.53M
2020: €469k
2021: €239k
2022: €993k
2023: €1.32M
2024: €628k
2019 → 2025
Net result
€3k▼ 98.3%
2024 · €159k
2019: €-22k
2020: €349k
2021: €-3k
2022: €-10k
2023: €-4k
2024: €159k
2019 → 2025
Working capital
€369k▲ 1.2%
2024 · €364k
2019: €-3k
2020: €221k
2021: €218k
2022: €514k
2023: €215k
2024: €364k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€218k-€209k▼ 4.4%€205k▼ 1.7%€364k▲ 77.4%€367k▲ 0.8%
Operating result€-3k-€-9k▼ 191%€40k€253k▲ 541%€4k▼ 98.5%
Net result€-3k-€-10k▼ 215%€-4k▲ 62.6%€159k€3k▼ 98.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 99% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €514k
Equity
€367k▲ 0.8%
Debt
€147k▼ 44.4%
The debt ratio falls from 42.0% to 28.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
71.4%▲
2024 · 58.0%
Current ratio
3.54▲
2024 · 2.38
Quick ratio
1.13▼
2024 · 1.15
Debt / equity
0.40▼
2024 · 0.72
ROE
0.8%▼
2024 · 43.6%
ROA
0.5%▼
2024 · 25.3%
Debt
€147k▼
2024 · €264k
Debt ≤ 1 year
€145k▼
2024 · €264k
Income taxes
€1k▼
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€628k€514k▼
Current assets29/58€628k€514k▼
Stocks and contracts in progress3€325k€349k▲
Stocks30/36€325k€349k▲
Amounts receivable within one year40/41€641€686▲
Trade receivables40€0-
Other amounts receivable41€641€686▲
Cash at bank and in hand54/58€301k€164k▼
Deferred charges and accrued income490/1€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€628k€514k▼
Equity10/15€364k€367k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€346k€348k▲
Amounts payable17/49€264k€147k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€264k€145k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€281€50▼
Suppliers440/4€281€50▼
Taxes, remuneration and social security45€120k€1k▼
Taxes450/3€120k€1k▼
Other amounts payable47/48€143k€144k▲
Accrued charges and deferred income492/3€0€2k▲
Income statement
Code20242025
Gross operating margin9900€253k€4k▼
Operating profit (loss)9901€253k€4k▼
Financial charges65/66B€45k-
Recurring financial charges65€45k-
Profit (loss) for the period before taxes9903€208k€4k▼
Income taxes67/77€49k€1k▼
Profit (loss) for the period9904€159k€3k▼
Profit (loss) for the period to be appropriated9905€159k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€346k€348k▲
Profit (loss) brought forward from the previous period14P€187k€346k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Back to profitnet €159k
Net result €159k after 3 loss-making years.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Liquidity times 6current ratio 11.83
Current ratio from 1.89 to 11.83; short-term debt falls from €248k to €20k.
05-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €349k
Net result €349k after one loss-making year.
31-12
Financial
Equity above €200kEq €221k
Equity rises from €-3k to €221k.
12-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 73 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Andernack 704670 BlégnyGround area
4,849 m²
Building footprint
497 m²
Volume, LiDAR
3,916 m³
Parcel 62103A0556/00E000, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMO MARTINET
since 20182.335.798.404
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62103A0556/00E000indicative | Wallonia | 4,849 m² | 1 · 497 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PREFISO
BE 0765.740.764
Kinrooi · Eq €367k
CONSTRUCTEM
BE 0665.595.687
Leuven · Eq €367k
Luxus Oostende
BE 0848.324.485
Oostende · Eq €367k
Rapidpark Construct
BE 0759.897.208
Nazareth-De Pinte · Eq €367k
2BC IMMO
BE 0562.972.162
Pajottegem · Eq €366k
Of 9,697 companies in sector 68121 we hold annual accounts for 7,378. 5,013 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-2018
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.