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IMMO MARIV

Active
Public limited companyfounded 199234 years activeAdelberg 15, 3920 Lommel, BelgiumKBO/BCE: BE 0447.126.250
Summary

IMMO MARIV has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €259,373 and a net result of -€26,936. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 50% of 12,411 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Retail sale of electrical household appliances
NACE 47540
1 site
Size
€707,318total assets 2025
Equity
€259,373
Loss
-€26,936
Turnover not published (abridged schema)
Financial health
79 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.5%
Structure
Accounts filed 61 days late0 of 6 deeds read
Why 79- Latest accounts 61 days late; 1 of the last 3 late- Liquidity: current ratio 1.46, cash €13,736+ Size: total assets €707,318+ Founded in 1992Show the evidence

Checked score

Score 2025
79 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 30% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 62+1
equity 36.7% of total assets
Liquidity 21-1
short-term debt 59.8% · cash 1.9%
Profitability 17-31
return on assets -3.8%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 11-2024: 1.2% 12-2024: 1.5%▲ +0.3 percentage points vs 11-2024highest value 01-2025: 0.3%▼ -1.2 percentage points vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025lowest value 10-2025: 0.4%▲ +0.1 percentage points vs 09-2025 11-2025: 0.6%▲ +0.2 percentage points vs 10-2025 12-2025: 0.8%▲ +0.2 percentage points vs 11-2025 01-2026: 1.2%▲ +0.4 percentage points vs 12-2025 02-2026: 0.4%▼ -0.8 percentage points vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.5%▲ +0.1 percentage points vs 09-2026
Credit up to €20,000 at 30 days acceptable
Liquidity tight (current ratio 1.46 against 1.47 in 2024; short-term debt: 59.8% and cash: 1.9% of total assets), and 63.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 52% on solvency, 19% on liquidity, 20% on profitability and 27% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €707,318
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1992
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Latest accounts 61 days late; 1 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 1.46, cash €13,736
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-12-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
30 days late
2023
53 days early
2022
31 days early
2021
31 days early
2020
31 days early
2019
34 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 30 September (4 of the last 5 filed years within 61 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close07-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Back to profitnet €33,784

Key points

  • Caution: From profit to loss in 2025after €33,784 in 2024 -€26,936 View
  • Caution: Among the weakest 13% on net resultsector median €28,351 · 12,399 companies -€26,936 View
  • Caution: Latest accounts filed lateafter the legal deadline 61 days View

By topic

Financials

Fiscal year
2025
Total assets
€707,318
Loss
-€26,936
Solvency
36.7%
Total assets▼ 9.9%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 31-10-2026
  1. 08-09-2023Annual accounts filed
  2. 31-03-2023Weakest financial year
  3. 30-09-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail sale of electrical household appliancesNACE 47540
Founded
20-03-1992
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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