Immo Marhem
ActiveImmo Marhem has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €566k and a net result of €-2k. Equity remains stable across the filed fiscal years (±0.5% per year). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability37=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 78.24; short-term debt: 0.3% and cash: 20.7% of total assets), and 0.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
99.7%
Return on assets
-0.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
119 d late
2022
121 d late
2021
68 d late
2020
76 d late
2019
102 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€566k▼ 0.4%
2023 · €568k
2018: €583k
2019: €578k
2020: €576k
2021: €573k
2022: €570k
2023: €568k
2018 → 2024
Total assets
€567k▼ 0.2%
2023 · €568k
2018: €587k
2019: €578k
2020: €576k
2021: €573k
2022: €571k
2023: €568k
2018 → 2024
Net result
€-2k▼ 2.7%
2023 · €-2k
2018: €-924
2019: €-5k
2020: €-2k
2021: €-3k
2022: €-4k
2023: €-2k
2018 → 2024
Working capital
€116k▼ 1.7%
2023 · €118k
2018: €134k
2021: €124k
2022: €120k
2023: €118k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€576k-€573k▼ 0.5%€570k▼ 0.6%€568k▼ 0.3%€566k▼ 0.4%
Operating result€-2k-€-3k▼ 23.9%€-4k▼ 19.9%€-2k▲ 41.9%€-3k▼ 23.9%
Net result€-2k-€-3k▼ 23.8%€-4k▼ 19.8%€-2k▲ 44.2%€-2k▼ 2.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2024 against €2k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €567k
Fixed assets
€450k=
Current assets
€117k▼ 1.0%
Equity and liabilities €567k
Equity
€566k▼ 0.4%
Debt
€2k▲ 112%
The debt ratio rises from 0.1% to 0.3%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
99.7%▼
2023 · 99.9%
Current ratio
78.24
Quick ratio
78.24
Debt / equity
0.00▲
2023 · 0.00
ROE
-0.4%▼
2023 · -0.3%
ROA
-0.4%▼
2023 · -0.3%
Debt
€2k▲
2023 · €708
Debt ≤ 1 year
€2k▲
2023 · €708
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€568k€567k▼
Fixed assets21/28€450k€450k=
Tangible fixed assets22/27€450k€450k=
Land and buildings22€450k€450k=
Current assets29/58€119k€117k▼
Amounts receivable within one year40/41€44€204▲
Other amounts receivable41€44€204▲
Cash at bank and in hand54/58€119k€117k▼
Equity and liabilities
Total equity and liabilities10/49€568k€567k▼
Equity10/15€568k€566k▼
Contributions10/11€514k€514k=
Capital10€514k€514k=
Issued capital100€514k€514k=
Reserves13€53k€51k▼
Non-distributable reserves130/1€51k€51k=
Legal reserve130€51k€51k=
Distributable reserves133€2k-
Profit (loss) carried forward14-€-223
Amounts payable17/49€708€2k▲
Amounts payable within one year42/48€708€2k▲
Trade debts44€708€2k▲
Suppliers440/4€708€2k▲
Income statement
Code20232024
Other operating charges640/8€6k€6k▲
Gross operating margin9900€4k€4k▼
Operating profit (loss)9901€-2k€-3k▼
Financial income75/76B€92€532▲
Recurring financial income75€92€532▲
Financial charges65/66B€24€29▲
Recurring financial charges65€24€29▲
Profit (loss) for the period before taxes9903€-2k€-2k▼
Profit (loss) for the period9904€-2k€-2k▼
Profit (loss) for the period to be appropriated9905€-2k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-2k▼
Transfer from equity791/2€2k€2k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 119 days late
2023
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 121 days late
2022
07-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 68 days late
2021
15-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 76 days late
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
07-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marhemstraat(D) 77711 MouscronGround area
1.1 ha
Building footprint
469 m²
Parcel 54003S0363/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Marhemstraat(D) 7, 7711 Mouscron
since 19932.017.598.218
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54003S0363/00A000 | Wallonia | 1.1 ha | 1 · 469 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-04-1980
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.