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Immo MaNiak

Active
Public limited companyfounded 20179 yrs activeRue aux Loups 10A, 1400 Nivelles, BelgiumKBO/BCE: BE 0671.520.508
Summary

Immo MaNiak has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€87,863) and a net result of €31,296. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 11% of 16759 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
Size
€636,466total assets 2025
Equity
-€87,863
Profit
€31,296
Turnover not published (abridged schema)
Financial health
55 Fair Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Board
1 member
Accounts 60 d early3 of 6 deeds read
Why 55Capped at 59: negative equity- Negative equity -€87,863- No establishment unit in the KBO+ Size: total assets €636,466+ Sector Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 43% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 11+2
equity -13.8% of total assets
Liquidity 42-8
short-term debt 29.0% · cash 3.1%
Profitability 60-7
return on assets 4.9%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,529 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%▼ -0.7% vs 12-2024 02-2025: 0.5%▲ +1.7% vs 01-2025 03-2025: 0.5%▼ -0.7% vs 02-2025 04-2025: 0.5%▼ -7.3% vs 03-2025 05-2025: 0.6%▲ +9.3% vs 04-2025 06-2025: 0.6%▲ +9.2% vs 05-2025highest value 07-2025: 0.3%▼ -54.6% vs 06-2025 08-2025: 0.3%● 0.0% vs 07-2025 09-2025: 0.3%● 0.0% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%▼ -0.7% vs 12-2025lowest value 02-2026: 0.3%▲ +1.8% vs 01-2026 03-2026: 0.3%● 0.0% vs 02-2026 04-2026: 0.3%▲ +7.2% vs 03-2026 05-2026: 0.3%▲ +9.1% vs 04-2026 06-2026: 0.3%▲ +6.2% vs 05-2026 07-2026: 0.4%▲ +17.4% vs 06-2026 08-2026: 0.4%▼ -4.7% vs 07-2026 09-2026: 0.4%● 0.0% vs 08-2026 10-2026: 0.4%● 0.0% vs 09-2026
  • Size: total assets €636,466 lowers the probability for this profile
  • Negative equity -€87,863 raises the probability
  • No establishment unit in the KBO raises the probability
  • Sector Real estate activities (NACE 68) lowers the probability
No credit on open account
Liquidity short (current ratio 0.3 against 0.64 in 2024; short-term debt: 29% and cash: 3.1% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 12%, liquidity 35%, profitability 48%, growth against the median 79%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €636,466
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€87,863
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · No establishment unit in the KBO
In the bankruptcy model this factor raises the probability.
KBO · seat and establishments
lowers risk · Sector Real estate activities (NACE 68)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 16759 sector peers (2025).
NBB · sector comparison
Position among 16759 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
60 d early
2024
44 d early
2023
30 d late
2022
29 d late
2021
31 d late
2020
31 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 73 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. MiscellaneousDeclaration · Power of attorney
  3. Resignations: Nicolas MATHIEU (managing director) and…Appointments: NFPM Consulting SRL (day-to-day…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€87,863 View
  • Caution: Board changedlatest change 04-03-2026 · 1 in office 3 joined · 3 left View
  • Caution: Among the weakest 8% on equitysector median €73,810 · 16,775 companies -€87,863 View

By topic

Financials

Fiscal year
2025
Total assets
€636,466
Profit
€31,296
Solvency
-13.8%
Total assets▼ 16.3%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2019
Next accounts
by 31-07-2027
  1. 01-06-2026Annual accounts filed
  2. 21-05-2026Miscellaneous
  3. 04-03-2026Resignations: Nicolas MATHIEU (managing director) and Martin…
Go to Timeline

Company details

Legal form
Public limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
15-02-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
15
Annual meeting
Second Tuesday of May at 18:00
Purpose
La réalisation,pour son compte propre,de toutes opérations foncières et immobilières et…
Go to Articles of association

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