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IMMO M.N.

Active
Public limited companyfounded 1998active for 28 yearsRue des Saules(GER) 15, 6280 Gerpinnes, BelgiumKBO/BCE: BE 0463.834.402
Summary

IMMO M.N. has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of -€61,602. Equity is growing by about 3.5% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Activity not known1 site
Size
€2.0mtotal assets 2025
Equity
€1.0m
Loss
-€61,602
Financial health
83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Parent
IMMO DOSPEL · 100%
Accounts 25 days early0 of 5 deeds read
Why 83raises riskLiquidity: current ratio 11.42, cash €69, halvedNo main activity registeredlowers riskSize: total assets €2.0mFounded in 1998Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 34% of its sector peers (no NACE code, small)
Financial strength · tick = 2024
Average
Solvency 75-3
equity 50.3% of total assets
Liquidity 50-1
short-term debt 5.6% · cash 0.0%
Profitability 19-15
return on assets -3.0%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: < 0.1%lowest value 12-2024: 0.1%▲ +0.1 percentage points vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.2%▲ +0.1 percentage points vs 04-2026 06-2026: 0.3%▲ +0.1 percentage points vs 05-2026 07-2026: 0.5%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 0.3%▼ -0.2 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €85,000 on 30-day terms is acceptable
Liquidity ample (current ratio 11.42, compared with 32.92 in 2024; short-term debt: 5.6% and cash: 0% of total assets), and 49.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small): better than 47% on solvency, 42% on liquidity and 12% on profitability.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 11.42, cash €69, halved
NBB · annual accounts
lowers risk · Size: total assets €2.0m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · No main activity registered
KBO
lowers risk · Founded in 1998
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
25 days early
2024
161 days early
2023
113 days early
2022
94 days early
2021
81 days early
2020
77 days early
2019
22 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 76 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€61,602
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Caution: From profit to loss in 2025after €4,719 in 2024 -€61,602 View
  • Controlled by IMMO DOSPEL 100% View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

By topic

Financials

Financial year
2025
Total assets
€2.0m
Loss
-€61,602
Solvency
50.3%
Total assets▼ 0.9%
Net result
20192025
Go to Financials

Timeline

Events
31
Since
2000
  1. 30-09-2024Liquidity more than doubles
  2. 08-01-2024Annual accounts filed
  3. 30-09-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
15-07-1998
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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