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IMMO M.D.

Active
Public limited companyfounded 199134 yrs activePolken(STE) 14, 9190 Stekene, BelgiumKBO/BCE: BE 0446.197.723
Summary

IMMO M.D. has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €289,294 and a net result of -€29,678. Equity is shrinking by ~5.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Activity not known1 site
Size
€446,807total assets 2026
Equity
€289,294
Loss
-€29,678
Turnover not published (abridged schema)
Financial health
83 Excellent Checked score 2026
Bankruptcy chance 12 m
0.3%
Structure
Accounts 122 d early0 of 4 deeds read
Why 83- Loss of €29,678 (FY 2026)- No main activity registered+ Size: total assets €446,807+ Figures for FY 2026 (filed 01-10-2026)Show the evidence

Checked score

Score 2026
83 / 100
Excellent
Probability in this band: under 0.55%
Better than 28% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2025
Average
Solvency 90-1
equity 64.7% of total assets
Liquidity 36-4
short-term debt 35.3% · cash 1.6%
Profitability 10-12
return on assets -6.6%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%● 0.0% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.2%● 0.0% vs 02-2025 04-2025: 0.2%▼ -3.3% vs 03-2025 05-2025: 0.2%● 0.0% vs 04-2025 06-2025: 0.2%● 0.0% vs 05-2025 07-2025: 0.2%● 0.0% vs 06-2025 08-2025: 0.2%● 0.0% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%▲ +3.4% vs 10-2025 12-2025: 0.1%▼ -65.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%▼ -2.7% vs 01-2026lowest value 03-2026: 0.1%● 0.0% vs 02-2026lowest value 04-2026: 0.1%● 0.0% vs 03-2026lowest value 05-2026: 0.1%● 0.0% vs 04-2026lowest value 06-2026: 0.1%● 0.0% vs 05-2026lowest value 07-2026: 0.1%● 0.0% vs 06-2026lowest value 08-2026: 0.1%▲ +1.4% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.3%▲ +308% vs 09-2026highest value
  • Size: total assets €446,807 lowers the probability for this profile
  • Loss of €29,678 (FY 2026) raises the probability
  • Figures for FY 2026 (filed 01-10-2026) lowers the probability
  • No main activity registered raises the probability
Credit up to €24,000 at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.13 in 2025; short-term debt: 35.3% and cash: 1.6% of total assets), and 35.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 54%, liquidity 20%, profitability 12%, growth against the median 25%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €446,807
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €29,678 (FY 2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2026 (filed 01-10-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · No main activity registered
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 01-10-2026, 122 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
122 d early
2025
91 d early
2024
126 d early
2023
90 d early
2022
89 d early
2021
74 d early
2020
118 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 101 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. Usually files around 1 November (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today30-06-2027 close31-01-2028 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · abbreviated…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Back to profitnet €13,066

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Active since 1991founded 24-12-1991 34 years View
  • Total assets 20266 fiscal years filed €446,807 View

By topic

Financials

Fiscal year
2026
Total assets
€446,807
Loss
-€29,678
Solvency
64.7%
Total assets▼ 7.9%
Net result
20192026
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-01-2028
  1. 01-10-2026Annual accounts filed
  2. 01-11-2025Annual accounts filed
  3. 30-06-2025Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
24-12-1991
Year ends
30-06
Peppol
Not found in the Peppol directory
Go to Company details

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