IMMO M.C.H.
ActiveSummary
IMMO M.C.H. has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.85M and a net result of €169k. Equity is growing by ~39.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-45
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
cash: 0.2% of total assets, and 23.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.6%
Return on assets
7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
17 d early
2023
35 d early
2022
36 d late
2021
38 d early
2020
17 d late
2019
55 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€169k▼ 76.2%
2024 · €709k
2018: €235
2019: €17k
2020: €20k
2021: €16k
2022: €414k
2023: €344k
2024: €709k
2018 → 2025
Working capital
€2.17M▲ 87.4%
2023 · €1.16M
2019: €49k
2020: €3k
2021: €25k
2022: €666k
2023: €1.16M
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€216k-€631k▲ 192%€974k▲ 54.5%€1.68M▲ 72.8%€1.85M▲ 10.0%
Operating result€24k-€572k▲ 2,330%€459k▼ 19.7%€947k▲ 106%€227k▼ 76.0%
Net result€16k-€414k▲ 2,461%€344k▼ 17.1%€709k▲ 106%€169k▼ 76.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 76% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.42M
Fixed assets
€8k ▼ 66.7%
Current assets
€2.41M ▲ 10.9%
Key figures and ratios
Solvency
76.6%=
2024 · 76.6%
ROE
9.1%▼
2024 · 42.1%
ROA
7.0%▼
2024 · 32.3%
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.20M€2.42M▲
Fixed assets21/28€24k€8k▼
Tangible fixed assets22/27€24k€8k▼
Land and buildings22€24k€8k▼
Current assets29/58€2.17M€2.41M▲
Amounts receivable after more than one year29-€2.40M
Other amounts receivable291-€2.40M
Amounts receivable within one year40/41€2.17M-
Other amounts receivable41€2.17M-
Cash at bank and in hand54/58€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€2.20M€2.42M▲
Equity10/15€1.68M€1.85M▲
Contributions10/11€124k€124k=
Capital10€124k€124k=
Issued capital100€124k€124k=
Outside capital11€50€50=
Share premium1100/10€50€50=
Reserves13€1.60M€1.77M▲
Non-distributable reserves130/1€14k€14k=
Legal reserve130€12k€12k=
Reserves not available under the articles1311€1k€1k=
Tax-exempt reserves132€1.52M€1.69M▲
Distributable reserves133€62k€62k=
Profit (loss) carried forward14€-40k€-42k▼
Provisions and deferred taxes16€508k€565k▲
Deferred taxes168€508k€565k▲
Amounts payable17/49€5k-
Amounts payable within one year42/48€5k-
Trade debts44€387-
Suppliers440/4€387-
Advances received on contracts in progress46€5k-
Income statement
Code20242025
Non-recurring operating income76A€948k€228k▼
Other operating charges640/8€387€998▲
Gross operating margin9900€947k€228k▼
Operating profit (loss)9901€947k€227k▼
Financial charges65/66B€451€734▲
Recurring financial charges65€451€734▲
Profit (loss) for the period before taxes9903€946k€226k▼
Transfer to deferred taxes680€237k€57k▼
Profit (loss) for the period9904€709k€169k▼
Transfer to tax-exempt reserves689€711k€171k▼
Profit (loss) for the period to be appropriated9905€-2k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€-42k▼
Profit (loss) brought forward from the previous period14P€-38k€-40k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €709k ▲106%
Operating result €947k, net result €709k, both a record.
31-12
Financial
Equity above €1MEq €1.68M ▲72.8%
7 profitable years in a row build equity to €1.68M.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity doublescurrent ratio 232.22
Current ratio from 113.98 to 232.22; short-term debt falls from €6k to €5k.
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 36 days late
2022
31-12
Financial
Liquidity times 22current ratio 113.98
Current ratio from 5.19 to 113.98.
31-12
Financial
Equity above €500kEq €631k ▲192%
5 profitable years in a row build equity to €631k.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 5current ratio 5.19
Current ratio from 1.04 to 5.19; short-term debt falls from €79k to €6k.
31-12
Financial
Equity above €200kEq €216k ▲8.1%
4 profitable years in a row build equity to €216k.
Show earlier events
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde
Ground area
2,183 m²
Building footprint
716 m²
Volume, LiDAR
9,799 m³
Parcel 21652E0165/00Y007, Brussels · tallest building 19.5 m, ±5 floors. Linked by address, not a title deed.
88
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0165/00Y007 | Brussels | 2,183 m² | 1 · 716 m² | 19.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded31-01-1990
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.