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Immo M&B

Active
Private limited company (pre-2019)founded 201214 yrs activeMartelarenstraat 20, 3600 Genk, BelgiumKBO/BCE: BE 0848.114.847
Summary

Immo M&B has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,915 and a net result of -€4,607. Equity remains stable across the filed fiscal years (±2.5% per year). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch ReportCompare
Immo M&BActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
Activity not known1 site
Size
€876,452total assets 2025
Equity
€29,915
Loss
-€4,607
Turnover not published (abridged schema)
Financial health
66 Healthy Checked score 2025
Bankruptcy chance 12 m
0.8%
Structure
Parent
FAGOTEX · 100%
Holdings
1
Accounts filed 31 d late1 of 2 deeds read
Why 66- Liquidity: current ratio 0.52, cash €1,717- Latest accounts 31 days late; 3 of the last 3 late+ Size: total assets €876,452+ No main activity registeredShow the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 21% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 28-1
equity 3.4% of total assets
Liquidity 34-2
short-term debt 36.3% · cash 0.2%
Profitability 36-1
return on assets -0.5%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 5.8% 12-2024: 6.9%▲ +17.4% vs 11-2024highest value 01-2025: 6.9%● 0.0% vs 12-2024highest value 02-2025: 6.9%● 0.0% vs 01-2025highest value 03-2025: 6.9%● 0.0% vs 02-2025highest value 04-2025: 6.9%● 0.0% vs 03-2025highest value 05-2025: 6.9%● 0.0% vs 04-2025highest value 06-2025: 6.5%▼ -5.8% vs 05-2025 07-2025: 6.5%● 0.0% vs 06-2025 08-2025: 6.5%● 0.0% vs 07-2025 09-2025: 6.5%● 0.0% vs 08-2025 10-2025: 6.5%● 0.0% vs 09-2025 11-2025: 1.9%▼ -70.6% vs 10-2025 12-2025: 1.9%● 0.0% vs 11-2025 01-2026: 2.1%▲ +8.3% vs 12-2025 02-2026: 2.1%● 0.0% vs 01-2026 03-2026: 2.0%▼ -1.3% vs 02-2026 04-2026: 1.9%▼ -8.5% vs 03-2026 05-2026: 1.8%▼ -0.7% vs 04-2026 06-2026: 1.8%● 0.0% vs 05-2026 07-2026: 1.7%▼ -6.1% vs 06-2026 08-2026: 2.5%▲ +46.0% vs 07-2026 09-2026: 0.8%▼ -67.8% vs 08-2026lowest value 10-2026: 0.8%● 0.0% vs 09-2026lowest value
  • Size: total assets €876,452 lowers the probability for this profile
  • Liquidity: current ratio 0.52, cash €1,717 raises the probability
  • Latest accounts 31 days late; 3 of the last 3 late raises the probability
  • No main activity registered lowers the probability
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.52 against 0.77 in 2024; short-term debt: 36.3% and cash: 0.2% of total assets), and 96.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 18%, liquidity 19%, profitability 26%, growth against the median 21%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €876,452
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.52, cash €1,717
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Latest accounts 31 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · No main activity registered
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
62 d late
2023
461 d late
2022
827 d late
2021
1192 d late
2020
122 d late
2019
122 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 402 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 November (4 of the last 5 filed years within 431 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. RestructuringMerger · Shareholding · Accounting…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 6 loss-making years in a rowloss fiscal year 2025 -€4,607 View
  • Controlled by FAGOTEXitself parent of 1 companies 100% View
  • Total assets 20256 fiscal years filed €876,452 View

By topic

Financials

Fiscal year
2025
Total assets
€876,452
Loss
-€4,607
Solvency
3.4%
Total assets▼ 8.2%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 09-07-2026Restructuring
  3. 04-11-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Founded
21-08-2012
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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