IMMO LOSHA
ActiveIMMO LOSHA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €35k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 33% of 8596 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
61
/ 100
Healthy▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency40▲+31
Growth73=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.36 against 0.2 in 2024), and 67.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.6%
Return on assets
19%
Age of the figures
9 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €60k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
177 d early
2023
29 d early
2022
26 d early
2021
32 d early
2020
23 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€44k▲ 15.6%
2019 · €38k
2018: €36k
2019: €38k
2018 → 2020
EBIT margin
30.6%▲ 9.7pp
2019 · 20.9%
2018: 5.3%
2019: 20.9%
2018 → 2020
Net result
€35k▲ 49.1%
2024 · €23k
2018: €-6k
2019: €-4k
2020: €7k
2021: €-2k
2022: €-3k
2023: €-72
2024: €23k
2018 → 2025
Working capital
€-74k▲ 31.8%
2024 · €-108k
2018: €-102k
2019: €-106k
2020: €-106k
2021: €-124k
2022: €-130k
2023: €-141k
2024: €-108k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€2k▼ 65.2%€2k▼ 4.0%€25k▲ 1,347%€60k▲ 139%
Operating result€4k-€1k▼ 68.3%€4k▲ 195%€26k▲ 605%€46k▲ 79.3%
Net result€-2k-€-3k▼ 105%€-72▲ 97.9%€23k€35k▲ 49.1%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 79% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €183k
Fixed assets
€141k▼ 13.0%
Current assets
€41k▲ 50.3%
Equity and liabilities €183k
Equity
€60k▲ 139%
Debt
€123k▼ 25.4%
The debt ratio falls from 86.9% to 67.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€68k▲
2024 · €48k
Cash flow
€57k▲
2024 · €46k
Solvency
32.6%▲
2024 · 13.1%
Current ratio
0.36▲
2024 · 0.20
Quick ratio
0.36▲
2024 · 0.20
Debt / equity
2.06▼
2024 · 6.61
ROE
58.1%▼
2024 · 93.1%
ROA
19.0%▲
2024 · 12.2%
Interest coverage
8.13▼
2024 · 17.05
Debt
€123k▼
2024 · €165k
Debt ≤ 1 year
€115k▼
2024 · €135k
Debt > 1 year
€8k▼
2024 · €30k
Income taxes
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€190k€183k▼
Fixed assets21/28€163k€141k▼
Tangible fixed assets22/27€163k€141k▼
Land and buildings22€150k€131k▼
Plant, machinery and equipment23€13k€10k▼
Furniture and vehicles24-€703
Current assets29/58€27k€41k▲
Amounts receivable within one year40/41€11k€5k▼
Trade receivables40€11k€5k▼
Other amounts receivable41-€8
Cash at bank and in hand54/58€17k€36k▲
Equity and liabilities
Total equity and liabilities10/49€190k€183k▼
Equity10/15€25k€60k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€6k€41k▲
Distributable reserves133€6k€41k▲
Amounts payable17/49€165k€123k▼
Amounts payable after more than one year17€30k€8k▼
Financial debts170/4€30k€8k▼
Amounts payable within one year42/48€135k€115k▼
Current portion of amounts payable after more than one year42€17k€13k▼
Trade debts44€343-
Suppliers440/4€343-
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€5k€2k▼
Other amounts payable47/48€114k€100k▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€6k€6k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€22k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k-
Other operating charges640/8€3k€2k▼
Gross operating margin9900€55k€71k▲
Operating profit (loss)9901€26k€46k▲
Financial income75/76B€330€5▼
Recurring financial income75€330€5▼
Financial charges65/66B€3k€8k▲
Recurring financial charges65€3k€8k▲
Profit (loss) for the period before taxes9903€23k€38k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€23k€35k▲
Profit (loss) for the period to be appropriated9905€23k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€35k▲
Profit (loss) brought forward from the previous period14P€-17k-
Transfer to equity691/2€6k€35k▲
To other reserves6921€6k€35k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €35k ▲49.1%
Operating result €46k, net result €35k, both a record.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €23k
Net result €23k after 3 loss-making years.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 56 days late
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verlaine · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand-Route(VER) 1324537 VerlaineGround area
1,277 m²
Building footprint
65 m²
Volume, LiDAR
565 m³
Parcel 61063B0315/00D002, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMO LOSHA
since 20242.364.858.614
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61063B0315/00D002 | Wallonia | 1,277 m² | 1 · 65 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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COPPERFIELD
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GAVLENO
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 38,855 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.