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IMMO LORENT

Active
Private limited companyfounded 20242 yrs activeLeuvensesteenweg 571, 1030 Schaarbeek, BelgiumKBO/BCE: BE 1004.381.847
Summary

The computed 12-month bankruptcy probability of IMMO LORENT is 1.6% (moderate). The 2025 annual accounts show equity of €1,816 and a net result of -€420. Its solvency ranks better than 21% of 14254 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability33▲+12
Solvency25=
Growth58
Track record82
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.1 against 0.12 in 2024; short-term debt: 12.1% and cash: 1.1% of total assets), and 99.6% of the assets are financed with debt.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
0.4%
Return on assets
-0.1%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2425
2024 to 2025 · latest year -€420
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 14254 sector peers (2025).
NBB · sector comparison
Position among 14254 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
13 d late
2024
18 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 8 January 2024, IMMO LORENT was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€1,816▼ 18.8%
2024 · €2,236
Total assets
€492,434▼ 3.2%
2024 · €508,906
Net result
-€420▲ 97.6%
2024 · -€17,764
Working capital
-€53,447▲ 0.3%
2024 · -€53,624
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€12,134-€19,388▲ 59.8%
Net result-€17,764below the sector's middle half--€420within the sector's middle half▲ 97.6%
Equity€2,236below the sector's middle half-€1,816below the sector's middle half▼ 18.8%
Total assets€508,906within the sector's middle half-€492,434within the sector's middle half▼ 3.2%
Debt€506,670-€490,618▼ 3.2%
Working capital-€53,624within the sector's middle half--€53,447within the sector's middle half▲ 0.3%
Solvency0.4%below the sector's middle half-0.4%below the sector's middle half▼ 0.1pp
Current ratio0.12below the sector's middle half-0.10below the sector's middle half▼ 0.01
Return on assets (ROA)-3.5%below the sector's middle half--0.1%within the sector's middle half▲ 3.4pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000€20,000Operating result 2024: €12,134€12,134Net result 2024: -€17,764-€17,764Operating result 2025: €19,388€19,388Net result 2025: -€420-€42020242025-€20,000-€10,000€0€10,000€20,000Operating result 2024: €12,134€12,100Net result 2024: -€17,764-€17,800Operating result 2025: €19,388€19,400Net result 2025: -€420-€42020242025
The operating result rises in 2025; 2025 is 60% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €492,434
Fixed assets €486,195 ▼ 3.1%
Current assets €6,238 ▼ 12.0%
Equity and liabilities €492,434
Equity €1,816 ▼ 18.8%
Debt €490,618 ▼ 3.2%
Debt's share of the balance-sheet total rises from 99.6% to 99.6%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€35,012▲
2024 · €24,373
Cash flow
€15,204▲
2024 · -€5,525
ROE
-23.1%▲
2024 · -794.4%
Interest coverage
1.77▲
2024 · 0.82
Debt ≤ 1 year
€59,685▼
2024 · €60,711
Debt > 1 year
€430,435▼
2024 · €445,959
A ratio outside any meaningful range has been withheld (balance sheet total €492,434, equity €1,816).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 865 companies that looked in July 2024 the way this one looks now, 1.3% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • solvency under 10%
  • a small loss
1.3% went bankrupt
1.6% stopped otherwise
97% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 865 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€508,906€492,434▼
Fixed assets21/28€501,820€486,195▼
Tangible fixed assets22/27€501,820€486,195▼
Land and buildings22€486,842€472,715▼
Plant, machinery and equipment23€14,978€13,480▼
Current assets29/58€7,087€6,238▼
Cash at bank and in hand54/58€7,087€5,517▼
Deferred charges and accrued income490/1-€721
Equity and liabilities
Total equity and liabilities10/49€508,906€492,434▼
Equity10/15€2,236€1,816▼
Contributions10/11€20,000€20,000=
Profit (loss) carried forward14-€17,764-€18,184▼
Amounts payable17/49€506,670€490,618▼
Amounts payable after more than one year17€445,959€430,435▼
Financial debts170/4€445,959€430,435▼
Amounts payable within one year42/48€60,711€59,685▼
Current portion of amounts payable after more than one year42€17,946€15,525▼
Trade debts44€2,557€3,953▲
Suppliers440/4€2,557€3,953▲
Other amounts payable47/48€40,207€40,207=
Accrued charges and deferred income492/3-€497
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,239€15,625▲
Other operating charges640/8€2,347€2,918▲
Gross operating margin9900€26,721€37,930▲
Operating profit (loss)9901€12,134€19,388▲
Financial charges65/66B€29,898€19,808▼
Recurring financial charges65€29,898€19,808▼
Profit (loss) for the period before taxes9903-€17,764-€420▲
Profit (loss) for the period9904-€17,764-€420▲
Profit (loss) for the period to be appropriated9905-€17,764-€420▲
Appropriation of the result
Profit (loss) to be appropriated9906-€17,764-€18,184▼
Profit (loss) brought forward from the previous period14P--€17,764

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,239€15,625▲ 27.7%
Other operating charges640/8€2,347€2,918▲ 24.3%
Gross operating margin9900€26,721€37,930▲ 41.9%
Operating profit (loss)9901€12,134€19,388▲ 59.8%
Financial charges65/66B€29,898€19,808▼ 33.7%
Recurring financial charges65€29,898€19,808▼ 33.7%
Profit (loss) for the period before taxes9903-€17,764-€420▲ 97.6%
Profit (loss) for the period9904-€17,764-€420▲ 97.6%
Profit (loss) for the period to be appropriated9905-€17,764-€420▲ 97.6%
Line20242025Change
Assets
Total assets20/58€508,906€492,434▼ 3.2%
Fixed assets21/28€501,820€486,195▼ 3.1%
Tangible fixed assets22/27€501,820€486,195▼ 3.1%
Land and buildings22€486,842€472,715▼ 2.9%
Plant, machinery and equipment23€14,978€13,480▼ 10.0%
Current assets29/58€7,087€6,238▼ 12.0%
Cash at bank and in hand54/58€7,087€5,517▼ 22.1%
Deferred charges and accrued income490/1-€721-
Equity and liabilities
Total equity and liabilities10/49€508,906€492,434▼ 3.2%
Equity10/15€2,236€1,816▼ 18.8%
Contributions10/11€20,000€20,000=
Profit (loss) carried forward14-€17,764-€18,184▼ 2.4%
Amounts payable17/49€506,670€490,618▼ 3.2%
Amounts payable after more than one year17€445,959€430,435▼ 3.5%
Financial debts170/4€445,959€430,435▼ 3.5%
Amounts payable within one year42/48€60,711€59,685▼ 1.7%
Current portion of amounts payable after more than one year42€17,946€15,525▼ 13.5%
Trade debts44€2,557€3,953▲ 54.6%
Suppliers440/4€2,557€3,953▲ 54.6%
Other amounts payable47/48€40,207€40,207=
Accrued charges and deferred income492/3-€497-
Line20242025Change
Profit (loss) for the period9904-€17,764-€420▲ 97.6%
+ Depreciation and write-downs630€12,239€15,625▲ 27.7%
Operating cash flow (approximation)-€5,525€15,204▲ 375%
Investment in fixed assets (approximation)-€0-
Change in cash--€1,569-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
18-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek
exact location from the address register On OpenStreetMap
Ground area
157 m²
Building footprint
158 m²
Volume, LiDAR
1,247 m³
Parcel 21904B0423/00L004, Brussels · tallest building 17.3 m, ±2 floors. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21904B0423/00L004 Brussels 157 m² 1 · 158 m² 17.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,145 companies in sector 68201 we hold annual accounts for 6,776. 578 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Not found in the Peppol register

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Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.