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Immo Lon

Active
Private limited companyfounded 198441 yrs activeBrugsesteenweg 43, 8531 Harelbeke, BelgiumKBO/BCE: BE 0427.639.940
Summary

Immo Lon has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,687 and a net result of -€5,008. Equity is shrinking by ~12.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability18▲+1
Solvency48▼-8
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.0 against 0.0 in 2024; short-term debt: 76.9% of total assets), and 76.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 41 years 0 50 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
23.1%
Return on assets
-7.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€5,008
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
on the day
2023
62 d late
2022
7 d late
2021
61 d late
2020
59 d late
2019
8 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 30 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 1 December 1984, Immo Lon was incorporated.1 Total assets went from EUR 67,188 in 2018 to EUR 63,678 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€14,687▼ 25.4%
2024 · €19,694
Total assets
€63,678=
2024 · €63,655
Net result
-€5,008▲ 5.0%
2024 · -€5,274
Working capital
-€48,772▼ 11.4%
2024 · -€43,764
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€3,670-€5,694▼ 55.2%-€4,254▲ 25.3%-€5,274▼ 24.0%-€5,071▲ 3.8%
Net result-€3,670-€5,694▼ 55.2%-€4,254▲ 25.3%-€5,274▼ 24.0%-€5,008▲ 5.0%
Equity€34,916▼ 9.5%€29,222▼ 16.3%€24,968▼ 14.6%€19,694▼ 21.1%€14,687▼ 25.4%
Total assets€63,458=€63,632▲ 0.3%€63,658=€63,655=€63,678=
Debt€28,542▲ 14.8%€34,411▲ 20.6%€38,689▲ 12.4%€43,961▲ 13.6%€48,992▲ 11.4%
Working capital-€34,237-€38,490▼ 12.4%-€43,764▼ 13.7%-€48,772▼ 11.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€6,000-€4,000-€2,000€0Operating result 2021: -€3,670-€3,670Net result 2021: -€3,670-€3,670Operating result 2022: -€5,694-€5,694Net result 2022: -€5,694-€5,694Operating result 2023: -€4,254-€4,254Net result 2023: -€4,254-€4,254Operating result 2024: -€5,274-€5,274Net result 2024: -€5,274-€5,274Operating result 2025: -€5,071-€5,071Net result 2025: -€5,008-€5,00820212022202320242025-€6,000-€4,000-€2,000€0Operating result 2023: -€4,254-€4,250Net result 2023: -€4,254-€4,250Operating result 2024: -€5,274-€5,270Net result 2024: -€5,274-€5,270Operating result 2025: -€5,071-€5,070Net result 2025: -€5,008-€5,010202320242025
The operating result stays negative: a loss of €5,071 in 2025 against €5,274 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63,678
Fixed assets €63,458 =
Current assets €220 ▲ 11.8%
Equity and liabilities €63,678
Equity €14,687 ▼ 25.4%
Debt €48,992 ▲ 11.4%
Debt's share of the balance-sheet total rises from 69.1% to 76.9%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
0.00▲
2024 · 0.00
Debt to equity
3.34▲
2024 · 2.23
ROE
-34.1%▼
2024 · -26.8%
ROA
-7.9%▲
2024 · -8.3%
Debt ≤ 1 year
€48,992▲
2024 · €43,961
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,450 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a small loss
1.5% went bankrupt
5.0% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,450 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€63,655€63,678=
Fixed assets21/28€63,458€63,458=
Tangible fixed assets22/27€63,458€63,458=
Land and buildings22€63,458€63,458=
Current assets29/58€197€220▲
Deferred charges and accrued income490/1€197€220▲
Equity and liabilities
Total equity and liabilities10/49€63,655€63,678=
Equity10/15€19,694€14,687▼
Contributions10/11€18,550€18,550=
Reserves13€1,855€1,855=
Non-distributable reserves130/1€1,855€1,855=
Reserves not available under the articles1311€1,855€1,855=
Profit (loss) carried forward14-€711-€5,718▼
Amounts payable17/49€43,961€48,992▲
Amounts payable within one year42/48€43,961€48,992▲
Trade debts44€5,272-
Suppliers440/4€5,272-
Other amounts payable47/48€38,689€48,992▲
Income statement Code20242025
Other operating charges640/8€3,184€3,226▲
Gross operating margin9900-€2,090-€1,845▲
Operating profit (loss)9901-€5,274-€5,071▲
Financial income75/76B-€64
Recurring financial income75-€64
Profit (loss) for the period before taxes9903-€5,274-€5,008▲
Profit (loss) for the period9904-€5,274-€5,008▲
Profit (loss) for the period to be appropriated9905-€5,274-€5,008▲
Appropriation of the result
Profit (loss) to be appropriated9906-€5,274-€5,718▼
Profit (loss) brought forward from the previous period14P--€711
Transfer from equity791/2€4,563-

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€2,473€807€2,840€3,184€3,226▲ 1.3%
Gross operating margin9900-€1,196-€4,887-€1,413-€2,090-€1,845▲ 11.7%
Operating profit (loss)9901-€3,670-€5,694-€4,254-€5,274-€5,071▲ 3.8%
Financial income75/76B----€64-
Recurring financial income75----€64-
Profit (loss) for the period before taxes9903-€3,670-€5,694-€4,254-€5,274-€5,008▲ 5.0%
Profit (loss) for the period9904-€3,670-€5,694-€4,254-€5,274-€5,008▲ 5.0%
Profit (loss) for the period to be appropriated9905-€3,670-€5,694-€4,254-€5,274-€5,008▲ 5.0%
Line20212022202320242025Change
Assets
Total assets20/58€63,458€63,632€63,658€63,655€63,678=
Fixed assets21/28€63,458€63,458€63,458€63,458€63,458=
Tangible fixed assets22/27€63,458€63,458€63,458€63,458€63,458=
Land and buildings22€63,458€63,458€63,458€63,458€63,458=
Current assets29/58-€174€199€197€220▲ 11.8%
Deferred charges and accrued income490/1-€174€199€197€220▲ 11.8%
Equity and liabilities
Total equity and liabilities10/49€63,458€63,632€63,658€63,655€63,678=
Equity10/15€34,916€29,222€24,968€19,694€14,687▼ 25.4%
Contributions10/11€20,405€18,550€18,550€18,550€18,550=
Reserves13€18,181€20,036€6,418€1,855€1,855=
Non-distributable reserves130/1-€1,855€1,855€1,855€1,855=
Reserves not available under the articles1311-€1,855€1,855€1,855€1,855=
Distributable reserves133€18,181€18,181€4,563---
Profit (loss) carried forward14-€3,670-€9,364--€711-€5,718▼ 705%
Amounts payable17/49€28,542€34,411€38,689€43,961€48,992▲ 11.4%
Amounts payable within one year42/48€28,542€34,411€38,689€43,961€48,992▲ 11.4%
Trade debts44€3,670--€5,272--
Suppliers440/4€3,670--€5,272--
Taxes, remuneration and social security45€931-----
Taxes450/3€931-----
Other amounts payable47/48€23,942€34,411€38,689€38,689€48,992▲ 26.6%
Line20212022202320242025Change
Profit (loss) for the period9904-€3,670-€5,694-€4,254-€5,274-€5,008▲ 5.0%
Operating cash flow (approximation)-€3,670-€5,694-€4,254-€5,274-€5,008▲ 5.0%
Investment in fixed assets (approximation)-€0€0€0€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
01-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 62 days late
2023
07-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
31-12
Financial Weakest financial yearnet -€5,694
Net result drops to -€5,694, the lowest in the series; recovery starts the following year.
30-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
28-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
23-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
03-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
29-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 1985
seat establishment The establishment unit on the map
Ground area
1,053 m²
Building footprint
225 m²
Volume, LiDAR
1,531 m³
Parcel 34017A0250/00N004, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Brugsesteenweg 43, 8531 Harelbeke
Activities of head offices; management consultancy activities
since 19852.025.797.092
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34017A0250/00N004 Flanders 1,053 m² 1 · 225 m² 10.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded01-12-1984
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.