IMMO LOMAX

Active

Public limited companyfounded 199431 yrs activeKerkplein 6, 2950 Kapellen, BelgiumKBO/BCE: BE 0453.663.159

Summary

IMMO LOMAX has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €199,016 and a net result of €6,548. Equity remains stable across the filed fiscal years (±2.4% per year). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisWatch Report Compare

IMMO LOMAXActiveChecked score 83/100

Risk analysis Report Compare

What they do

Activity not known1 site

How big

€220,431total assets 2024

Equity: €199,016
Profit: €6,548

Turnover not published (abridged schema)

Financially healthy?

83 Excellent Checked score 2024

Bankruptcy chance 12 m: 0.5%

Who decides

Accounts 41 d early0 of 4 deeds read

Why 83- Figures for FY 2024 (filed 18-07-2025)+ Size: total assets €220,431+ Founded in 1994+ Equity €199,016 (90.3% of total assets)Show the evidence

Checked score

Score 2024

83 / 100

Excellent

Probability in this band: under 0.55%

Better than 61% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2023

Strong

Solvency 100=

equity 90.3% of total assets

Liquidity 57+2

short-term debt 9.7% · cash 5.8%

Profitability 72+10

return on assets 3.0%

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▲ +0.9% vs 12-2024 02-2025: 0.1%▲ +0.9% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +4.4% vs 03-2025 05-2025: 0.1%▲ +0.8% vs 04-2025 06-2025: 0.1%▲ +20.0% vs 05-2025 07-2025: 0.2%▲ +25.0% vs 06-2025 08-2025: 0.1%▼ -62.8% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%▼ -3.0% vs 11-2025lowest value 01-2026: 0.1%▲ +1.5% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +4.5% vs 03-2026 05-2026: 0.1%▲ +2.9% vs 04-2026 06-2026: 0.1%▲ +21.1% vs 05-2026 07-2026: 0.1%▲ +61.6% vs 06-2026 08-2026: 0.2%▲ +48.9% vs 07-2026 09-2026: 0.3%▲ +31.4% vs 08-2026 10-2026: 0.5%▲ +97.8% vs 09-2026highest value

Figures for FY 2024 (filed 18-07-2025) raises the probability
Size: total assets €220,431 lowers the probability for this profile
Founded in 1994 lowers the probability for this profile
Equity €199,016 (90.3% of total assets) lowers the probability

Credit up to €16,000 at 30 days acceptable

Liquidity short (current ratio 0.85 against 0.89 in 2023; short-term debt: 9.7% and cash: 5.8% of total assets), and 9.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 54%, profitability 54%, growth against the median 57%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Figures for FY 2024 (filed 18-07-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Size: total assets €220,431

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Founded in 1994

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Equity €199,016 (90.3% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 19-06-2026, 41 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

41 d early

2024

14 d early

2023

7 d early

2022

5 d early

2021

1 d early

2020

8 d early

2019

11 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 9 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today. Usually files around 24 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today30-12-2026 close30-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

19-06-26 Annual accounts filedfiscal year 2025 · abbreviated…
16-07-25 Annual accounts filedfiscal year 2024 · micro…
30-12-24 Back to profitnet €6,548

Key points

Positive: Always filed on timeaccounts within the deadline every year 6 years View
Active since 1994founded 17-10-1994 31 years View
Total assets 20246 fiscal years filed €220,431 View