IMMO-LEYS
ActiveSummary
IMMO-LEYS has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.79M and a net result of €86k. Equity is growing by ~3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▼-2
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €220k at 30 days acceptable
Liquidity ample (current ratio 6.99 against 3.12 in 2024; short-term debt: 2.6% and cash: 17.5% of total assets), and 5.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.5%
Return on assets
2.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
118 d late
2023
84 d late
2022
102 d late
2021
135 d late
2020
122 d late
2019
152 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.79M▲ 3.2%
2024 · €2.70M
Total assets
€2.95M▲ 0.4%
2024 · €2.94M
Net result
€86k▼ 34.9%
2024 · €132k
Working capital
€454k▲ 33.8%
2024 · €339k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€136k▼ 11.9%€78k▼ 42.5%€159k▲ 104%€186k▲ 16.6%€117k▼ 37.1%
Net result€99k▼ 22.0%€51k▼ 49.1%€114k▲ 125%€132k▲ 16.2%€86k▼ 34.9%
Equity€2.41M=€2.46M▲ 2.1%€2.57M▲ 4.6%€2.70M▲ 5.1%€2.79M▲ 3.2%
Total assets€2.68M▼ 0.7%€2.64M▼ 1.3%€2.73M▲ 3.4%€2.94M▲ 7.5%€2.95M▲ 0.4%
Debt€184k▼ 7.1%€102k▼ 44.5%€84k▼ 17.8%€163k▲ 93.3%€92k▼ 43.5%
Working capital€485k▲ 9.4%€454k▼ 6.4%€536k▲ 18.1%€339k▼ 36.7%€454k▲ 33.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.95M
Fixed assets
€2.42M ▼ 0.8%
Current assets
€530k ▲ 6.1%
Equity and liabilities €2.95M
Equity
€2.79M ▲ 3.2%
Provisions
€69k ▼ 5.6%
Debt
€92k ▼ 43.5%
Debt's share of the balance-sheet total falls from 5.5% to 3.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€311k▼
2024 · €336k
Cash flow
€280k▼
2024 · €282k
Current ratio
6.99▲
2024 · 3.12
Debt to equity
0.03▼
2024 · 0.06
ROE
3.1%▼
2024 · 4.9%
ROA
2.9%▼
2024 · 4.5%
Interest coverage
99.51▲
2024 · 90.23
Debt ≤ 1 year
€76k▼
2024 · €160k
Income taxes
€32k▼
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €119k | €140k | €152k | €150k | €195k | ▲ 29.4% |
| Other operating charges640/8 | €37k | €38k | €33k | €44k | €45k | ▲ 3.3% |
| Gross operating margin9900 | €292k | €255k | €345k | €380k | €357k | ▼ 6.1% |
| Operating profit (loss)9901 | €136k | €78k | €159k | €186k | €117k | ▼ 37.1% |
| Financial income75/76B | €17k | €200 | - | €1k | €26 | ▼ 97.7% |
| Recurring financial income75 | €17k | €200 | - | €1k | €26 | ▼ 97.7% |
| Financial charges65/66B | €1k | €5k | €4k | €4k | €3k | ▼ 16.0% |
| Recurring financial charges65 | €1k | €5k | €4k | €4k | €3k | ▼ 16.0% |
| Profit (loss) for the period before taxes9903 | €151k | €74k | €155k | €183k | €114k | ▼ 37.9% |
| Transfer from deferred taxes780 | €4k | €4k | €4k | €4k | €4k | ▼ 8.6% |
| Income taxes67/77 | €56k | €27k | €46k | €55k | €32k | ▼ 42.6% |
| Profit (loss) for the period9904 | €99k | €51k | €114k | €132k | €86k | ▼ 34.9% |
| Transfer from tax-exempt reserves789 | €9k | €9k | €9k | €9k | €8k | ▼ 8.6% |
| Profit (loss) for the period to be appropriated9905 | €108k | €59k | €122k | €141k | €94k | ▼ 33.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.68M | €2.64M | €2.73M | €2.94M | €2.95M | ▲ 0.4% |
| Fixed assets21/28 | €2.02M | €2.10M | €2.12M | €2.44M | €2.42M | ▼ 0.8% |
| Tangible fixed assets22/27 | €2.02M | €2.10M | €2.11M | €2.44M | €2.42M | ▼ 0.8% |
| Land and buildings22 | €2.01M | €2.07M | €2.09M | €2.42M | €2.41M | ▼ 0.5% |
| Plant, machinery and equipment23 | €5k | €3k | €2k | €1k | €484 | ▼ 63.9% |
| Furniture and vehicles24 | - | €31k | €20k | €15k | €10k | ▼ 35.1% |
| Leasing and similar rights25 | €5k | - | €0 | - | - | - |
| Financial fixed assets28 | €1k | €1k | €1k | €1k | €1k | = |
| Current assets29/58 | €654k | €541k | €617k | €499k | €530k | ▲ 6.1% |
| Amounts receivable within one year40/41 | €17 | €13k | €13k | €17 | - | - |
| Other amounts receivable41 | €17 | €13k | €13k | €17 | - | - |
| Cash at bank and in hand54/58 | €650k | €525k | €601k | €482k | €515k | ▲ 6.8% |
| Deferred charges and accrued income490/1 | €4k | €3k | €3k | €17k | €15k | ▼ 14.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.68M | €2.64M | €2.73M | €2.94M | €2.95M | ▲ 0.4% |
| Equity10/15 | €2.41M | €2.46M | €2.57M | €2.70M | €2.79M | ▲ 3.2% |
| Contributions10/11 | €64k | €64k | €64k | €64k | €64k | = |
| Capital10 | €64k | €64k | €64k | €64k | €64k | = |
| Issued capital100 | €64k | €64k | €64k | €64k | €64k | = |
| Revaluation surpluses12 | €187k | €187k | €187k | €187k | €187k | = |
| Reserves13 | €2.10M | €2.15M | €2.19M | €2.33M | €2.32M | ▼ 0.3% |
| Non-distributable reserves130/1 | €46k | €46k | €46k | €46k | €46k | = |
| Legal reserve130 | €46k | €46k | €46k | €46k | €46k | = |
| Tax-exempt reserves132 | €170k | €162k | €153k | €144k | €136k | ▼ 5.5% |
| Distributable reserves133 | €1.89M | €1.94M | €1.99M | €2.14M | €2.14M | = |
| Profit (loss) carried forward14 | €51k | €61k | €133k | €124k | €218k | ▲ 75.9% |
| Provisions and deferred taxes16 | €87k | €82k | €78k | €73k | €69k | ▼ 5.6% |
| Deferred taxes168 | €87k | €82k | €78k | €73k | €69k | ▼ 5.6% |
| Amounts payable17/49 | €184k | €102k | €84k | €163k | €92k | ▼ 43.5% |
| Amounts payable after more than one year17 | €3k | - | - | - | - | - |
| Financial debts170/4 | €3k | - | - | - | - | - |
| Amounts payable within one year42/48 | €169k | €87k | €81k | €160k | €76k | ▼ 52.6% |
| Current portion of amounts payable after more than one year42 | €5k | €4k | - | - | - | - |
| Trade debts44 | €8k | €17k | €7k | €33k | €29k | ▼ 11.4% |
| Suppliers440/4 | €8k | €17k | €7k | €33k | €29k | ▼ 11.4% |
| Taxes, remuneration and social security45 | €64k | €808 | €8k | €70k | €3k | ▼ 96.2% |
| Taxes450/3 | €64k | €808 | €8k | €70k | €3k | ▼ 96.2% |
| Other amounts payable47/48 | €93k | €66k | €65k | €57k | €44k | ▼ 23.1% |
| Accrued charges and deferred income492/3 | €12k | €15k | €3k | €3k | €16k | ▲ 541% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €99k | €51k | €114k | €132k | €86k | ▼ 34.9% |
| + Depreciation and write-downs630 | €119k | €140k | €152k | €150k | €195k | ▲ 29.4% |
| Operating cash flow (approximation) | €218k | €190k | €266k | €282k | €280k | ▼ 0.7% |
| Investment in fixed assets (approximation) | - | €-216k | €-168k | €-474k | €-175k | ▲ 63.0% |
| Change in cash | - | €-125k | €76k | €-119k | €33k | ▲ 128% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity doublescurrent ratio 6.99
Current ratio from 3.12 to 6.99; short-term debt falls from €160k to €76k.
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 118 days late
2024
31-12
Financial
Highest result since 2018net €132k ▲16.2%
Operating result €186k, net result €132k, both a record.
23-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 84 days late
2023
10-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 102 days late
2022
31-12
Financial
Weakest financial yearnet €51k ▼49.1%
Net result drops to €51k, the lowest in the series; recovery starts the following year.
13-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 135 days late
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 152 days late
22-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 327 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 92 days late
2017
24-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 85 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 1989
Ground area
982 m²
Building footprint
200 m²
Volume, LiDAR
845 m³
Parcel 11033B0420/00K000, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
NV IMMO LEYS
since 19892.042.521.575
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11033B0420/00K000 | Flanders | 982 m² | 1 · 200 m² | 7.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPublic limited company
Founded28-12-1988
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.