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IMMO LEVA

Active
Public limited companyfounded 198441 yrs activeDokter Willemsstraat 5, 3500 Hasselt, BelgiumKBO/BCE: BE 0426.622.331
Summary

IMMO LEVA has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €164,321 and a net result of €67,036. Equity is growing by ~4.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability88▼-3
Solvency62=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 1.82 against 2.14 in 2024; short-term debt: 42.3% and cash: 2.2% of total assets), but 62.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 41 years 0 50 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
37.4%
Return on assets
15.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
30 d late
2024
395 d late
2023
20 d late
2022
17 d late
2021
17 d late
2020
61 d late
2019
92 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 90 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IMMO LEVA was incorporated on 31 December 1984.1 Total assets rose from EUR 371,946 in 2018 to EUR 439,592 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€67,036▼ 4.6%
2024 · €70,256
Working capital
€152,426▼ 1.2%
2024 · €154,260
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€55,852▲ 133%€56,964▲ 2.0%€58,581▲ 2.8%€70,807▲ 20.9%€67,659▼ 4.4%
Net result€53,153▲ 126%€54,192▲ 2.0%€55,946▲ 3.2%€70,256▲ 25.6%€67,036▼ 4.6%
Equity€116,890▲ 2.8%€121,081▲ 3.6%€127,028▲ 4.9%€147,284▲ 15.9%€164,321▲ 11.6%
Total assets€365,887▲ 3.2%€381,902▲ 4.4%€363,998▼ 4.7%€393,700▲ 8.2%€439,592▲ 11.7%
Debt€248,997▲ 3.4%€260,821▲ 4.7%€236,970▼ 9.1%€246,416▲ 4.0%€275,271▲ 11.7%
Working capital€175,671▼ 7.0%€163,021▼ 7.2%€151,702▼ 6.9%€154,260▲ 1.7%€152,426▼ 1.2%
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2021: €55,852€55,852Net result 2021: €53,153€53,153Operating result 2022: €56,964€56,964Net result 2022: €54,192€54,192Operating result 2023: €58,581€58,581Net result 2023: €55,946€55,946Operating result 2024: €70,807€70,807Net result 2024: €70,256€70,256Operating result 2025: €67,659€67,659Net result 2025: €67,036€67,03620212022202320242025€0€20,000€40,000€60,000€80,000Operating result 2023: €58,581€58,600Net result 2023: €55,946€55,900Operating result 2024: €70,807€70,800Net result 2024: €70,256€70,300Operating result 2025: €67,659€67,700Net result 2025: €67,036€67,000202320242025
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €439,592
Fixed assets €101,148 ▼ 3.2%
Current assets €338,444 ▲ 17.0%
Equity and liabilities €439,592
Equity €164,321 ▲ 11.6%
Debt €275,271 ▲ 11.7%
Debt's share of the balance-sheet total stays at 62.6%.
Key figures and ratios
2025 value · change against 2024
EBITDA
€70,971▼
2024 · €74,119
Cash flow
€70,348▼
2024 · €73,568
Current ratio
1.82▼
2024 · 2.14
Debt to equity
1.68▲
2024 · 1.67
ROE
40.8%▼
2024 · 47.7%
ROA
15.2%▼
2024 · 17.8%
Interest coverage
24.00▲
2024 · 23.08
Debt ≤ 1 year
€186,018▲
2024 · €134,981
Debt > 1 year
€89,253▼
2024 · €111,435
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.4% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€393,700€439,592▲
Fixed assets21/28€104,459€101,148▼
Tangible fixed assets22/27€104,459€101,148▼
Land and buildings22€104,459€101,148▼
Current assets29/58€289,241€338,444▲
Amounts receivable after more than one year29€100,765€79,087▼
Trade receivables290€100,765€79,087▼
Amounts receivable within one year40/41€171,848€249,649▲
Other amounts receivable41€171,848€249,649▲
Cash at bank and in hand54/58€16,629€9,708▼
Equity and liabilities
Total equity and liabilities10/49€393,700€439,592▲
Equity10/15€147,284€164,321▲
Contributions10/11€61,500€61,500=
Capital10€61,500€61,500=
Issued capital100€61,500€61,500=
Revaluation surpluses12€86,432€86,432=
Reserves13€9,480€9,480=
Non-distributable reserves130/1€6,150€6,150=
Legal reserve130€6,150€6,150=
Distributable reserves133€3,330€3,330=
Profit (loss) carried forward14-€10,128€6,908▲
Amounts payable17/49€246,416€275,271▲
Amounts payable after more than one year17€111,435€89,253▼
Financial debts170/4€111,435€89,253▼
Amounts payable within one year42/48€134,981€186,018▲
Current portion of amounts payable after more than one year42€21,010€22,182▲
Trade debts44€13,971€13,836▼
Suppliers440/4€13,971€13,836▼
Other amounts payable47/48€100,000€150,000▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,312€3,312=
Other operating charges640/8€62-
Gross operating margin9900€74,181€70,971▼
Operating profit (loss)9901€70,807€67,659▼
Financial income75/76B€2,661€2,335▼
Recurring financial income75€2,661€2,335▼
Financial charges65/66B€3,211€2,957▼
Recurring financial charges65€3,211€2,957▼
Profit (loss) for the period before taxes9903€70,256€67,036▼
Profit (loss) for the period9904€70,256€67,036▼
Profit (loss) for the period to be appropriated9905€70,256€67,036▼
Appropriation of the result
Profit (loss) to be appropriated9906€39,872€56,908▲
Profit (loss) brought forward from the previous period14P-€30,385-€10,128▲
Profit to be distributed694/7€50,000€50,000=
Directors or managers695€50,000€50,000=

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,312€3,312€3,312€3,312€3,312=
Other operating charges640/8€124€62€62€62--
Gross operating margin9900€59,288€60,338€61,955€74,181€70,971▼ 4.3%
Operating profit (loss)9901€55,852€56,964€58,581€70,807€67,659▼ 4.4%
Financial income75/76B€4,030€3,620€3,201€2,661€2,335▼ 12.2%
Recurring financial income75€4,030€3,620€3,201€2,661€2,335▼ 12.2%
Financial charges65/66B€5,581€4,867€3,671€3,211€2,957▼ 7.9%
Recurring financial charges65€5,581€4,867€3,671€3,211€2,957▼ 7.9%
Profit (loss) for the period before taxes9903€54,301€55,717€58,111€70,256€67,036▼ 4.6%
Income taxes67/77€1,148€1,526€2,165---
Profit (loss) for the period9904€53,153€54,192€55,946€70,256€67,036▼ 4.6%
Profit (loss) for the period to be appropriated9905€53,153€54,192€55,946€70,256€67,036▼ 4.6%
Line20212022202320242025Change
Assets
Total assets20/58€365,887€381,902€363,998€393,700€439,592▲ 11.7%
Fixed assets21/28€114,395€111,083€107,771€104,459€101,148▼ 3.2%
Tangible fixed assets22/27€114,395€111,083€107,771€104,459€101,148▼ 3.2%
Land and buildings22€114,395€111,083€107,771€104,459€101,148▼ 3.2%
Current assets29/58€251,492€270,819€256,227€289,241€338,444▲ 17.0%
Amounts receivable after more than one year29€163,152€142,788€121,995€100,765€79,087▼ 21.5%
Trade receivables290--€121,995€100,765€79,087▼ 21.5%
Other amounts receivable291€163,152€142,788----
Amounts receivable within one year40/41€86,156€127,128€118,556€171,848€249,649▲ 45.3%
Other amounts receivable41€86,156€127,128€118,556€171,848€249,649▲ 45.3%
Cash at bank and in hand54/58€2,183€903€15,676€16,629€9,708▼ 41.6%
Equity and liabilities
Total equity and liabilities10/49€365,887€381,902€363,998€393,700€439,592▲ 11.7%
Equity10/15€116,890€121,081€127,028€147,284€164,321▲ 11.6%
Contributions10/11€61,500€61,500€61,500€61,500€61,500=
Capital10€61,500€61,500€61,500€61,500€61,500=
Issued capital100€61,500€61,500€61,500€61,500€61,500=
Revaluation surpluses12€86,432€86,432€86,432€86,432€86,432=
Reserves13€9,480€9,480€9,480€9,480€9,480=
Non-distributable reserves130/1€6,150€6,150€6,150€6,150€6,150=
Legal reserve130€6,150€6,150€6,150€6,150€6,150=
Distributable reserves133€3,330€3,330€3,330€3,330€3,330=
Profit (loss) carried forward14-€40,523-€36,331-€30,385-€10,128€6,908▲ 168%
Amounts payable17/49€248,997€260,821€236,970€246,416€275,271▲ 11.7%
Amounts payable after more than one year17€173,177€153,023€132,445€111,435€89,253▼ 19.9%
Financial debts170/4€173,177€153,023€132,445€111,435€89,253▼ 19.9%
Amounts payable within one year42/48€75,820€107,798€104,525€134,981€186,018▲ 37.8%
Current portion of amounts payable after more than one year42€19,739€20,154€20,578€21,010€22,182▲ 5.6%
Trade debts44€4,861€4,418€3,205€13,971€13,836▼ 1.0%
Suppliers440/4€4,861€4,418€3,205€13,971€13,836▼ 1.0%
Taxes, remuneration and social security45€1,220€2,674€3,690---
Taxes450/3€1,220€2,674€3,690---
Other amounts payable47/48€50,000€80,552€77,052€100,000€150,000▲ 50.0%
Line20212022202320242025Change
Profit (loss) for the period9904€53,153€54,192€55,946€70,256€67,036▼ 4.6%
+ Depreciation and write-downs630€3,312€3,312€3,312€3,312€3,312=
Operating cash flow (approximation)€56,465€57,503€59,258€73,568€70,348▼ 4.4%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€1,280€14,772€953-€6,921▼ 826%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 30 days late
30-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 395 days late
2025
31-12
Financial Equity above €150,000Eq €164,321 ▲11.6%
7 profitable years in a row build equity to €164,321.
2024
31-12
Financial Highest result since 2018net €70,256 ▲25.6%
Operating result €70,807, net result €70,256, both a record.
20-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 20 days late
2023
17-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 17 days late
2022
17-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 17 days late
2021
30-09
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
31-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 92 days late
2019
31-12
Financial Back to profitnet €821
Net result €821 after one loss-making year.
17-09
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 48 days late
2018
06-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1985
seat establishment The establishment unit on the map
Ground area
277 m²
Building footprint
277 m²
Volume, LiDAR
2,922 m³
Parcel 71022H1047/00K000, Flanders · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Dokter Willemsstraat 5, 3500 Hasselt
NACE 70120
since 19852.026.167.177
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71022H1047/00K000 Flanders 277 m² 1 · 277 m² 13.7 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. BIKO 100%
  2. IMMO LEVA

Highest known parent: BIKO. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPublic limited company
Founded31-12-1984
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0426622331
Also 9925:BE0426622331
Registered 18-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.