IMMO LAURENT
ActiveIMMO LAURENT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €2k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 37% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70=
Solvency40▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.06 in 2024; short-term debt: 25.2% and cash: 1.5% of total assets), and 84.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.2%
Return on assets
1%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
1 d early
2023
40 d early
2022
32 d early
2021
31 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 7.0%
2024 · €25k
2020: €19k
2021: €21k
2022: €22k
2023: €24k
2024: €25k
2020 → 2025
Total assets
€178k▼ 5.1%
2024 · €187k
2020: €224k
2021: €215k
2022: €206k
2023: €196k
2024: €187k
2020 → 2025
Net result
€2k▲ 18.5%
2024 · €1k
2020: €-695
2021: €2k
2022: €2k
2023: €1k
2024: €1k
2020 → 2025
Working capital
€-42k▼ 1.3%
2024 · €-42k
2020: €-41k
2021: €-41k
2022: €-41k
2023: €-41k
2024: €-42k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€22k▲ 7.2%€24k▲ 6.4%€25k▲ 6.3%€27k▲ 7.0%
Operating result€4k-€4k▲ 2.2%€4k▼ 2.3%€4k▲ 1.2%€4k▲ 4.5%
Net result€2k-€2k▼ 2.9%€1k▼ 4.4%€1k▲ 3.4%€2k▲ 18.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €178k
Fixed assets
€175k▼ 5.1%
Current assets
€3k▼ 4.6%
Equity and liabilities €178k
Equity
€27k▲ 7.0%
Debt
€151k▼ 7.0%
The debt ratio falls from 86.5% to 84.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▼
2024 · €14k
Cash flow
€11k▲
2024 · €11k
Solvency
15.2%▲
2024 · 13.5%
Current ratio
0.06▼
2024 · 0.06
Quick ratio
0.06▼
2024 · 0.06
Debt / equity
5.57▼
2024 · 6.40
ROE
6.5%▲
2024 · 5.9%
ROA
1.0%▲
2024 · 0.8%
Interest coverage
6.66▲
2024 · 6.19
Debt
€151k▼
2024 · €162k
Debt ≤ 1 year
€45k▲
2024 · €44k
Debt > 1 year
€106k▼
2024 · €118k
Income taxes
€643▲
2024 · €558
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€187k€178k▼
Formation expenses20€18-
Fixed assets21/28€184k€175k▼
Tangible fixed assets22/27€184k€175k▼
Land and buildings22€184k€175k▼
Current assets29/58€3k€3k▼
Cash at bank and in hand54/58€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€187k€178k▼
Equity10/15€25k€27k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€5k€7k▲
Amounts payable17/49€162k€151k▼
Amounts payable after more than one year17€118k€106k▼
Financial debts170/4€118k€106k▼
Amounts payable within one year42/48€44k€45k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€387-
Suppliers440/4€387-
Taxes, remuneration and social security45€558€1k▲
Taxes450/3€558€1k▲
Other amounts payable47/48€32k€32k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€16k€16k▲
Operating profit (loss)9901€4k€4k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€2k€2k▲
Income taxes67/77€558€643▲
Profit (loss) for the period9904€1k€2k▲
Profit (loss) for the period to be appropriated9905€1k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€7k▲
Profit (loss) brought forward from the previous period14P€4k€5k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2020net €2k ▲18.5%
Operating result €4k, net result €2k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bodegemstraat 631700 DilbeekGround area
614 m²
Building footprint
197 m²
Volume, LiDAR
816 m³
Parcel 23016E0376/00A000, Flanders · tallest building 10.3 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016E0376/00A000 | Flanders | 614 m² | 1 · 197 m² | 10.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANKA
BE 0500.693.610
Peer · Eq €27k
DEEP.CI
BE 0779.975.614
Thimister-Clermont · Eq €27k
POLDENTIA
BE 0501.727.253
Ukkel · Eq €27k
Biesemans & Co
BE 0505.670.007
Lebbeke · Eq €27k
ALEXANDRE INVEST
BE 0450.465.921
Perwez · Eq €27k
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 2,591 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2020
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.