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IMMO LAURA

Active
Private limited company· 3 yrs active
Rue la Ville 55 ·4357 Donceel, Belgium
KBO/BCE: BE 0790.854.262
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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of IMMO LAURA is 3.5% (moderate). The 2024 annual accounts show equity of €3k and a net result of €16k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€16k
Working capital€-53k-15.2%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 13-08-2025 with the NBB · fiscal year 2024 · micro
€-40k€-20k€0€20kOperating result 2023: €-12k€-12kNet result 2023: €-23k€-23kOperating result 2024: €22k€22kNet result 2024: €16k€16k20232024
Operating resultNet result
EBITDA
€34k
+915.4% 23-24
Net profit
€16k
- 23-24
Cash flow
€28k
- 23-24
Total assets
€306k
+5.6% 23-24
Equity
€3k
- 23-24
Working capital
€-53k
-15.2% 23-24
Debt
€303k
+0.1% 23-24
Debt ≤ 1y
€72k
+44.7% 23-24
Debt > 1y
€231k
-8.1% 23-24
Current ratio
0.26
+251.3% 23-24
Quick ratio
0.26
+251.3% 23-24
Solvency
0.9%
- 23-24
Debt / equity
112.98
- 23-24
ROE
598.9%
+242.8% 23-24
ROA
5.3%
- 23-24
Interest coverage
5.55
+1876.3% 23-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€34k
Net profit€16k
Cash flow€28k
Staff costs-
Income taxes-
Dividends-
Total assets€306k
Equity€3k
Debt€303k
of which ≤ 1y€72k
of which > 1y€231k
Working capital€-53k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.26
Quick ratio0.26
Working capital ratio-17.3%
Solvency0.9%
Debt / equity112.98
Long-term debt ratio86.26
Interest coverage5.55
Gross margin-
Net margin-
ROA5.3%
ROE598.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€306k
Fixed assets 21/28€287k
Tangible fixed assets 22/27€287k
Current assets 29/58€19k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€306k
Equity 10/15€3k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€-7k
Amounts payable 17/49€303k
Amounts payable after one year 17€231k
Amounts payable within one year 42/48€72k
Trade debts payable within one year 44€98
Income statement
Gross operating margin 9900€36k
Operating result 9901€22k
Financial charges 65€6k
Result before taxes 9903€16k
Net result for the period 9904€16k
Result to be appropriated 9905€16k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
51 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Rue la Ville 55, 4357 Donceel
Handel in eigen onroerend goed
since 20222.335.894.711
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area162 m²
Buildings1
Building footprint57 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
64037A0285/00G000 Wallonia 162 m² 1 · 57 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health51Profitability100Solvency1Growth78Stability94
65 / 100

Strong profile, led by profitability.

Health 51
Profitability 100
Solvency 1
Growth 78
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR IMMO LAURA
Registered office
Rue la Ville 55
4357 Donceel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.