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IMMO-LAN

Active
Private limited companyfounded 201016 yrs activeHekstraat(HN) 8, 1540 Pajottegem, BelgiumKBO/BCE: BE 0827.933.206
Summary

IMMO-LAN has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €596k and a net result of €81k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 33% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
69 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▼-14
Solvency59▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.48 in 2024; short-term debt: 33.9% and cash: 8.1% of total assets), and 65.5% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 16 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
34.5%
Return on assets
4.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 d early
2024
15 d early
2023
on the day
2022
22 d early
2021
3 d early
2020
6 d early
2019
7 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€596k▼ 5.2%
2024 · €628k
2019: €351k 2020: €406k 2021: €472k 2022: €546k 2023: €546k 2024: €628k
2019 → 2025
Total assets
€1.73M▼ 0.2%
2024 · €1.73M
2019: €1.29M 2020: €1.26M 2021: €1.56M 2022: €1.56M 2023: €1.57M 2024: €1.73M
2019 → 2025
Net result
€81k▼ 1.4%
2024 · €82k
2019: €80k 2020: €55k 2021: €66k 2022: €74k 2023: €80k 2024: €82k
2019 → 2025
Working capital
€-335k▼ 43.4%
2024 · €-234k
2019: €-193k 2020: €-183k 2021: €-219k 2022: €-191k 2023: €-251k 2024: €-234k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€472k-€546k▲ 15.7%€546k▲ 0.2%€628k▲ 15.0%€596k▼ 5.2%
Operating result€105k-€119k▲ 14.1%€133k▲ 11.1%€145k▲ 8.9%€152k▲ 5.1%
Net result€66k-€74k▲ 12.1%€80k▲ 8.3%€82k▲ 2.2%€81k▼ 1.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €105k€105kNet result 2021: €66k€66kOperating result 2022: €119k€119kNet result 2022: €74k€74kOperating result 2023: €133k€133kNet result 2023: €80k€80kOperating result 2024: €145k€145kNet result 2024: €82k€82kOperating result 2025: €152k€152kNet result 2025: €81k€81k20212022202320242025€0€50k€100k€150kOperating result 2023: €133k€133kNet result 2023: €80k€80kOperating result 2024: €145k€145kNet result 2024: €82k€82kOperating result 2025: €152k€152kNet result 2025: €81k€81k202320242025
The operating result has risen four years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.73M
Fixed assets €1.48M ▼ 2.4%
Current assets €250k ▲ 15.2%
Equity and liabilities €1.73M
Equity €596k ▼ 5.2%
Provisions €23k =
Debt €1.11M ▲ 2.7%
Debt's share of the balance-sheet total rises from 62.4% to 64.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€197k
2024 · €224k
Cash flow
€126k
2024 · €162k
Current ratio
0.43
2024 · 0.48
Debt to equity
1.86
2024 · 1.72
ROE
13.6%
2024 · 13.0%
ROA
4.7%
2024 · 4.7%
Interest coverage
4.31
2024 · 6.26
Debt ≤ 1 year
€586k
2024 · €451k
Debt > 1 year
€522k
2024 · €629k
Income taxes
€25k
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.73M€1.73M
Fixed assets21/28€1.51M€1.48M
Tangible fixed assets22/27€1.51M€1.48M
Land and buildings22€1.51M€1.47M
Plant, machinery and equipment23-€6k
Furniture and vehicles24-€1k
Current assets29/58€217k€250k
Amounts receivable within one year40/41€98k€104k
Trade receivables40€98k€104k
Other amounts receivable41€0-
Cash at bank and in hand54/58€115k€139k
Deferred charges and accrued income490/1€4k€7k
Equity and liabilities
Total equity and liabilities10/49€1.73M€1.73M
Equity10/15€628k€596k
Contributions10/11€33k€33k=
Reserves13€595k€563k
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€56k€108k
Distributable reserves133€540k€454k
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€23k€23k=
Provisions for liabilities and charges160/5€23k€23k=
Major repairs and maintenance162€23k€23k=
Amounts payable17/49€1.08M€1.11M
Amounts payable after more than one year17€629k€522k
Financial debts170/4€629k€522k
Amounts payable within one year42/48€451k€586k
Current portion of amounts payable after more than one year42€99k€107k
Trade debts44€4k€10k
Suppliers440/4€4k€10k
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€28k€21k
Taxes450/3€28k€21k
Other amounts payable47/48€319k€448k
Accrued charges and deferred income492/3-€875
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€80k€45k
Other operating charges640/8€9k€19k
Gross operating margin9900€234k€216k
Operating profit (loss)9901€145k€152k
Financial income75/76B€66€0
Recurring financial income75€66€0
Financial charges65/66B€36k€46k
Recurring financial charges65€36k€46k
Profit (loss) for the period before taxes9903€109k€106k
Income taxes67/77€27k€25k
Profit (loss) for the period9904€82k€81k
Transfer to tax-exempt reserves689€42k€53k
Profit (loss) for the period to be appropriated9905€40k€28k
Appropriation of the result
Profit (loss) to be appropriated9906€40k€28k
Transfer from equity791/2€0€113k
Transfer to equity691/2€40k€28k
To other reserves6921€40k€28k
Profit to be distributed694/7€0€113k
Return on contributions (dividend)694€0€113k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
18-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
16-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Highest result since 2019net €82k ▲2.2%
Net result €82k, the highest in the series.
31-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
09-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Equity above €500kEq €546k ▲15.7%
4 profitable years in a row build equity to €546k.
28-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
25-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Weakest financial yearnet €55k ▼31.4%
Net result drops to €55k, the lowest in the series; recovery starts the following year.
07-02
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
31-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
16-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
13-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2010
seat establishment The establishment unit on the map
Ground area
1,084 m²
Building footprint
267 m²
Volume, LiDAR
1,001 m³
Parcel 23032K0161/00K000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
IMMO-LAN
Hekstraat(HN) 8, 1540 PajottegemFinancial service activities, except insurance and pension funding
since 20102.217.387.534
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23032K0161/00K000 Flanders 1,084 m² 1 · 267 m² 6.2 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 1,196 EUR awarded · 1,196 EUR paid
Year Entries awardedpaid
2025 1 1,196 EUR1,196 EUR
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
1 entry · 1,196 EUR · 1,196 EUR paid · Vlaams Energie- en Klimaatagentschap

Similar companies · same sector, comparable size

Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 33,147 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded19-07-2010
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.