IMMO LAMBERS

Active

Private limited companyfounded 20224 yrs activeFritz Toussaintstraat 53, 1050 Elsene, BelgiumKBO/BCE: BE 0785.755.032

Summary

The computed 12-month bankruptcy probability of IMMO LAMBERS is 6.0% (elevated). The 2024 annual accounts show equity of €524k and a net result of €-1k. Equity remains stable across the filed fiscal years (±1.8% per year). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

40 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability37▲+5

Solvency59▼-2

Growth58=

Track record94

Bankruptcy probability, 12 months

6.0% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €20k at 30 days only on tighter terms

Liquidity short (current ratio 0.01 against 0.0 in 2023; short-term debt: 30.9% and cash: 0% of total assets), and 66% of the assets are financed with debt.

How do we compute the score and the probability?

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Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

No NACE activity registered

No NACE activity is registered in the KBO, which is more common among companies that later fail.

KBO · activities

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

34%

Return on assets

-0.1%

Age of the figures

21 mo

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-05-2025, 71 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

71 d early

2023

47 d early

2022

62 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€524k▼ 0.2%

2023 · €525k

2022: €543k 2023: €525k

2022 → 2024

Total assets

€1.54M▲ 6.8%

2023 · €1.44M

2022: €1.48M 2023: €1.44M

2022 → 2024

Net result

€-1k▲ 93.6%

2023 · €-18k

2022: €-107k 2023: €-18k

2022 → 2024

Working capital

€-474k▼ 37.9%

2023 · €-343k

2022: €-329k 2023: €-343k

2022 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220232024Trend

Equity€543k-€525k▼ 3.3%€524k▼ 0.2%

Operating result€-93k-€7k€34k▲ 355%

Net result€-107k-€-18k▲ 83.3%€-1k▲ 93.6%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen two years in a row; 2024 is 355% above 2023 and is the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €1.52M

99.8%

Fixed assets €1.52M ▲ 7.1%

Current assets €3k ▲ 933%

Equity and liabilities €1.54M

34.0%

66.0%

Equity €524k ▼ 0.2%

Debt €1.02M ▲ 10.8%

Debt's share of the balance-sheet total rises from 63.6% to 66.0%. Equity is lower and debt is higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€75k▲

2023 · €45k

Cash flow

€41k▲

2023 · €20k

Current ratio

0.01▲

2023 · 0.00

Debt to equity

1.94▲

2023 · 1.75

ROE

-0.2%▲

2023 · -3.4%

ROA

-0.1%▲

2023 · -1.2%

Interest coverage

2.17▲

2023 · 1.78

Debt ≤ 1 year

€477k▲

2023 · €344k

Debt > 1 year

€539k▼

2023 · €572k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines

Balance sheet Code20232024

Assets

Total assets20/58€1.44M€1.54M▲

Formation expenses20€22k€16k▼

Fixed assets21/28€1.42M€1.52M▲

Tangible fixed assets22/27€1.42M€1.52M▲

Land and buildings22€1.42M€1.52M▲

Current assets29/58€287€3k▲

Amounts receivable within one year40/41€0-

Trade receivables40€0-

Cash at bank and in hand54/58-€478

Deferred charges and accrued income490/1€287€2k▲

Equity and liabilities

Total equity and liabilities10/49€1.44M€1.54M▲

Equity10/15€525k€524k▼

Contributions10/11€650k€650k=

Profit (loss) carried forward14€-125k€-126k▼

Amounts payable17/49€918k€1.02M▲

Amounts payable after more than one year17€572k€539k▼

Financial debts170/4€572k€539k▼

Amounts payable within one year42/48€344k€477k▲

Current portion of amounts payable after more than one year42€30k€32k▲

Financial debts43€258€0▼

Credit institutions430/8€258€0▼

Trade debts44€384€1k▲

Suppliers440/4€384€1k▲

Other amounts payable47/48€313k€443k▲

Accrued charges and deferred income492/3€2k€190▼

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€42k▲

Other operating charges640/8€6k€7k▲

Gross operating margin9900€51k€83k▲

Operating profit (loss)9901€7k€34k▲

Financial income75/76B€9€0▼

Recurring financial income75€9€0▼

Financial charges65/66B€25k€35k▲

Recurring financial charges65€25k€35k▲

Profit (loss) for the period before taxes9903€-18k€-1k▲

Profit (loss) for the period9904€-18k€-1k▲

Profit (loss) for the period to be appropriated9905€-18k€-1k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-125k€-126k▼

Profit (loss) brought forward from the previous period14P€-107k€-125k▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Filings 3

2025

21-05

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

14-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

30-05

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Elsene · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Fritz Toussaintstraat 531050 Elsene

Ground area

1,987 m²

Building footprint

1,073 m²

Volume, LiDAR

14,494 m³

Parcel 21443C0219/02G008, Brussels · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

IMMO LAMBERS

Fritz Toussaintstraat 53, 1050 ElseneReal estate activities

since 20222.331.296.119

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21443C0219/02G008	Brussels	1,987 m²	1 · 1,073 m²	16.7 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded25-04-2022

Fiscal year end31-12

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.