IMMO L.S.
ActiveSummary
IMMO L.S. has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €822k and a net result of €258k. Equity is growing by ~49.3% per year across the filed fiscal years. Its solvency ranks better than 45% of 3186 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+6
Solvency71▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity short (current ratio 0.54 against 0.25 in 2024; short-term debt: 45.7% and cash: 22% of total assets), and 53.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.2%
Return on assets
14.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
on the day
2023
20 d early
2022
36 d late
2021
21 d late
2020
18 d late
2019
72 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€258k▲ 65.0%
2024 · €156k
2018: €6k
2019: €-16k
2020: €34k
2021: €45k
2022: €201k
2023: €65k
2024: €156k
2018 → 2025
Working capital
€-375k▲ 39.1%
2024 · €-617k
2018: €9k
2019: €-4k
2020: €-311k
2021: €-707k
2022: €-491k
2023: €-445k
2024: €-617k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€141k-€342k▲ 142%€407k▲ 19.0%€563k▲ 38.5%€822k▲ 45.8%
Operating result€78k-€282k▲ 262%€118k▼ 58.0%€253k▲ 113%€370k▲ 46.4%
Net result€45k-€201k▲ 341%€65k▼ 67.6%€156k▲ 141%€258k▲ 65.0%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 46% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.78M
Fixed assets
€1.34M ▼ 1.6%
Current assets
€437k ▲ 118%
Equity and liabilities €1.78M
Equity
€822k ▲ 45.8%
Provisions
€43k ▼ 3.5%
Debt
€915k ▼ 4.3%
The debt ratio falls from 61.1% to 51.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€391k▲
2024 · €294k
Cash flow
€279k▲
2024 · €198k
Current ratio
0.54▲
2024 · 0.25
Debt / equity
1.11▼
2024 · 1.70
ROE
31.4%▲
2024 · 27.8%
ROA
14.5%▲
2024 · 10.0%
Interest coverage
15.41▲
2024 · 13.18
Debt ≤ 1 year
€813k▼
2024 · €817k
Debt > 1 year
€77k▼
2024 · €117k
Income taxes
€88k▲
2024 · €76k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.56M€1.78M▲
Fixed assets21/28€1.36M€1.34M▼
Tangible fixed assets22/27€734k€713k▼
Land and buildings22€734k€713k▼
Financial fixed assets28€630k€630k=
Current assets29/58€201k€437k▲
Amounts receivable within one year40/41€37k€37k▲
Trade receivables40€7k-
Other amounts receivable41€29k€37k▲
Cash at bank and in hand54/58€156k€392k▲
Deferred charges and accrued income490/1€8k€9k▲
Equity and liabilities
Total equity and liabilities10/49€1.56M€1.78M▲
Equity10/15€563k€822k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Outside capital11€80€80=
Share premium1100/10€80€80=
Reserves13€502k€760k▲
Non-distributable reserves130/1€15k€15k=
Legal reserve130€15k€15k=
Tax-exempt reserves132€134k€129k▼
Distributable reserves133€353k€616k▲
Provisions and deferred taxes16€45k€43k▼
Deferred taxes168€45k€43k▼
Amounts payable17/49€956k€915k▼
Amounts payable after more than one year17€117k€77k▼
Financial debts170/4€117k€77k▼
Amounts payable within one year42/48€817k€813k▼
Trade debts44€6k€1k▼
Suppliers440/4€6k€1k▼
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€807k€809k▲
Accrued charges and deferred income492/3€22k€25k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€21k▼
Other operating charges640/8€13k€16k▲
Gross operating margin9900€307k€407k▲
Operating profit (loss)9901€253k€370k▲
Financial income75/76B€167-
Recurring financial income75€167-
Financial charges65/66B€22k€25k▲
Recurring financial charges65€22k€25k▲
Profit (loss) for the period before taxes9903€231k€345k▲
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€76k€88k▲
Profit (loss) for the period9904€156k€258k▲
Transfer from tax-exempt reserves789€5k€5k=
Profit (loss) for the period to be appropriated9905€161k€263k▲
Appropriation of the result
Profit (loss) to be appropriated9906€161k€263k▲
Transfer to equity691/2€161k€263k▲
To other reserves6921€161k€263k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 10 days late
2025
31-12
Financial
Highest result since 2018net €258k ▲65%
Operating result €370k, net result €258k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €563k ▲38.5%
5 profitable years in a row build equity to €563k.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 36 days late
2022
31-12
Financial
Equity above €200kEq €342k ▲142%
3 profitable years in a row build equity to €342k.
21-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
31-12
Financial
Equity above €100kEq €141k ▲47.5%
2 profitable years in a row build equity to €141k.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
11-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 72 days late
2019
31-12
Financial
Weakest financial yearnet €-16k ▼381%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 48 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogleedsesteenweg 4428800 RoeselareGround area
3,138 m²
Building footprint
1,648 m²
Volume, LiDAR
7,577 m³
Parcel 36015A0670/00W000, Flanders · tallest building 12.7 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36015A0670/00W000 | Flanders | 3,137 m² | 1 · 1,647 m² | 12.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JADE
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MONERI
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 29,942 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded14-01-2004
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 24-09-2026. Scores and ratios are computed by Checked and are not a credit decision.