Financials
- Fiscal year
- 2025
- Total assets
- €550,251
- Loss
- -€14,036
- Solvency
- 25.0%
Total assets▼ 17.8%
Net result
20192025
IMMO L
ActiveSummary
IMMO L has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €137,480 and a net result of -€14,036. Equity is shrinking by ~10.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Activity not known1 site
Size
€550,251total assets 2025
- Equity
- €137,480
- Loss
- -€14,036
Turnover not published (abridged schema)
Structure
Accounts on time0 of 5 deeds read
Why 91- No main activity registered- Loss of €14,036, the second in a row (FY 2025)+ Size: total assets €550,251+ Figures for FY 2025 (filed 30-04-2026)Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Better than 29% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
50+2
equity 25.0% of total assets
Liquidity
31-17
short-term debt 74.6% · cash 17.2%
Profitability
66+61
return on assets -2.6%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 15 months
08-2025: 0.4%
09-2025: 0.4%● 0.0% vs 08-2025
10-2025: 0.4%▼ -0.7% vs 09-2025
11-2025: 0.4%● 0.0% vs 10-2025
12-2025: 0.5%▲ +9.5% vs 11-2025
01-2026: 0.5%▼ -0.2% vs 12-2025
02-2026: 0.5%▲ +0.4% vs 01-2026
03-2026: 0.5%▲ +1.9% vs 02-2026
04-2026: 0.6%▲ +15.6% vs 03-2026highest value
05-2026: 0.1%▼ -84.9% vs 04-2026lowest value
06-2026: 0.1%● 0.0% vs 05-2026lowest value
07-2026: 0.1%● 0.0% vs 06-2026lowest value
08-2026: 0.1%● 0.0% vs 07-2026lowest value
09-2026: 0.1%● 0.0% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- Size: total assets €550,251 lowers the probability for this profile
- No main activity registered raises the probability
- Loss of €14,036, the second in a row (FY 2025) raises the probability
- Figures for FY 2025 (filed 30-04-2026) lowers the probability
Credit up to €12,000 at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.02 in 2024; short-term debt: 74.6% and cash: 17.2% of total assets), and 75% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 30%, liquidity 17%, profitability 43%, growth against the median 25%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€14,036
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
177 d late
2021
2 d late
2020
31 d early
2019
172 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 46 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 1 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close02-10-2026 today30-04-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Weakest financial yearnet -€75,278
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 30-04-2027
- 30-04-2026Annual accounts filed
- 30-04-2025Annual accounts filed
- 30-09-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Public limited company
- Founded
- 21-06-1989
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.