Immo KWP
ActiveSummary
Immo KWP has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91,813 and a net result of €28,324. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 41% of 14258 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+52
Solvency44▼-15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 1.59 against 1.51 in 2024; short-term debt: 62.8% and cash: 72.3% of total assets), but 80.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.3%
Return on assets
6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €91,813
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
27 d late
2023
21 d late
2022
30 d late
2021
25 d late
2020
30 d late
2019
79 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€8,704
EBIT margin
67.6%
Net result
€28,324▲ 253%
2024 · €8,020
Working capital
€175,732▲ 183%
2024 · €61,993
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€22,381-€43,546-€97,694▼ 124%-€11,469▲ 88.3%€37,917
Net result€17,649within the sector's middle half-€43,653below the sector's middle half€63,290above the sector's middle half€8,020within the sector's middle half▼ 87.3%€28,324within the sector's middle half▲ 253%
EBIT margin
Equity€35,833within the sector's middle half▲ 97.1%-€7,821below the sector's middle half€55,470within the sector's middle half€63,489within the sector's middle half▲ 14.5%€91,813within the sector's middle half▲ 44.6%
Total assets€266,107within the sector's middle half▲ 24.9%€259,859within the sector's middle half▼ 2.3%€231,138within the sector's middle half▼ 11.1%€184,935within the sector's middle half▼ 20.0%€474,909within the sector's middle half▲ 157%
Debt€230,274▲ 18.2%€267,680▲ 16.2%€175,668▼ 34.4%€121,446▼ 30.9%€383,096▲ 215%
Working capital-€5,119within the sector's middle half▲ 79.1%-€30,260within the sector's middle half▼ 491%€53,558within the sector's middle half€61,993within the sector's middle half▲ 15.7%€175,732above the sector's middle half▲ 183%
Solvency13.5%within the sector's middle half▲ 4.9pp-3.0%below the sector's middle half▼ 16.5pp24.0%within the sector's middle half▲ 27.0pp34.3%within the sector's middle half▲ 10.3pp19.3%within the sector's middle half▼ 15.0pp
Current ratio0.98within the sector's middle half▲ 0.110.89within the sector's middle half▼ 0.091.30within the sector's middle half▲ 0.421.51within the sector's middle half▲ 0.211.59within the sector's middle half▲ 0.08
Return on assets (ROA)6.6%within the sector's middle half▲ 17.0pp-16.8%below the sector's middle half▼ 23.4pp27.4%above the sector's middle half▲ 44.2pp4.3%within the sector's middle half▼ 23.0pp6.0%within the sector's middle half▲ 1.6pp
Staff (FTE)4.5▲ 4.7%20.1▼ 95.0%
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €37,917 after a loss of €11,469 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €474,909
Fixed assets
€1,081 ▼ 27.8%
Current assets
€473,828 ▲ 158%
Equity and liabilities €474,909
Equity
€91,813 ▲ 44.6%
Debt
€383,096 ▲ 215%
Debt's share of the balance-sheet total rises from 65.7% to 80.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€38,332▲
2024 · -€11,054
Cash flow
€28,739▲
2024 · €8,435
Debt to equity
4.17▲
2024 · 1.91
ROE
30.8%▲
2024 · 12.6%
Interest coverage
454.45▲
2024 · -84.38
Debt ≤ 1 year
€298,096▲
2024 · €121,446
Income taxes
€10,888▲
2024 · -€19,559
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,613 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
2.0%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,613 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €10,979 | - | €2,000 | - |
| Remuneration, social security and pensions62 | €218,423 | €228,916 | €66,950 | -€11,990 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28,198 | €19,648 | €234 | €415 | €415 | = |
| Other operating charges640/8 | €3,441 | €3,784 | €1,024 | €1,349 | €679 | ▼ 49.7% |
| Non-recurring operating charges66A | €797 | - | €21,540 | - | - | - |
| Gross operating margin9900 | €273,240 | €208,803 | -€7,945 | -€21,694 | €39,011 | ▲ 280% |
| Operating profit (loss)9901 | €22,381 | -€43,546 | -€97,694 | -€11,469 | €37,917 | ▲ 431% |
| Financial income75/76B | €2,042 | €773 | €200,478 | €61 | €1,379 | ▲ 2,170% |
| Recurring financial income75 | €2,042 | €773 | €478 | €61 | €1,379 | ▲ 2,170% |
| Non-recurring financial income76B | - | - | €200,000 | - | - | - |
| Financial charges65/66B | €288 | €390 | €56 | €131 | €84 | ▼ 35.6% |
| Recurring financial charges65 | €288 | €390 | €56 | €131 | €84 | ▼ 35.6% |
| Profit (loss) for the period before taxes9903 | €24,135 | -€43,162 | €102,729 | -€11,539 | €39,212 | ▲ 440% |
| Income taxes67/77 | €6,486 | €491 | €39,438 | -€19,559 | €10,888 | ▲ 156% |
| Profit (loss) for the period9904 | €17,649 | -€43,653 | €63,290 | €8,020 | €28,324 | ▲ 253% |
| Profit (loss) for the period to be appropriated9905 | €17,649 | -€43,653 | €63,290 | €8,020 | €28,324 | ▲ 253% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €266,107 | €259,859 | €231,138 | €184,935 | €474,909 | ▲ 157% |
| Fixed assets21/28 | €40,951 | €22,440 | €1,912 | €1,496 | €1,081 | ▼ 27.8% |
| Tangible fixed assets22/27 | €40,051 | €21,540 | €1,012 | €596 | €181 | ▼ 69.7% |
| Plant, machinery and equipment23 | €16,694 | €12,604 | €1,012 | €596 | €181 | ▼ 69.7% |
| Furniture and vehicles24 | €23,358 | €8,935 | - | - | - | - |
| Financial fixed assets28 | €900 | €900 | €900 | €900 | €900 | = |
| Current assets29/58 | €225,156 | €237,420 | €229,226 | €183,439 | €473,828 | ▲ 158% |
| Amounts receivable within one year40/41 | €197,762 | €216,697 | €42,419 | €20,060 | €130,050 | ▲ 548% |
| Trade receivables40 | €197,610 | €208,811 | €40,650 | €11,808 | €130,050 | ▲ 1,001% |
| Other amounts receivable41 | €152 | €7,886 | €1,769 | €8,252 | - | - |
| Cash at bank and in hand54/58 | €23,679 | €12,782 | €185,539 | €162,263 | €343,595 | ▲ 112% |
| Deferred charges and accrued income490/1 | €3,715 | €7,941 | €1,268 | €1,116 | €184 | ▼ 83.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €266,107 | €259,859 | €231,138 | €184,935 | €474,909 | ▲ 157% |
| Equity10/15 | €35,833 | -€7,821 | €55,470 | €63,489 | €91,813 | ▲ 44.6% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €1,859 | €1,859 | €36,878 | €44,897 | €73,221 | ▲ 63.1% |
| Non-distributable reserves130/1 | €1,859 | €1,859 | - | - | - | - |
| Reserves not available under the articles1311 | €1,859 | €1,859 | - | - | - | - |
| Distributable reserves133 | - | - | €36,878 | €44,897 | €73,221 | ▲ 63.1% |
| Profit (loss) carried forward14 | €15,382 | -€28,272 | - | - | - | - |
| Amounts payable17/49 | €230,274 | €267,680 | €175,668 | €121,446 | €383,096 | ▲ 215% |
| Amounts payable within one year42/48 | €230,274 | €267,680 | €175,668 | €121,446 | €298,096 | ▲ 145% |
| Current portion of amounts payable after more than one year42 | €8,623 | - | - | - | - | - |
| Trade debts44 | €32,681 | €41,832 | €17,369 | €2,040 | €148,148 | ▲ 7,164% |
| Suppliers440/4 | €32,681 | €41,832 | €17,369 | €2,040 | €148,148 | ▲ 7,164% |
| Taxes, remuneration and social security45 | €30,443 | €24,631 | €24,200 | €1,431 | €36,982 | ▲ 2,485% |
| Taxes450/3 | €7,419 | €491 | €24,200 | €1,431 | €36,982 | ▲ 2,485% |
| Remuneration and social security454/9 | €23,024 | €24,140 | - | - | - | - |
| Other amounts payable47/48 | €158,526 | €201,217 | €134,099 | €117,976 | €112,965 | ▼ 4.2% |
| Accrued charges and deferred income492/3 | - | - | - | - | €85,000 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,649 | -€43,653 | €63,290 | €8,020 | €28,324 | ▲ 253% |
| + Depreciation and write-downs630 | €28,198 | €19,648 | €234 | €415 | €415 | = |
| Operating cash flow (approximation) | €45,847 | -€24,006 | €63,525 | €8,435 | €28,739 | ▲ 241% |
| Investment in fixed assets (approximation) | - | -€1,136 | €20,294 | €0 | €0 | - |
| Change in cash | - | -€10,897 | €172,757 | -€23,277 | €181,332 | ▲ 879% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Back to profitnet €63,290
Net result €63,290 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet -€43,653
Net result drops to -€43,653, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Back to profitnet €17,649
Net result €17,649 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
13-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 1993
Ground area
1,024 m²
Building footprint
147 m²
Volume, LiDAR
289 m³
Parcel 11453I0170/00G004, Flanders · tallest building 4.7 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
IMMO KWP-KANTOOR W. PEETERS
since 19932.062.820.806
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11453I0170/00G004 | Flanders | 1,024 m² | 1 · 146 m² | 4.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 514 EUR awarded · 514 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 309 EUR | 309 EUR |
| 2024 | 1 | 159 EUR | 159 EUR |
| 2022 | 1 | 46 EUR | 46 EUR |
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MULTIDISCI
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Of 11,757 companies in sector 68310 we hold annual accounts for 6,914. 5,177 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-06-1993
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0450380304
Also
9925:BE0450380304
Registered
24-04-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.