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IMMO KREMAN

Active
Private limited companyfounded 2007active for 18 yearsChaussée de Liège(JB) 34, 5100 Namur, BelgiumKBO/BCE: BE 0894.336.634

From the official registers: KBO 18 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

IMMO KREMAN has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138,976 and a net result of €59,117. Equity has been growing by about 26% per year since 2018. Its solvency ranks better than 64% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 19-12-2007 Normal situation
Legal form
Private limited company
Registered office
Chaussée de Liège(JB) 34, 5100 Namur
Activity
Buying and selling of own real estate NACE 68110and 1 other
Establishment unit
2.167.526.663 5100 Namur, since 01-01-2008
Financial year end
31 December
Peppol
Reachable since 22-12-2025

Board and ownership

Board

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€364,907
▲ 15.5%
Turnover
≈ €640,000
estimated
Profit
€59,117
▲ 50.6%
Equity
€138,976
▲ 40.6%
Total assets
€296,565
▲ 8.6%
Staff
5.7 FTE
▼ 12.3%
2025 accounts filed 20 days before the deadline
Filed on 11-07-2026at the National Bank
Score breakdownraises risk1 of the last 3 accounts latelowers riskLiquidity: current ratio 2.15, cash €170,992Equity €138,976 (46.9% of total assets)Size: total assets €296,565Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 80% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 72+11
equity 46.9% of total assets
Liquidity 82+3
short-term debt 38.2% · cash 57.7%
Profitability 94+7
return on assets 19.9%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.2%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.1%▼ -0.1 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.15 (1.74 in 2024), above the usual 1.5. Short-term debt is 38.2% and cash 57.7% of total assets. However, 53.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 62% of them on solvency, 87% on liquidity, 88% on profitability and 84% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.15, cash €170,992
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €138,976 (46.9% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €296,565
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
20 days early
2024
31 days late
2023
43 days early
2022
29 days late
2021
23 days late
2020
23 days early
2019
122 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 17 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 August (4 of the last 5 filed years within 43 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 84% of companies in real estatesector median €6,036 · 17,109 companies €59,117 View

Documents

Annual accounts at the NBB

All 18 annual accounts

Articles and registers

Key facts about IMMO KREMAN

What is the company number of IMMO KREMAN?
The company number of IMMO KREMAN is 0894.336.634. The VAT number is the same number with BE in front: BE 0894.336.634.
Where is IMMO KREMAN based?
The registered office is at Chaussée de Liège(JB) 34, 5100 Namur.Company details
What does IMMO KREMAN do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of IMMO KREMAN?
The legal form of IMMO KREMAN is Private limited company (BV).
When was IMMO KREMAN founded?
IMMO KREMAN was founded on 19-12-2007.
Is IMMO KREMAN still active?
Yes, IMMO KREMAN is an active enterprise in the KBO register.
How many employees does IMMO KREMAN have?
IMMO KREMAN had an average of 5.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of IMMO KREMAN?
The turnover in financial year 2025 is ≈ €640,000. This figure is estimated from the gross margin of €364,907 and 45 comparable companies (NACE 681). It probably lies between €490,000 and €1.1m.
Is IMMO KREMAN profitable?
In financial year 2025, IMMO KREMAN made a profit of €59,117.
Where can I find the annual accounts of IMMO KREMAN?
IMMO KREMAN filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of IMMO KREMAN due?
IMMO KREMAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as IMMO KREMAN: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €210,000 and €354,000, founded between 2003 and 2011.

CompanyTotal assetsGross margin
IMMO KREMAN Namur€296,565€364,907
Synimmo Zele€353,762€377,515
ATLAS IMMO Jette€283,974€227,480
TDLV CONSULT Vorst€348,129€221,671
DE VERBOUWSTEEN Waasmunster€277,430€210,892
WESTBAY HOTEL Middelkerke€210,018€301,679
EVIRA Berlare€256,206€218,167
Full comparison

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