IMMO KLEX
ActiveThe computed 12-month bankruptcy probability of IMMO KLEX is 2.1% (moderate). The 2025 annual accounts show equity of €8k and a net result of €3k. Equity is growing by ~39.9% per year across the filed fiscal years. Its solvency ranks better than 12% of 27787 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+7
Solvency31▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.0 against 0.0 in 2024; short-term debt: 94.3% and cash: 0% of total assets), and 94.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.7%
Return on assets
2.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 27787 sector peers (2025).
NBB · sector comparisonPosition among 27787 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
9 d early
2023
20 d late
2022
35 d early
2021
46 d early
2020
27 d late
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k
2024 · €-4k
2018: €1k
2019: €2k
2020: €3k
2021: €3k
2022: €5k
2023: €8k
2024: €-4k
2018 → 2025
Working capital
€-140k▲ 13.1%
2024 · €-161k
2018: €-171k
2019: €-169k
2020: €-152k
2021: €-157k
2022: €-156k
2023: €-153k
2024: €-161k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-4k-€973€9k▲ 871%€5k▼ 46.1%€8k▲ 65.9%
Operating result€9k-€9k▼ 0.1%€12k▲ 32.8%€-2k€4k
Net result€3k-€5k▲ 33.3%€8k▲ 87.4%€-4k€3k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €148k
Fixed assets
€148k▼ 10.6%
Current assets
€1▼ 97.6%
Equity and liabilities €148k
Equity
€8k▲ 65.9%
Debt
€140k▼ 13.1%
The debt ratio falls from 96.9% to 94.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22k▲
2024 · €15k
Cash flow
€21k▲
2024 · €13k
Solvency
5.7%▲
2024 · 3.1%
Current ratio
0.00▼
2024 · 0.00
Quick ratio
0.00▼
2024 · 0.00
Debt / equity
16.57▼
2024 · 31.62
ROE
39.7%▲
2024 · -85.4%
ROA
2.3%▲
2024 · -2.6%
Interest coverage
28.62▲
2024 · 7.77
Debt
€140k▼
2024 · €161k
Debt ≤ 1 year
€140k▼
2024 · €161k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€166k€148k▼
Fixed assets21/28€166k€148k▼
Tangible fixed assets22/27€166k€148k▼
Land and buildings22€166k€148k▼
Current assets29/58€47€1▼
Cash at bank and in hand54/58€47€1▼
Equity and liabilities
Total equity and liabilities10/49€166k€148k▼
Equity10/15€5k€8k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-14k€-10k▲
Amounts payable17/49€161k€140k▼
Amounts payable within one year42/48€161k€140k▼
Current portion of amounts payable after more than one year42€22k€2k▼
Trade debts44€369€874▲
Suppliers440/4€369€874▲
Other amounts payable47/48€139k€138k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€16k€23k▲
Operating profit (loss)9901€-2k€4k▲
Financial charges65/66B€2k€761▼
Recurring financial charges65€2k€761▼
Profit (loss) for the period before taxes9903€-4k€3k▲
Profit (loss) for the period9904€-4k€3k▲
Profit (loss) for the period to be appropriated9905€-4k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-10k▲
Profit (loss) brought forward from the previous period14P€-9k€-14k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-4k ▼151%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Highest result since 2018net €8k ▲87.4%
Operating result €12k, net result €8k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vossenplein 771000 BrusselGround area
6,987 m²
Building footprint
5,338 m²
Volume, LiDAR
74,921 m³
2 parcels, Brussels, Wallonia · tallest building 23.5 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Vossenplein 77, 1000 Brussel
since 20092.180.928.796
Rue de l'Eglise 27, 7950 Chièvres
since 20142.235.575.529
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21809K0959/02B000 | Brussels | 5,064 m² | 1 · 5,183 m² | 23.4 m · 5 fl. |
| 51034B0450/00B000 | Wallonia | 1,924 m² | 1 · 155 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0764.971.494
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GOOS TIM
BE 1012.832.131
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VAN SUETENDAEL D.
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,137. 4,242 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-08-2009
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:l.k@skynet.be
Phone:02/5129128