IMMO-KAISER SRL
ActiveIMMO-KAISER SRL has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.46M and a net result of €18k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 48% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-14
Solvency52▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity short (current ratio 0.95 against 0.09 in 2024; short-term debt: 5.6% and cash: 0.3% of total assets), and 72.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.5%
Return on assets
0.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
20 d late
2023
19 d late
2022
27 d late
2021
26 d late
2020
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.46M▲ 11.9%
2024 · €1.30M
2020: €1.19M
2021: €1.23M
2022: €1.27M
2023: €1.32M
2024: €1.30M
2020 → 2025
Total assets
€5.31M▼ 1.3%
2024 · €5.38M
2020: €5.01M
2021: €4.94M
2022: €5.01M
2023: €4.90M
2024: €5.38M
2020 → 2025
Net result
€18k
2024 · €-15k
2020: €26k
2021: €37k
2022: €44k
2023: €49k
2024: €-15k
2020 → 2025
Working capital
€-16k▲ 95.7%
2024 · €-377k
2020: €-1.41M
2021: €-175k
2022: €-1.55M
2023: €-251k
2024: €-377k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.23M-€1.27M▲ 3.5%€1.32M▲ 3.8%€1.30M▼ 1.1%€1.46M▲ 11.9%
Operating result€83k-€97k▲ 15.8%€104k▲ 7.3%€22k▼ 78.6%€70k▲ 215%
Net result€37k-€44k▲ 18.9%€49k▲ 11.9%€-15k€18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 215% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.31M
Fixed assets
€5.03M▼ 5.8%
Current assets
€281k▲ 645%
Equity and liabilities €5.31M
Equity
€1.46M▲ 11.9%
Provisions
€46k
Debt
€3.81M▼ 6.6%
The debt ratio falls from 75.8% to 71.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€221k▼
2024 · €238k
Cash flow
€168k▼
2024 · €201k
Solvency
27.5%▲
2024 · 24.2%
Current ratio
0.95▲
2024 · 0.09
Quick ratio
0.95▲
2024 · 0.09
Debt / equity
2.61▼
2024 · 3.12
ROE
1.2%▲
2024 · -1.1%
ROA
0.3%▲
2024 · -0.3%
Interest coverage
4.16▼
2024 · 6.43
Debt
€3.81M▼
2024 · €4.07M
Debt ≤ 1 year
€297k▼
2024 · €415k
Debt > 1 year
€3.51M▼
2024 · €3.66M
Income taxes
€896
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.38M€5.31M▼
Fixed assets21/28€5.34M€5.03M▼
Tangible fixed assets22/27€5.34M€5.03M▼
Land and buildings22€5.34M€5.03M▼
Current assets29/58€38k€281k▲
Amounts receivable within one year40/41€25k€256k▲
Other amounts receivable41€25k€256k▲
Cash at bank and in hand54/58€4k€14k▲
Deferred charges and accrued income490/1€9k€11k▲
Equity and liabilities
Total equity and liabilities10/49€5.38M€5.31M▼
Equity10/15€1.30M€1.46M▲
Contributions10/11€1.16M€1.16M=
Reserves13€106k€244k▲
Tax-exempt reserves132-€138k
Distributable reserves133€106k€106k=
Profit (loss) carried forward14€34k€51k▲
Provisions and deferred taxes16-€46k
Deferred taxes168-€46k
Amounts payable17/49€4.07M€3.81M▼
Amounts payable after more than one year17€3.66M€3.51M▼
Financial debts170/4€3.64M€3.49M▼
Other amounts payable178/9€20k€16k▼
Amounts payable within one year42/48€415k€297k▼
Current portion of amounts payable after more than one year42€145k€148k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€18k-
Taxes450/3€18k-
Other amounts payable47/48€250k€144k▼
Accrued charges and deferred income492/3€581€2k▲
Income statement
Code20242025
Non-recurring operating income76A€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€216k€151k▼
Other operating charges640/8€15k€15k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€254k€238k▼
Operating profit (loss)9901€22k€70k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€37k€53k▲
Recurring financial charges65€37k€53k▲
Profit (loss) for the period before taxes9903€-15k€18k▲
Income taxes67/77-€896
Profit (loss) for the period9904€-15k€18k▲
Profit (loss) for the period to be appropriated9905€-15k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€51k▲
Profit (loss) brought forward from the previous period14P€49k€34k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Weakest financial yearnet €-15k ▼130%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Highest result since 2020net €49k ▲11.9%
Operating result €104k, net result €49k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gouvy · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Roy,Limerlé 26670 GouvyGround area
3,435 m²
Building footprint
1,315 m²
Parcel 82015B0415/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMMO-KAISER SRL
since 20192.292.932.322
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82015B0415/00F000 | Wallonia | 3,435 m² | 1 · 1,315 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,592 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2019
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@immo-kaiser.be
Phone:+32495509200