IMMO JOSTONE
ActiveIMMO JOSTONE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €28k and a net result of €12k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 36% of 9981 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability68▲+29
Solvency55▲+22
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 1.69 in 2023; short-term debt: 58.4% and cash: 26.1% of total assets), but 70.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
29.5%
Return on assets
12.3%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
16 d early
2022
31 d early
2021
40 d early
2020
31 d early
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€28k▲ 71.5%
2023 · €17k
2018: €13k
2019: €19k
2020: €27k
2021: €21k
2022: €15k
2023: €17k
2018 → 2024
Total assets
€97k▼ 51.1%
2023 · €197k
2018: €125k
2019: €134k
2020: €144k
2021: €318k
2022: €316k
2023: €197k
2018 → 2024
Net result
€12k▲ 948%
2023 · €1k
2018: €10k
2019: €6k
2020: €8k
2021: €-6k
2022: €-6k
2023: €1k
2018 → 2024
Working capital
€40k▼ 50.2%
2023 · €81k
2018: €13k
2019: €19k
2020: €27k
2021: €245k
2022: €224k
2023: €81k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€27k-€21k▼ 21.8%€15k▼ 27.9%€17k▲ 7.3%€28k▲ 71.5%
Operating result€12k-€-4k€-2k▲ 43.9%€9k€14k▲ 53.5%
Net result€8k-€-6k€-6k=€1k€12k▲ 948%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 54% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €97k
Equity
€28k▲ 71.5%
Debt
€68k▼ 62.4%
The debt ratio falls from 91.6% to 70.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
29.5%▲
2023 · 8.4%
Current ratio
1.71▲
2023 · 1.69
Quick ratio
1.71▲
2023 · 0.05
Debt / equity
2.39▼
2023 · 10.87
ROE
41.7%▲
2023 · 6.8%
ROA
12.3%▲
2023 · 0.6%
Debt
€68k▼
2023 · €181k
Debt ≤ 1 year
€56k▼
2023 · €117k
Debt > 1 year
€10k▼
2023 · €64k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€197k€97k▼
Current assets29/58€197k€97k▼
Stocks and contracts in progress3€192k-
Stocks30/36€192k-
Amounts receivable within one year40/41€5k€71k▲
Other amounts receivable41€5k€71k▲
Cash at bank and in hand54/58€487€25k▲
Equity and liabilities
Total equity and liabilities10/49€197k€97k▼
Equity10/15€17k€28k▲
Contributions10/11€12k€12k=
Reserves13€8k€16k▲
Non-distributable reserves130/1€400-
Reserves not available under the articles1311€400-
Distributable reserves133€8k€16k▲
Profit (loss) carried forward14€-4k€6▲
Amounts payable17/49€181k€68k▼
Amounts payable after more than one year17€64k€10k▼
Financial debts170/4€64k€10k▼
Amounts payable within one year42/48€117k€56k▼
Current portion of amounts payable after more than one year42€31k-
Trade debts44€20k€2k▼
Suppliers440/4€20k€2k▼
Taxes, remuneration and social security45-€765
Taxes450/3-€765
Other amounts payable47/48€66k€53k▼
Accrued charges and deferred income492/3€57€2k▲
Income statement
Code20232024
Other operating charges640/8€384€387▲
Gross operating margin9900€10k€14k▲
Operating profit (loss)9901€9k€14k▲
Financial income75/76B-€411
Recurring financial income75-€411
Financial charges65/66B€8k€1k▼
Recurring financial charges65€8k€1k▼
Profit (loss) for the period before taxes9903€1k€13k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€1k€12k▲
Profit (loss) for the period to be appropriated9905€1k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€8k▲
Profit (loss) brought forward from the previous period14P€-5k€-4k▲
Transfer to equity691/2-€8k
To other reserves6921-€8k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €12k ▲948%
Operating result €14k, net result €12k, both a record.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 4.35
Current ratio from 1.24 to 4.35; short-term debt falls from €116k to €73k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bouwdreef 151840 LonderzeelGround area
571 m²
Building footprint
159 m²
Volume, LiDAR
2 m³
Parcel 23048E0243/00K000, Flanders · tallest building 0.3 m. Linked by address, not a title deed.
1 establishment unit
IMMO JOSTONE
since 20172.262.462.345
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23048E0243/00K000 | Flanders | 571 m² | 1 · 159 m² | 0.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SHEYMA
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L & C ASSURE
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 12,341 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2017
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43350Other building finishing work
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.