Skip to content

IMMO JOS

Active
Private limited companyfounded 20241 yr activeTroon 22, 2280 Grobbendonk, BelgiumKBO/BCE: BE 1017.657.385
Summary

The computed 12-month bankruptcy probability of IMMO JOS is 1.9% (moderate). The 2025 annual accounts show equity of €7,972 and a net result of -€37,028. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability33
Solvency26
Growth-
Track record67
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.08; short-term debt: 3.5% and cash: 3.2% of total assets), and 99.4% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
24 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IMMO JOS was incorporated on 19 December 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€7,972
Total assets
€1.4m
Net result
-€37,028
Working capital
€3,876

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €1.4m
Fixed assets €1.4m
Current assets €53,290
Equity and liabilities €1.4m
Equity €7,972
Debt €1.4m
Debt finances 99.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€80,821
Cash flow
€41,850
Current ratio
1.08
ROE
-464.5%
ROA
-2.6%
Interest coverage
2.07
Debt ≤ 1 year
€49,414
Debt > 1 year
€1.4m
A ratio outside any meaningful range has been withheld (balance sheet total €1.4m, equity €7,972).

Peer companies

Historical observation

Of the 120 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 96% are still going.

  • Small
  • under 2 years old
  • solvency under 10%
  • a small loss
2.5% went bankrupt
1.7% stopped otherwise
96% still going

For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 120 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 28 lines
Balance sheet Code2025
Assets
Total assets20/58€1.4m
Fixed assets21/28€1.4m
Tangible fixed assets22/27€1.4m
Land and buildings22€1.4m
Current assets29/58€53,290
Cash at bank and in hand54/58€45,790
Deferred charges and accrued income490/1€7,500
Equity and liabilities
Total equity and liabilities10/49€1.4m
Equity10/15€7,972
Contributions10/11€45,000
Profit (loss) carried forward14-€37,028
Amounts payable17/49€1.4m
Amounts payable after more than one year17€1.4m
Financial debts170/4€1.4m
Amounts payable within one year42/48€49,414
Current portion of amounts payable after more than one year42€48,649
Trade debts44€765
Suppliers440/4€765
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78,878
Other operating charges640/8€4,857
Gross operating margin9900€85,678
Operating profit (loss)9901€1,943
Financial charges65/66B€38,971
Recurring financial charges65€38,971
Profit (loss) for the period before taxes9903-€37,028
Profit (loss) for the period9904-€37,028
Profit (loss) for the period to be appropriated9905-€37,028
Appropriation of the result
Profit (loss) to be appropriated9906-€37,028

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78,878
Other operating charges640/8€4,857
Gross operating margin9900€85,678
Operating profit (loss)9901€1,943
Financial charges65/66B€38,971
Recurring financial charges65€38,971
Profit (loss) for the period before taxes9903-€37,028
Profit (loss) for the period9904-€37,028
Profit (loss) for the period to be appropriated9905-€37,028
Line2025
Assets
Total assets20/58€1.4m
Fixed assets21/28€1.4m
Tangible fixed assets22/27€1.4m
Land and buildings22€1.4m
Current assets29/58€53,290
Cash at bank and in hand54/58€45,790
Deferred charges and accrued income490/1€7,500
Equity and liabilities
Total equity and liabilities10/49€1.4m
Equity10/15€7,972
Contributions10/11€45,000
Profit (loss) carried forward14-€37,028
Amounts payable17/49€1.4m
Amounts payable after more than one year17€1.4m
Financial debts170/4€1.4m
Amounts payable within one year42/48€49,414
Current portion of amounts payable after more than one year42€48,649
Trade debts44€765
Suppliers440/4€765
Line2025
Profit (loss) for the period9904-€37,028
+ Depreciation and write-downs630€78,878
Operating cash flow (approximation)€41,850

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
07-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
4.7 ha
Building footprint
256 m²
Volume, LiDAR
879 m³
Parcel 13010D0167/00H000, Flanders · tallest building 4.9 m, ±1 floor. Linked by address, not a title deed.
7 companies at this address See who is registered here
1 establishment unit
IMMO JOS
Troon 22, 2280 GrobbendonkRenting and operating of own or leased residential real estate, excluding social housing
since 20242.367.556.697
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13010D0167/00H000
ProtectedCultural-historical landscapeBritse basisSource ↗
Flanders 4.7 ha 1 · 256 m² 4.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Identification & contact

Identification
Legal formPrivate limited company
Founded19-12-2024
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.