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IMMO JOOST

Active
Private limited companyfounded 20242 yrs activeGeuzenstraat 9, 8680 Koekelare, BelgiumKBO/BCE: BE 1012.297.146
Summary

The computed 12-month bankruptcy probability of IMMO JOOST is 3.0% (moderate). The 2025 annual accounts show equity of €807,553 and a net result of -€229,713. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability4
Solvency76
Growth-
Track record67
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days only on tighter terms
Liquidity ample (current ratio 9.05; short-term debt: 8.2% and cash: 0.1% of total assets), and 49.4% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
28 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IMMO JOOST was incorporated on 7 August 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€807,553
Total assets
€1.6m
Net result
-€229,713
Working capital
€1.1m

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €1.6m
Fixed assets €412,087
Current assets €1.2m
Equity and liabilities €1.6m
Equity €807,553
Debt €788,467
Debt finances 49.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€96,577
Cash flow
-€151,354
Current ratio
9.05
Debt to equity
0.98
ROE
-28.4%
ROA
-14.4%
Interest coverage
0.39
Debt ≤ 1 year
€130,787
Debt > 1 year
€645,934

Peer companies

Historical observation

Of the 133 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 94% are still going.

  • Small
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
3.0% went bankrupt
3.0% stopped otherwise
94% still going

For this company itself Checked computes a bankruptcy probability of 3.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 133 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€1.6m
Fixed assets21/28€412,087
Tangible fixed assets22/27€412,087
Land and buildings22€412,087
Current assets29/58€1.2m
Amounts receivable within one year40/41€1.2m
Other amounts receivable41€1.2m
Cash at bank and in hand54/58€1,882
Equity and liabilities
Total equity and liabilities10/49€1.6m
Equity10/15€807,553
Contributions10/11€25,434
Reserves13€782,119
Non-distributable reserves130/1€30,717
Reserves not available under the articles1311€30,717
Tax-exempt reserves132€7,337
Distributable reserves133€744,065
Amounts payable17/49€788,467
Amounts payable after more than one year17€645,934
Financial debts170/4€645,934
Amounts payable within one year42/48€130,787
Trade debts44€130,787
Suppliers440/4€130,787
Accrued charges and deferred income492/3€11,745
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78,358
Other operating charges640/8€31,237
Gross operating margin9900€127,815
Operating profit (loss)9901€18,219
Financial charges65/66B€247,931
Recurring financial charges65€247,931
Profit (loss) for the period before taxes9903-€229,713
Profit (loss) for the period9904-€229,713
Profit (loss) for the period to be appropriated9905-€229,713
Appropriation of the result
Profit (loss) to be appropriated9906-€229,713
Transfer from equity791/2€229,713

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78,358
Other operating charges640/8€31,237
Gross operating margin9900€127,815
Operating profit (loss)9901€18,219
Financial charges65/66B€247,931
Recurring financial charges65€247,931
Profit (loss) for the period before taxes9903-€229,713
Profit (loss) for the period9904-€229,713
Profit (loss) for the period to be appropriated9905-€229,713
Line2025
Assets
Total assets20/58€1.6m
Fixed assets21/28€412,087
Tangible fixed assets22/27€412,087
Land and buildings22€412,087
Current assets29/58€1.2m
Amounts receivable within one year40/41€1.2m
Other amounts receivable41€1.2m
Cash at bank and in hand54/58€1,882
Equity and liabilities
Total equity and liabilities10/49€1.6m
Equity10/15€807,553
Contributions10/11€25,434
Reserves13€782,119
Non-distributable reserves130/1€30,717
Reserves not available under the articles1311€30,717
Tax-exempt reserves132€7,337
Distributable reserves133€744,065
Amounts payable17/49€788,467
Amounts payable after more than one year17€645,934
Financial debts170/4€645,934
Amounts payable within one year42/48€130,787
Trade debts44€130,787
Suppliers440/4€130,787
Accrued charges and deferred income492/3€11,745
Line2025
Profit (loss) for the period9904-€229,713
+ Depreciation and write-downs630€78,358
Operating cash flow (approximation)-€151,354

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelare · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
460 m²
Building footprint
180 m²
Volume, LiDAR
653 m³
Parcel 32010C1007/00L003, Flanders · tallest building 5.1 m, ±1 floor. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
IMMO JOOST
Geuzenstraat 9, 8680 KoekelareRenting and operating of own or leased non-residential real estate, excluding land
since 20242.392.487.578
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
32010C1007/00L003 Flanders 460 m² 1 · 180 m² 5.1 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded07-08-2024
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1012297146
Also 9925:BE1012297146
Registered 15-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.