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IMMO JASO

Active
Private limited companyfounded 200620 yrs activeRummenweg 42, 3540 Herk-de-Stad, BelgiumKBO/BCE: BE 0883.280.317

IMMO JASO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.49M and a net result of €-11k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 95% of 13935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
82 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+20
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 15.63 against 10.59 in 2024; short-term debt: 1.2% and cash: 9.9% of total assets), and 2.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 20 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
97.1%
Return on assets
-0.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
53 d early
2024
38 d early
2023
34 d early
2022
34 d early
2021
31 d early
2020
30 d late
2019
36 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€1.49M▼ 0.8%
2024 · €1.50M
2018: €1.86M 2019: €1.61M 2020: €1.60M 2021: €1.60M 2022: €1.56M 2023: €1.54M 2024: €1.50M
2018 → 2025
Total assets
€1.53M▼ 1.6%
2024 · €1.56M
2018: €1.89M 2019: €1.99M 2020: €1.71M 2021: €1.68M 2022: €1.64M 2023: €1.60M 2024: €1.56M
2018 → 2025
Net result
€-11k▲ 57.8%
2024 · €-27k
2018: €12k 2019: €5k 2020: €-7k 2021: €-8k 2022: €-33k 2023: €-26k 2024: €-27k
2018 → 2025
Working capital
€263k▲ 32.6%
2024 · €198k
2018: €320k 2019: €65k 2020: €111k 2021: €131k 2022: €167k 2023: €192k 2024: €198k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.60M-€1.56M▼ 2.1%€1.54M▼ 1.6%€1.50M▼ 2.5%€1.49M▼ 0.8%
Operating result€-3k-€-33k▼ 1,090%€-23k▲ 31.2%€-13k▲ 41.9%€-11k▲ 17.6%
Net result€-8k-€-33k▼ 333%€-26k▲ 23.3%€-27k▼ 5.1%€-11k▲ 57.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-30k€-20k€-10k€0Operating result 2021: €-3k€-3kNet result 2021: €-8k€-8kOperating result 2022: €-33k€-33kNet result 2022: €-33k€-33kOperating result 2023: €-23k€-23kNet result 2023: €-26k€-26kOperating result 2024: €-13k€-13kNet result 2024: €-27k€-27kOperating result 2025: €-11k€-11kNet result 2025: €-11k€-11k20212022202320242025
The operating result stays negative: a loss of €11k in 2025 against €13k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.53M
Fixed assets €1.25M▼ 6.5%
Current assets €281k▲ 28.3%
Equity and liabilities €1.53M
Equity €1.49M▼ 0.8%
Debt €45k▼ 22.6%
The debt ratio falls from 3.7% to 2.9%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€56k
2024 · €55k
Cash flow
€56k
2024 · €41k
Solvency
97.1%
2024 · 96.3%
Current ratio
15.63
2024 · 10.59
Quick ratio
15.63
2024 · 10.59
Debt / equity
0.03
2024 · 0.04
ROE
-0.8%
2024 · -1.8%
ROA
-0.7%
2024 · -1.7%
Interest coverage
19.83
2024 · 3.77
Debt
€45k
2024 · €58k
Debt ≤ 1 year
€18k
2024 · €21k
Debt > 1 year
€27k
2024 · €37k
Income taxes
€-436
2024 · €-75
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.56M€1.53M
Fixed assets21/28€1.34M€1.25M
Tangible fixed assets22/27€1.34M€1.25M
Land and buildings22€1.17M€1.13M
Plant, machinery and equipment23€151k€114k
Furniture and vehicles24€14k€12k
Current assets29/58€219k€281k
Amounts receivable within one year40/41€5k€5k
Trade receivables40€3k€4k
Other amounts receivable41€2k€989
Current investments50/53€12k€111k
Cash at bank and in hand54/58€200k€152k
Deferred charges and accrued income490/1€3k€13k
Equity and liabilities
Total equity and liabilities10/49€1.56M€1.53M
Equity10/15€1.50M€1.49M
Contributions10/11€1.40M€1.40M=
Reserves13€99k€87k
Distributable reserves133€99k€87k
Amounts payable17/49€58k€45k
Amounts payable after more than one year17€37k€27k
Financial debts170/4€37k€27k
Amounts payable within one year42/48€21k€18k
Current portion of amounts payable after more than one year42€10k€10k
Trade debts44€5k€5k
Suppliers440/4€5k€5k
Taxes, remuneration and social security45€459€464
Taxes450/3€459€464
Other amounts payable47/48€5k€2k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68k€67k
Other operating charges640/8€16k€17k
Non-recurring operating charges66A-€22k
Gross operating margin9900€71k€94k
Operating profit (loss)9901€-13k€-11k
Financial income75/76B€969€2k
Recurring financial income75€969€2k
Financial charges65/66B€15k€3k
Recurring financial charges65€15k€3k
Profit (loss) for the period before taxes9903€-27k€-12k
Income taxes67/77€-75€-436
Profit (loss) for the period9904€-27k€-11k
Profit (loss) for the period to be appropriated9905€-27k€-11k
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-11k
Transfer from equity791/2€38k€11k
Profit to be distributed694/7€11k-
Return on contributions (dividend)694€11k-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
30-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial Liquidity times 5current ratio 6.62
Current ratio from 1.23 to 6.62; short-term debt falls from €288k to €20k.
25-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2019
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
08-11-2019 CRETEN Guy: Resigned as Director
08-11-2019 RUELL Guy: Resigned as Director
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2006
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rummenweg 423540 Herk-de-Stad
Ground area
1,900 m²
Building footprint
191 m²
Volume, LiDAR
954 m³
Parcel 71024D0312/00R002, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Immo Jaso
Rummenweg 42, 3540 Herk-de-StadNACE 7012001
since 20062.156.220.423
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71024D0312/00R002 Flanders 1,900 m² 1 · 191 m² 8.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

96760045EJLHDWZ8YA63
live in the LEI register

Similar companies · same sector, comparable size

Of 7,320 companies in sector 68110 we hold annual accounts for 5,380. 2,938 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-08-2006
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
70120
47551Retail sale of household furniture
47591Retail trade
52441
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.