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IMMO JACOBS

Active
Private limited companyfounded 198838 yrs activeBurgemeester Bollenstraat 14A, 3500 Hasselt, BelgiumKBO/BCE: BE 0434.517.537
Summary

IMMO JACOBS has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €47,714 and a net result of -€7,577. Equity is shrinking by ~13.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability65▲+3
Solvency43▼-1
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity short (current ratio 0.21 against 0.2 in 2023; short-term debt: 78.5% and cash: 16% of total assets), and 82.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 38 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
17.5%
Return on assets
-2.8%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€7,577
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 d early
2024
34 d early
2023
55 d early
2022
54 d early
2021
51 d early
2020
2 d early
2019
56 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 41 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IMMO JACOBS was incorporated on 6 May 1988.1 Total assets fell from EUR 358,229 in 2018 to EUR 271,951 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€47,714▼ 13.7%
2023 · €55,291
Total assets
€271,951▼ 5.4%
2023 · €287,481
Net result
-€7,577▲ 48.2%
2023 · -€14,625
Working capital
-€168,510▲ 4.1%
2023 · -€175,651
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€11,716▲ 6.9%-€11,111▲ 5.2%-€12,301▼ 10.7%-€15,404▼ 25.2%-€8,388▲ 45.5%
Net result-€10,883▲ 6.7%-€10,381▲ 4.6%-€11,552▼ 11.3%-€14,625▼ 26.6%-€7,577▲ 48.2%
Equity€91,848▼ 7.9%€81,468▼ 11.3%€69,916▼ 14.2%€55,291▼ 20.9%€47,714▼ 13.7%
Total assets€330,102▼ 3.7%€318,092▼ 3.6%€303,352▼ 4.6%€287,481▼ 5.2%€271,951▼ 5.4%
Debt€223,171▼ 0.3%€222,799▼ 0.2%€220,868▼ 0.9%€220,878=€214,181▼ 3.0%
Working capital-€182,762▼ 10.4%-€181,699▲ 0.6%-€177,139▲ 2.5%-€175,651▲ 0.8%-€168,510▲ 4.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€15,000-€10,000-€5,000€0Operating result 2020: -€11,716-€11,716Net result 2020: -€10,883-€10,883Operating result 2021: -€11,111-€11,111Net result 2021: -€10,381-€10,381Operating result 2022: -€12,301-€12,301Net result 2022: -€11,552-€11,552Operating result 2023: -€15,404-€15,404Net result 2023: -€14,625-€14,625Operating result 2024: -€8,388-€8,388Net result 2024: -€7,577-€7,57720202021202220232024-€20,000-€15,000-€10,000-€5,000€0Operating result 2022: -€12,301-€12,300Net result 2022: -€11,552-€11,600Operating result 2023: -€15,404-€15,400Net result 2023: -€14,625-€14,600Operating result 2024: -€8,388-€8,390Net result 2024: -€7,577-€7,580202220232024
The operating result stays negative: a loss of €8,388 in 2024 against €15,404 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €271,951
Fixed assets €226,928 ▼ 6.6%
Current assets €45,023 ▲ 1.0%
Equity and liabilities €271,951
Equity €47,714 ▼ 13.7%
Provisions €10,055 ▼ 11.1%
Debt €214,181 ▼ 3.0%
Debt's share of the balance-sheet total rises from 76.8% to 78.8%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€7,587▲
2023 · €1,965
Cash flow
€8,398▲
2023 · €2,744
Current ratio
0.21▲
2023 · 0.20
Debt to equity
4.49▲
2023 · 3.99
ROE
-15.9%▲
2023 · -26.5%
ROA
-2.8%▲
2023 · -5.1%
Interest coverage
96.64▲
2023 · 24.41
Debt ≤ 1 year
€213,533▼
2023 · €220,229
Debt > 1 year
€649=
2023 · €649
Income taxes
€547▲
2023 · €469
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,450 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a small loss
1.5% went bankrupt
5.0% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,450 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet Code20232024
Assets
Total assets20/58€287,481€271,951▼
Fixed assets21/28€242,903€226,928▼
Tangible fixed assets22/27€242,903€226,928▼
Land and buildings22€242,903€226,928▼
Current assets29/58€44,578€45,023▲
Amounts receivable within one year40/41€0€1,350▲
Trade receivables40€0€1,350▲
Cash at bank and in hand54/58€43,136€43,545▲
Deferred charges and accrued income490/1€1,442€128▼
Equity and liabilities
Total equity and liabilities10/49€287,481€271,951▼
Equity10/15€55,291€47,714▼
Contributions10/11€18,600€18,600=
Reserves13€36,691€30,166▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€33,936€30,166▼
Distributable reserves133€2,755€0▼
Profit (loss) carried forward14--€1,051
Provisions and deferred taxes16€11,312€10,055▼
Deferred taxes168€11,312€10,055▼
Amounts payable17/49€220,878€214,181▼
Amounts payable after more than one year17€649€649=
Advances received on contracts in progress176€649€649=
Amounts payable within one year42/48€220,229€213,533▼
Trade debts44€384€387▲
Suppliers440/4€384€387▲
Taxes, remuneration and social security45€909€493▼
Taxes450/3€909€493▼
Other amounts payable47/48€218,936€212,652▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,369€15,975▼
Other operating charges640/8€2,232€1,934▼
Gross operating margin9900€4,197€9,520▲
Operating profit (loss)9901-€15,404-€8,388▲
Financial income75/76B€72€180▲
Recurring financial income75€72€180▲
Financial charges65/66B€81€79▼
Recurring financial charges65€81€79▼
Profit (loss) for the period before taxes9903-€15,412-€8,286▲
Transfer from deferred taxes780€1,257€1,257=
Income taxes67/77€469€547▲
Profit (loss) for the period9904-€14,625-€7,577▲
Transfer from tax-exempt reserves789€3,771€3,771=
Profit (loss) for the period to be appropriated9905-€10,854-€3,806▲
Appropriation of the result
Profit (loss) to be appropriated9906-€10,854-€3,806▲
Transfer from equity791/2€10,854€2,755▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,301€17,191€17,369€17,369€15,975▼ 8.0%
Other operating charges640/8-€2,006€2,041€2,232€1,934▼ 13.4%
Gross operating margin9900€5,581€8,086€7,109€4,197€9,520▲ 127%
Operating profit (loss)9901-€11,716-€11,111-€12,301-€15,404-€8,388▲ 45.5%
Financial income75/76B---€72€180▲ 150%
Recurring financial income75---€72€180▲ 150%
Financial charges65/66B-€124€69€81€79▼ 2.5%
Recurring financial charges65€50€124€69€81€79▼ 2.5%
Profit (loss) for the period before taxes9903-€11,766-€11,235-€12,370-€15,412-€8,286▲ 46.2%
Transfer from deferred taxes780-€1,257€1,257€1,257€1,257=
Income taxes67/77€373€402€439€469€547▲ 16.6%
Profit (loss) for the period9904-€10,883-€10,381-€11,552-€14,625-€7,577▲ 48.2%
Transfer from tax-exempt reserves789-€3,771€3,771€3,771€3,771=
Profit (loss) for the period to be appropriated9905-€7,112-€6,610-€7,781-€10,854-€3,806▲ 64.9%
Line20202021202220232024Change
Assets
Total assets20/58€330,102€318,092€303,352€287,481€271,951▼ 5.4%
Fixed assets21/28€290,342€277,641€260,272€242,903€226,928▼ 6.6%
Tangible fixed assets22/27€290,342€277,641€260,272€242,903€226,928▼ 6.6%
Land and buildings22-€277,641€260,272€242,903€226,928▼ 6.6%
Current assets29/58€39,760€40,451€43,080€44,578€45,023▲ 1.0%
Amounts receivable within one year40/41€1,178€1,152€1,222€0€1,350-
Trade receivables40-€1,152€1,222€0€1,350-
Cash at bank and in hand54/58€38,471€39,188€41,739€43,136€43,545▲ 0.9%
Deferred charges and accrued income490/1-€111€119€1,442€128▼ 91.2%
Equity and liabilities
Total equity and liabilities10/49€330,102€318,092€303,352€287,481€271,951▼ 5.4%
Equity10/15€91,848€81,468€69,916€55,291€47,714▼ 13.7%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€73,248€62,868€51,316€36,691€30,166▼ 17.8%
Non-distributable reserves130/1-€1,860€1,860€0--
Reserves not available under the articles1311-€1,860€1,860€0--
Tax-exempt reserves132-€41,478€37,707€33,936€30,166▼ 11.1%
Distributable reserves133-€19,530€11,748€2,755€0▼ 100%
Profit (loss) carried forward14-----€1,051-
Provisions and deferred taxes16€15,083€13,826€12,569€11,312€10,055▼ 11.1%
Deferred taxes168-€13,826€12,569€11,312€10,055▼ 11.1%
Amounts payable17/49€223,171€222,799€220,868€220,878€214,181▼ 3.0%
Amounts payable after more than one year17€649€649€649€649€649=
Advances received on contracts in progress176-€649€649€649€649=
Amounts payable within one year42/48€222,522€222,150€220,219€220,229€213,533▼ 3.0%
Trade debts44€62€0€322€384€387▲ 0.8%
Suppliers440/4-€0€322€384€387▲ 0.8%
Taxes, remuneration and social security45-€776€842€909€493▼ 45.7%
Taxes450/3-€776€842€909€493▼ 45.7%
Other amounts payable47/48-€221,374€219,056€218,936€212,652▼ 2.9%
Line20202021202220232024Change
Profit (loss) for the period9904-€10,883-€10,381-€11,552-€14,625-€7,577▲ 48.2%
+ Depreciation and write-downs630€15,301€17,191€17,369€17,369€15,975▼ 8.0%
Operating cash flow (approximation)€4,419€6,810€5,817€2,744€8,398▲ 206%
Investment in fixed assets (approximation)--€4,490€0€0€0-
Change in cash-€717€2,551€1,397€409▼ 70.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
06-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Weakest financial yearnet -€14,625
Net result drops to -€14,625, the lowest in the series; recovery starts the following year.
07-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
10-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
05-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1988
seat establishment The establishment unit on the map
Ground area
335 m²
Building footprint
129 m²
Volume, LiDAR
1,273 m³
2 parcels, Flanders · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
IMMO JACOBS NV
Burgemeester Bollenstraat 14, 3500 HasseltInsurance, reinsurance and pension funding, except compulsory social security
since 19882.039.930.487
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71327G0488/00T000 Flanders 279 m² 1 · 73 m² 13.1 m · 4 fl.
71327G0488/00V000 Flanders 56 m² 1 · 56 m² 11.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded06-05-1988
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.