IMMO IT
Open bankruptcyA bankruptcy procedure is open for IMMO IT according to publications in the Belgian State Gazette; curator: PHILIPPE CUVELIER.
Summary
The 2022 annual accounts show equity of €175,616 and a net result of -€7,508.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Hainaut, Charleroi division
- Declared bankrupt
- 15 September 2025
- Supervising judge
- Thierry Henrot
- Official Gazette
- 02-10-2025 (pdf) ↗search the document for 2025/139421
Curator
- Philippe CuvelierRue Des Fougeres 75, 6110 Montigny-Le-Tilleul- . Date provisoire de cessation de paiement : 15/09/2025cuvelier.avocat@skynet.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 28-08-2023, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
28 d late
2021
30 d late
2020
2 d early
2019
123 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 45 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?Debtor check
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2022, full schema
Turnover
€460,800
EBIT margin
53.6%
Net result
-€7,508▲ 29.9%
2021 · -€10,706
Working capital
€149,012▼ 3.1%
2018 · €153,750
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Turnover€460,800-
Operating result€246,849--€10,220-€9,755▲ 4.5%-€9,755=-€7,508▲ 23.0%
Net result€132,778--€9,611-€14,641▼ 52.3%-€10,706▲ 26.9%-€7,508▲ 29.9%
EBIT margin53.6%-
Equity€153,790-€144,179▼ 6.2%€129,538▼ 10.2%€183,124▲ 41.4%€175,616▼ 4.1%
Total assets€154,118-€179,413▲ 16.4%€164,444▼ 8.3%€183,124▲ 11.4%€175,616▼ 4.1%
Debt€328-€35,234▲ 10,642%€34,906▼ 0.9%
Working capital€153,750-€149,012▼ 3.1%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7,508 in 2022 against €9,755 in 2021; the loss shrinks.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €175,616
Fixed assets
€7,549 ▼ 49.9%
Current assets
€168,067 =
Key figures and ratios
EBITDA
€0▲
2021 · -€2,247
Cash flow
€0▲
2021 · -€3,198
Solvency
100.0%=
2021 · 100.0%
ROE
-4.3%▲
2021 · -5.8%
ROA
-4.3%▲
2021 · -5.8%
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €460,800 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €2,247 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €205,437 | €7,508 | €7,508 | €7,508 | €7,508 | = |
| Gross operating margin9900 | €452,286 | -€2,712 | -€2,247 | -€2,247 | - | - |
| Operating profit (loss)9901 | €246,849 | -€10,220 | -€9,755 | -€9,755 | -€7,508 | ▲ 23.0% |
| Financial income75/76B | - | - | - | €5,946 | - | - |
| Recurring financial income75 | - | €2,011 | €2,011 | €5,946 | - | - |
| Financial charges65/66B | - | - | - | €6,897 | - | - |
| Recurring financial charges65 | - | - | - | €6,897 | - | - |
| Profit (loss) for the period before taxes9903 | €133,106 | -€8,992 | -€14,641 | -€10,706 | -€7,508 | ▲ 29.9% |
| Income taxes67/77 | €328 | €619 | - | - | - | - |
| Profit (loss) for the period9904 | €132,778 | -€9,611 | -€14,641 | -€10,706 | -€7,508 | ▲ 29.9% |
| Profit (loss) for the period to be appropriated9905 | €132,778 | -€9,611 | -€14,641 | -€10,706 | -€7,508 | ▲ 29.9% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €154,118 | €179,413 | €164,444 | €183,124 | €175,616 | ▼ 4.1% |
| Fixed assets21/28 | €40 | €30,073 | €22,565 | €15,057 | €7,549 | ▼ 49.9% |
| Tangible fixed assets22/27 | - | €30,033 | €22,525 | €15,017 | €7,509 | ▼ 50.0% |
| Furniture and vehicles24 | - | - | - | €15,017 | €7,509 | ▼ 50.0% |
| Financial fixed assets28 | €40 | €40 | €40 | €40 | €40 | = |
| Current assets29/58 | €154,078 | €149,340 | €141,879 | €168,067 | €168,067 | = |
| Amounts receivable within one year40/41 | €150,000 | €145,682 | €138,549 | €168,067 | €168,067 | = |
| Trade receivables40 | - | - | - | €106,973 | €106,973 | = |
| Other amounts receivable41 | - | - | - | €61,094 | €61,094 | = |
| Cash at bank and in hand54/58 | €4,078 | €3,658 | €3,330 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €154,118 | €179,413 | €164,444 | €183,124 | €175,616 | ▼ 4.1% |
| Equity10/15 | €153,790 | €144,179 | €129,538 | €183,124 | €175,616 | ▼ 4.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | - | - | €18,600 | €18,600 | = |
| Issued capital100 | - | - | - | €18,600 | €18,600 | = |
| Reserves13 | €1,537 | €132,357 | €132,357 | €196,649 | €196,649 | = |
| Non-distributable reserves130/1 | - | - | - | €196,649 | €196,649 | = |
| Legal reserve130 | - | - | - | €1,537 | €1,537 | = |
| Other1319 | - | - | - | €195,112 | €195,112 | = |
| Profit (loss) carried forward14 | €133,653 | -€6,778 | -€21,419 | -€32,125 | -€39,633 | ▼ 23.4% |
| Amounts payable17/49 | €328 | €35,234 | €34,906 | - | - | - |
| Amounts payable after more than one year17 | - | €34,906 | €34,906 | - | - | - |
| Amounts payable within one year42/48 | €328 | €328 | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €132,778 | -€9,611 | -€14,641 | -€10,706 | -€7,508 | ▲ 29.9% |
| + Depreciation and write-downs630 | €205,437 | €7,508 | €7,508 | €7,508 | €7,508 | = |
| Operating cash flow (approximation) | €338,215 | -€2,103 | -€7,133 | -€3,198 | €0 | ▲ 100% |
| Investment in fixed assets (approximation) | - | -€37,541 | €0 | €0 | €0 | - |
| Change in cash | - | -€420 | -€328 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
02-10
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · event 15-09-2025
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
31-12
Financial
Equity above €150,000Eq €183,124 ▲41.4%
Equity rises from €129,538 to €183,124.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet -€14,641
Net result drops to -€14,641, the lowest in the series.
01-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 123 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
04-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 126 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 57 days late
2016
20-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 51 days late
14-09
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 411 days late
2014
29-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 29 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Norbert Van Helleputte 1446060 Charleroi1 establishment unit
IMMO IT
since 20102.188.452.533
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | PHILIPPE CUVELIER RUE DES FOUGERES 75,
6110 MONTIGNY-LE-TILLEUL- .
Date provisoire de cessation de paiement : 15/09/2025 |
15-09-2025 → present |
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded25-01-2010
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.