Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
From profit to loss in 2025, after a profit of €65,565 in 2024.
The 2025 accounts came 12 days late. The other nine of the last ten were filed on time.
Less equity than 93% of companies in head offices and management consultancy. Sector median €78,216 · 39,400 companies.
Negative equity caps the score at 59.
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 8% of them on solvency, 2% on liquidity, 13% on profitability and 15% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 2,796 companies had the same profile as Immo Inter has now. Each dot stands for 7 companies, two years later.
Another 1.5% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Immo Inter itself is lower: 0.3% within 12 months. It rests on far more data about Immo Inter than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,796 companies, not a prediction for Immo Inter. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.03 (0.06 in 2024), below 1. Short-term debt is 103.3% and cash 0.8% of total assets. Equity is negative.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Immo Inter Etterbeek | €237,040 | -€382 | -3.3% | - |
| TRUST FINANCE ASSISTANCE Ixelles | €228,516 | -€6,740 | -91.0% | - |
| ACCOUNTANTS TEAM Brussels | €207,606 | -€30,981 | 95.5% | - |
| FOMECO Schaerbeek | €298,761 | -€3,001 | 98.0% | - |
| BUREAU DE CONSULTANCE MARC A.POONS Uccle | €188,640 | -€1,334 | 28.0% | - |
| ETUDE GESTION ET CONSTRUCTIONS D'INSTALLATIONS METALLURGIQUES Chaudfontaine | €234,711 | -€3,840 | 92.1% | - |
| CHATEAU DE LA SARTE Huy | €232,847 | -€12,348 | -120.5% | - |
These companies have the same main activity as Immo Inter: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €189,000 and €299,000, founded between 1986 and 1989.
Immo Inter files the micro format. That format states no turnover. The gross margin fell from €0 in 2006 to -€382 in 2025.
The balance sheet grew most from 2021 to 2022 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them.
Higher than 9% of 39,368 companies in 2025.
Lower than 95% of 38,051 companies in 2025.
Higher than 17% of 38,523 companies in 2025.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2009 | 2008 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||
20/58 |
237,040 | 253,467 | 415,990 | 447,190 | 20,659 | 9,669 | 0 | 7 | 0 | |
21/28 |
230,409 | 236,850 | 400,166 | 403,892 | 5,162 | 6,637 | - | - | - | |
22/27 |
230,409 | 236,850 | 400,166 | 403,892 | 5,162 | 6,637 | - | - | - | |
22 |
230,409 | 230,409 | 390,000 | 390,000 | - | - | - | - | - | |
24 |
- | 6,441 | 10,166 | 13,892 | 5,162 | 6,637 | - | - | - | |
29/58 |
6,631 | 16,618 | 15,823 | 43,299 | 15,498 | 3,032 | 0 | 7 | 0 | |
40/41 |
- | 805 | 3,630 | - | 3,570 | - | 0 | 0 | 0 | |
40 |
- | - | 3,630 | - | 3,570 | - | - | - | - | |
41 |
- | 805 | - | - | - | - | 0 | - | - | |
50/53 |
4,638 | - | - | - | - | - | - | - | - | |
54/58 |
1,993 | 15,660 | 11,564 | 43,299 | 11,928 | 3,032 | - | 7 | 0 | |
490/1 |
- | 153 | 629 | - | - | - | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||||
10/49 |
237,040 | 253,467 | 415,990 | 447,190 | 20,659 | 9,669 | 0 | 7 | 0 | |
10/15 |
-7,883 | -5,645 | -71,210 | -84,805 | -58,515 | -86,798 | -92,070 | -91,548 | -100,434 | |
10/11 |
18,592 | 18,592 | 18,592 | 18,592 | 18,592 | 18,592 | 18,592 | 18,592 | 18,592 | |
100 |
- | - | - | - | - | - | 18,592 | 18,592 | 18,592 | |
14 |
-26,475 | -24,237 | -89,802 | -103,397 | -77,107 | -105,390 | -110,662 | -110,140 | -119,026 | |
17/49 |
244,923 | 259,113 | 487,200 | 531,995 | 79,174 | 96,466 | 92,070 | 91,554 | 100,434 | |
17 |
- | - | - | 250,000 | - | - | - | - | - | |
170/4 |
- | - | - | 250,000 | - | - | - | - | - | |
42/48 |
244,923 | 259,113 | 487,200 | 281,995 | 79,174 | 96,466 | 92,070 | 91,554 | 100,434 | |
42 |
- | - | 230,000 | - | - | - | - | - | - | |
43 |
115,000 | 115,000 | - | - | - | - | 3 | - | - | |
430/8 |
115,000 | 115,000 | - | - | - | - | 3 | - | - | |
44 |
272 | 347 | - | - | - | 104 | - | - | - | |
440/4 |
272 | 347 | - | - | - | 104 | - | - | - | |
45 |
443 | - | 1,554 | 808 | 1,695 | 946 | - | - | - | |
450/3 |
443 | - | 1,554 | 808 | 1,695 | 946 | - | - | - | |
47/48 |
129,208 | 143,766 | 255,645 | 281,188 | 77,479 | 95,416 | 92,067 | 91,554 | 100,434 | |
| Income statement | ||||||||||
76A |
- | - | - | - | - | - | - | 10,600 | - | |
9900 |
-382 | 81,893 | 28,902 | 30,690 | 30,256 | 11,717 | -150 | -150 | 0 | |
60/61 |
- | - | - | - | - | - | 150 | 150 | - | |
630 |
737 | 3,725 | 3,725 | 55,942 | 1,475 | 737 | - | - | - | |
640/8 |
801 | 394 | - | 348 | 348 | 348 | 363 | 437 | 695 | |
9901 |
-1,920 | 77,774 | 25,177 | -25,600 | 28,433 | 10,632 | -513 | -587 | -695 | |
75/76B |
0 | 0 | - | 2 | - | - | - | - | - | |
75 |
0 | 0 | - | 2 | - | - | - | - | - | |
65/66B |
318 | 12,209 | 11,582 | 693 | 150 | 64 | 10 | 23 | 1 | |
65 |
318 | 12,209 | 11,582 | 693 | 150 | 64 | 10 | 23 | 1 | |
9903 |
-2,237 | 65,565 | 13,595 | -26,290 | 28,283 | 10,568 | -523 | 9,990 | -696 | |
9904 |
-2,237 | 65,565 | 13,595 | -26,290 | 28,283 | 10,568 | -523 | 9,990 | -696 | |
9905 |
-2,237 | 65,565 | 13,595 | -26,290 | 28,283 | 10,568 | -523 | 9,990 | -696 | |
| Appropriation of the result | ||||||||||
9906 |
-26,475 | -24,237 | -89,802 | -103,397 | -77,107 | -105,390 | -110,662 | -110,140 | -119,026 | |
14P |
-24,237 | -89,802 | -103,397 | -77,107 | -105,390 | - | - | - | - | |
| Document | ||||||||||
The accounts for 17 older financial years (1989-2005) were filed as documents without figures as data, scans for example.
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 12-08-2026.
2025 annual accounts filed 12 days after the deadline. Filed on 12 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00393763.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 12-08-2026 | 2026-00393763 | |
| 31-12-2024 | micro format | 04-06-2025 | 2025-00117630 | |
| 31-12-2023 | micro format | 09-07-2024 | 2024-00223627 | |
| 31-12-2022 | micro format | 30-06-2023 | 2023-00178302 | |
| 31-12-2021 | micro format | 05-07-2022 | 2022-20131753 | |
| 31-12-2020 | micro format | 30-06-2021 | 2021-27000038 | |
| 31-12-2019 | micro format | 02-06-2020 | 2020-13800256 | |
| 31-12-2018 | micro format | 02-07-2019 | 2019-26200546 | |
| 31-12-2017 | micro format | 28-06-2018 | 2018-23800316 | |
| 31-12-2016 | micro format | 08-06-2017 | 2017-15200488 | |
| 31-12-2015 | full format | 03-06-2016 | 2016-14700103 | |
| 31-12-2014 | full format | 01-06-2015 | 2015-13600109 | |
| 31-12-2013 | full format | 23-06-2014 | 2014-19500116 | |
| 31-12-2012 | full format | 21-08-2013 | 2013-43600336 | |
| 31-12-2011 | full format | 31-08-2012 | 2012-51600173 | |
| 31-12-2010 | full format | 30-08-2011 | 2011-47100363 | |
| 31-12-2009 | full format | 30-08-2010 | 2010-49800411 | |
| 31-12-2008 | full format | 28-08-2009 | 2009-73700090 | |
| 31-12-2007 | full format | 29-08-2008 | 2008-71800106 | |
| 31-12-2006 | full format | 29-08-2007 | 2007-67300284 | |
| 31-12-2005 | full format | 06-06-2006 | 2006-20003930 | |
| 31-12-2004 | full format | 29-07-2005 | 2005-60003893 | |
| 31-12-2003 | full format | 25-10-2004 | 2004-75003369 | |
| 31-12-2002 | full format | 29-09-2003 | 2003-69602070 | |
| 31-12-2001 | full format | 24-07-2002 | 2002-41602800 | |
| 31-12-2000 | full format | 27-09-2001 | 2001-59300076 | |
| 31-12-1999 | full format | 18-08-2000 | 2000-51800352 | |
| 31-12-1998 | full format | 17-09-1999 | 1999-47001744 | |
| 31-12-1997 | full format | 27-08-1998 | 1998-43003392 | |
| 31-12-1996 | full format | 02-10-1997 | 1997-47002331 | |
| 31-12-1995 | full format | 25-07-1996 | 1996-36602519 | |
| 31-12-1994 | full format | 15-05-1995 | 1995-08002528 | |
| 31-12-1993 | full format | 20-07-1994 | 1994-31204169 | |
| 31-12-1992 | full format | 08-10-1993 | 1993-39501590 | |
| 31-12-1991 | full format | 06-01-1993 | 1993-00302543 | |
| 31-12-1990 | full format | 25-07-1991 | 1991-19800170 | |
| 31-12-1989 | full format | 04-07-1990 | 1990-15001225 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2009 | 2008 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|
| -1,183 | 81,499 | 28,902 | 30,343 | 29,908 | 11,370 | - | - | - | ||
| -1,500 | 69,290 | 17,321 | 29,652 | 29,758 | 11,306 | - | - | - | ||
| -5,704 | -159,591 | 0 | 454,672 | 0 | 7,374 | - | - | - | ||
| -13,667 | 4,096 | -31,734 | 31,371 | 8,896 | - | - | - | - | ||
| -238,291 | -242,495 | -471,376 | -238,697 | -63,677 | -93,434 | -92,070 | -91,548 | -100,434 | ||
| -3.3% | -2.2% | -17.1% | -19.0% | -283.2% | -897.7% | - | - | - | ||
| 0.03 | 0.06 | 0.03 | 0.15 | 0.20 | 0.03 | - | - | - | ||
| -0.9% | 25.9% | 3.3% | -5.9% | 136.9% | 109.3% | - | - | - | ||
| -3.72 | 6.68 | 2.50 | 43.82 | over 100 | - | - | - | - |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | - | €454,672 | - |
| €737 | €3,725 | €3,725 | €55,942 | €1,475 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €1,920, after a profit of €77,774 in 2024. It is the lowest result since 2022.
Equity is negative. Debt (€244,923) exceeds the balance-sheet total (€237,040).
Immo Inter has no parent and no holdings in its annual accounts. BOONEN Pierre is the only director. Immo Inter shares no director with another company.
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total assets €84,886 (2025) 1001.911.812 |
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total assets €76,288 (2025) 0799.216.058 |
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total assets €37,858 (2025) 1019.220.174 |
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total assets €25,676 (2025) 1022.305.764 |
| TOP AGENTS
registered office since 24-02-2020 · founded in 2020 · negative equity (2025) |
total assets €3,770 (2025) 0744.382.354 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Immo Inter was incorporated on 12 January 1989.1 The registered office was moved to Brussels in 2023.2 BOONEN Pierre is director of the company according to the deed of 27-10-2023.2 Total assets rose from €9,669 in 2020 to €237,040 in 2025.3
| Establishment | Since | Unit number |
|---|---|---|
| Sint Michielswarande 30A registered office 1040 Etterbeek | ||
| L. Mommaertslaan 10 1 1140 Evere 68201 Renting and operating of own or leased residential real estate, excluding social housing | 24-04-1989 | 2.043.105.951 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21362B0235/10X000 | 2,429 m² | 1 · 1,794 m² | 32.1 m · 9 |
| 21372C0121/00M003 | 2,413 m² | 1 · 404 m² | 15.5 m · 4 |
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