Equity
€27,963 ▲ 102%
IMMO INGRAVIDI has made a profit without a break since 2013.
IMMO INGRAVIDI
Lifetime
18 annual accounts with figures on one time axispeak €89,348 (2015)
€67,341▲ 1.8%
lowest -€60,872 (2011)
€14,119▲ 92.3%
peak €27,963 (2025)
€27,963▲ 102%
€275,058▼ 15.0%
Board1 name since 2008
1 directorIngravidi Giovanni
Documentsfilings and deeds
01-07-202630 days before the deadline
2025micro format
Result from €7,342 to €14,119Equity from €13,844 to €27,963
Key points
from the 2025 annual accountsChecked score
89
Excellent
Financially stronger than 49% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025highest value
07-2025: 0.1%▼ -0.2 percentage points vs 06-2025lowest value
08-2025: 0.1%● unchanged vs 07-2025lowest value
09-2025: 0.1%● unchanged vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.2%▲ +0.1 percentage points vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.11, cash €6,502
lowers risk
Size: total assets €303,022
No main activity registered
Figures for financial year 2025 (filed on 01-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 22% of them on solvency, 27% on liquidity, 56% on profitability and 92% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,375 companies had the same profile as IMMO INGRAVIDI has now. Each dot stands for 4 companies, two years later.
95.9%
were still trading
1.6%
stopped another way
2.2%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of IMMO INGRAVIDI itself is lower: 0.2% within 12 months. It rests on far more data about IMMO INGRAVIDI than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,375 companies, not a prediction for IMMO INGRAVIDI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.11 (0.13 in 2024), below 1. Short-term debt is 22.7% and cash 2.1% of total assets. 90.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 days early
2024
42 days early
2023
13 days late
2022
17 days late
2021
23 days late
2020
30 days late
2019
38 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 7 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 August (4 of the last 5 accounts filed within 44 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
First establishment
Rue Pierre Taillez (B.S) 5, Péruwelz
Incorporation
published on 14-05-2008 · Gazette deed
Official details
Source: KBO- Status
- Active since 05-05-2008Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.171.246.0207603 Péruwelz, since 27-05-2008
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- ≈ €200,000estimated
- €303,022▼ 10.2%
- Filing
- Filed on 01-07-2026, 30 days before the end of the filing period
Insights on IMMO INGRAVIDI
IMMO INGRAVIDI files the micro format. That format states no turnover. The gross margin rose from €19,203 in 2008 to €67,341 in 2025.
The balance sheet grew most in 2010 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMMO INGRAVIDI
- What is the company number of IMMO INGRAVIDI?
- The company number of IMMO INGRAVIDI is 0897.704.217. The VAT number is the same number with BE in front: BE 0897.704.217.
- Where is IMMO INGRAVIDI based?
- The registered office is at Rue Trieu Magdelon 8, 7321 Bernissart.Company details
- What is the legal form of IMMO INGRAVIDI?
- IMMO INGRAVIDI is a private limited company (pre-2019) (BVBA).
- When was IMMO INGRAVIDI founded?
- IMMO INGRAVIDI was founded on 05-05-2008.
- Is IMMO INGRAVIDI still active?
- Yes, IMMO INGRAVIDI is an active enterprise in the KBO register.
- What is the turnover of IMMO INGRAVIDI?
- The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €67,341 and 2,667 comparable companies of the same size. It probably lies between €130,000 and €350,000. It is a rough estimate.Financials
- Is IMMO INGRAVIDI profitable?
- In financial year 2025, IMMO INGRAVIDI made a profit of €14,119.
- Where can I find the annual accounts of IMMO INGRAVIDI?
- IMMO INGRAVIDI filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMMO INGRAVIDI due?
- IMMO INGRAVIDI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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