IMMO INGER
ActiveSummary
IMMO INGER has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.43M and a net result of €346k. Equity is growing by ~12.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability62▲+1
Solvency84▲+2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €290k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 2.38 in 2024; short-term debt: 8.2% and cash: 3.6% of total assets), and 40.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.2%
Return on assets
4.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
11 d late
2023
on the day
2022
on the day
2021
3 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€346k▲ 1,031%
2024 · €31k
2018: €295k
2019: €74k▼ -74.7% vs 2018
2020: €225k▲ +202% vs 2019
2021: €637k▲ +184% vs 2020
2022: €-16k▼ -102% vs 2021lowest in 8 years
2023: €1.42M▲ +9068% vs 2022highest in 8 years
2024: €31k▼ -97.8% vs 2023
2025: €346k▲ +1031% vs 2024
2018 → 2025
Working capital
€229k▼ 63.9%
2024 · €633k
2018: €221k
2019: €-89k▼ -140% vs 2018lowest in 8 years
2020: €1.45M▲ +1737% vs 2019
2021: €1.72M▲ +18.4% vs 2020highest in 8 years
2022: €1.46M▼ -14.7% vs 2021
2023: €156k▼ -89.4% vs 2022
2024: €633k▲ +306% vs 2023
2025: €229k▼ -63.9% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.20M-€3.18M▼ 0.5%€4.60M▲ 44.6%€4.53M▼ 1.5%€4.43M▼ 2.3%
2021: €3.20M
2022: €3.18M▼ -0.5% vs 2021lowest in 5 years
2023: €4.60M▲ +44.6% vs 2022highest in 5 years
2024: €4.53M▼ -1.5% vs 2023
2025: €4.43M▼ -2.3% vs 2024
Operating result€965k-€67k▼ 93.0%€1.98M▲ 2,855%€101k▼ 94.9%€36k▼ 63.9%
2021: €965k
2022: €67k▼ -93.0% vs 2021
2023: €1.98M▲ +2855% vs 2022highest in 5 years
2024: €101k▼ -94.9% vs 2023
2025: €36k▼ -63.9% vs 2024lowest in 5 years
Net result€637k-€-16k€1.42M€31k▼ 97.8%€346k▲ 1,031%
2021: €637k
2022: €-16k▼ -102% vs 2021lowest in 5 years
2023: €1.42M▲ +9068% vs 2022highest in 5 years
2024: €31k▼ -97.8% vs 2023
2025: €346k▲ +1031% vs 2024
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 64% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.48M
Fixed assets
€6.64M ▼ 2.6%
Current assets
€840k ▼ 23.2%
Equity and liabilities €7.48M
Equity
€4.43M ▼ 2.3%
Provisions
€909k ▼ 21.4%
Debt
€2.15M ▼ 3.5%
Debt's share of the balance-sheet total rises from 28.1% to 28.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€217k▼
2024 · €275k
Cash flow
€526k▲
2024 · €205k
Current ratio
1.37▼
2024 · 2.38
Debt to equity
0.49▼
2024 · 0.49
ROE
7.8%▲
2024 · 0.7%
ROA
4.6%▲
2024 · 0.4%
Interest coverage
4.55▼
2024 · 4.98
Debt ≤ 1 year
€611k▲
2024 · €460k
Debt > 1 year
€1.54M▼
2024 · €1.77M
Income taxes
€346k▲
2024 · €69k
Staff costs
€18k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€7.92M€7.48M▼
Fixed assets21/28€6.82M€6.64M▼
Tangible fixed assets22/27€4.53M€4.35M▼
Land and buildings22€4.53M€4.35M▼
Furniture and vehicles24€554€61▼
Financial fixed assets28€2.29M€2.29M=
Current assets29/58€1.09M€840k▼
Amounts receivable within one year40/41€552k€560k▲
Trade receivables40€83k€19k▼
Other amounts receivable41€469k€540k▲
Cash at bank and in hand54/58€530k€269k▼
Deferred charges and accrued income490/1€11k€11k▼
Equity and liabilities
Total equity and liabilities10/49€7.92M€7.48M▼
Equity10/15€4.53M€4.43M▼
Contributions10/11€62k€62k=
Reserves13€3.57M€3.22M▼
Tax-exempt reserves132€3.47M€2.73M▼
Distributable reserves133€98k€498k▲
Profit (loss) carried forward14€903k€1.14M▲
Provisions and deferred taxes16€1.16M€909k▼
Deferred taxes168€1.16M€909k▼
Amounts payable17/49€2.23M€2.15M▼
Amounts payable after more than one year17€1.77M€1.54M▼
Financial debts170/4€1.74M€1.51M▼
Other amounts payable178/9€31k€31k=
Amounts payable within one year42/48€460k€611k▲
Current portion of amounts payable after more than one year42€277k€230k▼
Trade debts44€17k€14k▼
Suppliers440/4€17k€14k▼
Advances received on contracts in progress46€13k€14k▲
Taxes, remuneration and social security45€53k€351k▲
Taxes450/3€49k€347k▲
Remuneration and social security454/9€4k€4k=
Other amounts payable47/48€100k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€20k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€174k€180k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€45k€48k▲
Gross operating margin9900€340k€285k▼
Operating profit (loss)9901€101k€36k▼
Financial income75/76B€33k€3k▼
Recurring financial income75€33k€3k▼
Financial charges65/66B€55k€48k▼
Recurring financial charges65€55k€48k▼
Profit (loss) for the period before taxes9903€79k€-8k▼
Transfer from deferred taxes780€21k€700k▲
Income taxes67/77€69k€346k▲
Profit (loss) for the period9904€31k€346k▲
Transfer from tax-exempt reserves789€62k€292k▲
Profit (loss) for the period to be appropriated9905€93k€638k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.10M€1.54M▲
Profit (loss) brought forward from the previous period14P€1.00M€903k▼
Transfer to equity691/2€92k€400k▲
To the legal reserve6920€92k-
To other reserves6921-€400k
Profit to be distributed694/7€100k€0▼
Return on contributions (dividend)694€100k€0▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €10k | €19k | €36k | €20k | €18k | ▼ 11.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €222k | €222k | €173k | €174k | €180k | ▲ 3.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €2k | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €3k | €-3k | - | - | - | - |
| Other operating charges640/8 | €100k | €49k | €64k | €45k | €48k | ▲ 5.4% |
| Gross operating margin9900 | €1.30M | €355k | €2.26M | €340k | €285k | ▼ 16.3% |
| Operating profit (loss)9901 | €965k | €67k | €1.98M | €101k | €36k | ▼ 63.9% |
| Financial income75/76B | €22 | €0 | €10 | €33k | €3k | ▼ 90.4% |
| Recurring financial income75 | €22 | €0 | €10 | €33k | €3k | ▼ 90.4% |
| Financial charges65/66B | €112k | €89k | €77k | €55k | €48k | ▼ 13.5% |
| Recurring financial charges65 | €112k | €89k | €77k | €55k | €48k | ▼ 13.5% |
| Profit (loss) for the period before taxes9903 | €853k | €-21k | €1.91M | €79k | €-8k | ▼ 110% |
| Transfer from deferred taxes780 | €18k | €47k | €203k | €21k | €700k | ▲ 3,276% |
| Transfer to deferred taxes680 | €226k | - | €445k | - | - | - |
| Income taxes67/77 | €8k | €42k | €244k | €69k | €346k | ▲ 403% |
| Profit (loss) for the period9904 | €637k | €-16k | €1.42M | €31k | €346k | ▲ 1,031% |
| Transfer from tax-exempt reserves789 | €87k | €142k | €609k | €62k | €292k | ▲ 370% |
| Transfer to tax-exempt reserves689 | €678k | - | €1.34M | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €46k | €126k | €694k | €93k | €638k | ▲ 588% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €9.15M | €8.17M | €8.47M | €7.92M | €7.48M | ▼ 5.5% |
| Fixed assets21/28 | €6.41M | €6.19M | €7.67M | €6.82M | €6.64M | ▼ 2.6% |
| Tangible fixed assets22/27 | €5.34M | €5.12M | €4.37M | €4.53M | €4.35M | ▼ 4.0% |
| Land and buildings22 | €5.33M | €5.12M | €4.37M | €4.53M | €4.35M | ▼ 4.0% |
| Furniture and vehicles24 | €12k | €666 | €1k | €554 | €61 | ▼ 88.9% |
| Financial fixed assets28 | €1.08M | €1.08M | €3.29M | €2.29M | €2.29M | = |
| Current assets29/58 | €2.74M | €1.98M | €800k | €1.09M | €840k | ▼ 23.2% |
| Amounts receivable within one year40/41 | €1.18M | €465k | €316k | €552k | €560k | ▲ 1.5% |
| Trade receivables40 | €26k | €20k | €19k | €83k | €19k | ▼ 76.6% |
| Other amounts receivable41 | €1.15M | €446k | €296k | €469k | €540k | ▲ 15.4% |
| Cash at bank and in hand54/58 | €1.55M | €1.49M | €482k | €530k | €269k | ▼ 49.2% |
| Deferred charges and accrued income490/1 | €10k | €27k | €2k | €11k | €11k | ▼ 4.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €9.15M | €8.17M | €8.47M | €7.92M | €7.48M | ▼ 5.5% |
| Equity10/15 | €3.20M | €3.18M | €4.60M | €4.53M | €4.43M | ▼ 2.3% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | €62k | €62k | - | - | - | - |
| Issued capital100 | €62k | €62k | - | - | - | - |
| Reserves13 | €2.95M | €2.81M | €3.54M | €3.57M | €3.22M | ▼ 9.6% |
| Non-distributable reserves130/1 | €6k | €6k | - | - | - | - |
| Legal reserve130 | €6k | €6k | - | - | - | - |
| Tax-exempt reserves132 | €2.95M | €2.81M | €3.53M | €3.47M | €2.73M | ▼ 21.4% |
| Distributable reserves133 | - | - | €6k | €98k | €498k | ▲ 408% |
| Profit (loss) carried forward14 | €183k | €309k | €1.00M | €903k | €1.14M | ▲ 26.3% |
| Provisions and deferred taxes16 | €985k | €935k | €1.18M | €1.16M | €909k | ▼ 21.4% |
| Provisions for liabilities and charges160/5 | €3k | - | - | - | - | - |
| Other liabilities and charges164/5 | €3k | - | - | - | - | - |
| Deferred taxes168 | €982k | €935k | €1.18M | €1.16M | €909k | ▼ 21.4% |
| Amounts payable17/49 | €4.97M | €4.06M | €2.69M | €2.23M | €2.15M | ▼ 3.5% |
| Amounts payable after more than one year17 | €3.95M | €3.54M | €2.04M | €1.77M | €1.54M | ▼ 13.0% |
| Financial debts170/4 | €3.93M | €3.52M | €2.01M | €1.74M | €1.51M | ▼ 13.3% |
| Other amounts payable178/9 | €19k | €19k | €31k | €31k | €31k | = |
| Amounts payable within one year42/48 | €1.02M | €515k | €644k | €460k | €611k | ▲ 32.9% |
| Current portion of amounts payable after more than one year42 | €397k | €407k | €288k | €277k | €230k | ▼ 16.9% |
| Trade debts44 | €11k | €45k | €97k | €17k | €14k | ▼ 19.4% |
| Suppliers440/4 | €11k | €45k | €97k | €17k | €14k | ▼ 19.4% |
| Advances received on contracts in progress46 | - | €17k | €11k | €13k | €14k | ▲ 8.1% |
| Taxes, remuneration and social security45 | €14k | €45k | €248k | €53k | €351k | ▲ 564% |
| Taxes450/3 | €10k | €42k | €246k | €49k | €347k | ▲ 608% |
| Remuneration and social security454/9 | €4k | €4k | €2k | €4k | €4k | = |
| Other amounts payable47/48 | €600k | - | €846 | €100k | €2k | ▼ 97.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €637k | €-16k | €1.42M | €31k | €346k | ▲ 1,031% |
| + Depreciation and write-downs630 | €222k | €222k | €173k | €174k | €180k | ▲ 3.7% |
| Operating cash flow (approximation) | €859k | €206k | €1.59M | €205k | €526k | ▲ 157% |
| Investment in fixed assets (approximation) | - | €-899 | €-1.65M | €670k | €-672 | ▼ 100% |
| Change in cash | - | €-62k | €-1.01M | €48k | €-261k | ▼ 647% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-09
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
01-07
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 11 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €1.42M
Net result €1.42M after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Liquidity times 5current ratio 3.98
Current ratio from 0.86 to 3.98; short-term debt falls from €645k to €487k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1996
Ground area
6.3 ha
Building footprint
3.8 ha
Volume, LiDAR
407,099 m³
2 parcels, Brussels, Wallonia · tallest building 22.7 m, ±3 floors. Linked by address, not a title deed.
17
companies at this address
See who is registered here
1 establishment unit
Quai des Vennes 1, 4020 Liège
since 19962.046.920.922
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62806C0923/00B002 | Wallonia | 6.3 ha | 1 · 3.8 ha | 22.7 m · 3 fl. |
| 21612C0294/00H013 | Brussels | 154 m² | 1 · 154 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
Recognitions · licences · registrations
Legal Entity Identifier
6488UH0S425Z1E29NE34
Identification & contact
Identification
Legal formPrivate limited company
Founded10-04-1989
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.