IMMO-IN
ActiveSummary
IMMO-IN has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €979k and a net result of €62k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 48% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability52▼-2
Solvency53▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.24 in 2024; short-term debt: 48.2% and cash: 36.6% of total assets), and 72.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.7%
Return on assets
1.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-02-2026, 62 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
62 d early
2024
70 d early
2023
78 d early
2022
75 d early
2021
54 d early
2020
52 d early
2019
49 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€979k▲ 6.7%
2024 · €917k
Total assets
€3.53M▲ 3.0%
2024 · €3.43M
Net result
€62k▼ 24.4%
2024 · €82k
Working capital
€603k▲ 48.9%
2024 · €405k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€73k▼ 5.0%€90k▲ 24.5%€98k▲ 7.9%€82k▼ 15.5%€76k▼ 7.6%
Net result€12k▲ 38.8%€50k▲ 306%€69k▲ 38.4%€82k▲ 17.5%€62k▼ 24.4%
Equity€716k▲ 1.8%€766k▲ 7.0%€836k▲ 9.1%€917k▲ 9.8%€979k▲ 6.7%
Total assets€3.15M▲ 1.2%€3.21M▲ 1.7%€3.32M▲ 3.5%€3.43M▲ 3.3%€3.53M▲ 3.0%
Debt€2.44M▲ 1.0%€2.44M▲ 0.1%€2.48M▲ 1.7%€2.51M▲ 1.2%€2.55M▲ 1.6%
Working capital€-61k▲ 60.9%€62k€237k▲ 282%€405k▲ 71.1%€603k▲ 48.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.53M
Fixed assets
€1.23M ▼ 7.0%
Current assets
€2.30M ▲ 9.2%
Equity and liabilities €3.53M
Equity
€979k ▲ 6.7%
Debt
€2.55M ▲ 1.6%
Debt's share of the balance-sheet total falls from 73.2% to 72.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€168k▼
2024 · €175k
Cash flow
€154k▼
2024 · €174k
Current ratio
1.35▲
2024 · 1.24
Debt to equity
2.61▼
2024 · 2.74
ROE
6.3%▼
2024 · 8.9%
ROA
1.7%▼
2024 · 2.4%
Interest coverage
3.73▼
2024 · 3.85
Debt ≤ 1 year
€1.70M▼
2024 · €1.70M
Debt > 1 year
€750k=
2024 · €750k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €92k | €92k | €92k | €92k | €92k | ▼ 0.3% |
| Other operating charges640/8 | - | €7k | €7k | €8k | €20k | ▲ 172% |
| Gross operating margin9900 | €171k | €189k | €197k | €182k | €189k | ▲ 3.5% |
| Operating profit (loss)9901 | €73k | €90k | €98k | €82k | €76k | ▼ 7.6% |
| Financial income75/76B | - | €72 | €22k | €44k | €33k | ▼ 26.3% |
| Recurring financial income75 | €38 | €72 | €22k | €44k | €33k | ▼ 26.3% |
| Financial charges65/66B | - | €40k | €50k | €45k | €45k | ▼ 0.6% |
| Recurring financial charges65 | €60k | €40k | €50k | €45k | €45k | ▼ 0.6% |
| Profit (loss) for the period before taxes9903 | €12k | €50k | €69k | €82k | €64k | ▼ 21.7% |
| Income taxes67/77 | - | - | - | - | €2k | - |
| Profit (loss) for the period9904 | €12k | €50k | €69k | €82k | €62k | ▼ 24.4% |
| Profit (loss) for the period to be appropriated9905 | €12k | €50k | €69k | €82k | €62k | ▼ 24.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.15M | €3.21M | €3.32M | €3.43M | €3.53M | ▲ 3.0% |
| Fixed assets21/28 | €1.60M | €1.50M | €1.41M | €1.32M | €1.23M | ▼ 7.0% |
| Tangible fixed assets22/27 | €1.60M | €1.50M | €1.41M | €1.32M | €1.23M | ▼ 7.0% |
| Land and buildings22 | - | €1.50M | €1.41M | €1.32M | €1.23M | ▼ 7.0% |
| Current assets29/58 | €1.56M | €1.70M | €1.91M | €2.11M | €2.30M | ▲ 9.2% |
| Amounts receivable within one year40/41 | €444 | - | €7k | €13k | €8k | ▼ 41.0% |
| Trade receivables40 | - | - | - | - | €246 | - |
| Other amounts receivable41 | - | - | €7k | €13k | €8k | ▼ 42.8% |
| Current investments50/53 | - | - | €1.32M | €1.00M | €1.00M | = |
| Cash at bank and in hand54/58 | €1.55M | €1.70M | €581k | €1.09M | €1.29M | ▲ 18.3% |
| Deferred charges and accrued income490/1 | - | €3k | €3k | €3k | €3k | ▲ 0.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.15M | €3.21M | €3.32M | €3.43M | €3.53M | ▲ 3.0% |
| Equity10/15 | €716k | €766k | €836k | €917k | €979k | ▲ 6.7% |
| Contributions10/11 | €875k | €875k | €875k | €875k | €875k | = |
| Capital10 | - | €875k | €875k | €875k | €875k | = |
| Issued capital100 | - | €875k | €875k | €875k | €875k | = |
| Reserves13 | €81k | €81k | €81k | €81k | €104k | ▲ 28.8% |
| Non-distributable reserves130/1 | - | €38k | €38k | €38k | €38k | = |
| Legal reserve130 | - | €38k | €38k | €38k | €38k | = |
| Distributable reserves133 | - | €43k | €43k | €43k | €66k | ▲ 54.0% |
| Profit (loss) carried forward14 | €-239k | €-189k | €-120k | €-38k | - | - |
| Amounts payable17/49 | €2.44M | €2.44M | €2.48M | €2.51M | €2.55M | ▲ 1.6% |
| Amounts payable after more than one year17 | €750k | €750k | €750k | €750k | €750k | = |
| Financial debts170/4 | - | €750k | €750k | €750k | €750k | = |
| Amounts payable within one year42/48 | €1.62M | €1.64M | €1.67M | €1.70M | €1.70M | ▼ 0.2% |
| Trade debts44 | €444 | €868 | €1k | €1k | €1k | ▲ 45.7% |
| Suppliers440/4 | - | €868 | €1k | €1k | €1k | ▲ 45.7% |
| Advances received on contracts in progress46 | - | €5k | €7k | €5k | €5k | = |
| Other amounts payable47/48 | - | €1.63M | €1.66M | €1.70M | €1.69M | ▼ 0.3% |
| Accrued charges and deferred income492/3 | - | €50k | €62k | €57k | €101k | ▲ 78.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €50k | €69k | €82k | €62k | ▼ 24.4% |
| + Depreciation and write-downs630 | €92k | €92k | €92k | €92k | €92k | ▼ 0.3% |
| Operating cash flow (approximation) | €105k | €143k | €162k | €174k | €154k | ▼ 11.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €145k | €-1.12M | €511k | €200k | ▼ 60.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €82k ▲17.5%
Net result €82k, the highest in the series.
12-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
12-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Voeren · 1 establishment unit since 2001
Ground area
589 m²
Building footprint
194 m²
Volume, LiDAR
1,373 m³
Parcel 73079A0162/00H000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Sint-Pieterstraat 14, 3792 Voeren
since 20012.131.991.704
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73079A0162/00H000 | Flanders | 589 m² | 1 · 194 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OPTIMA HOLDING
BE 0656.673.865
Genk · Eq €978,716
INTRAPLUSWONINGEN
BE 0836.859.283
Sint-Niklaas · Eq €978,307
CUMUDOR
BE 0773.717.233
Pepingen · Eq €977,591
GENERAL INVESTMENT ASSOCIATION
BE 0438.223.135
Antwerpen · Eq €977,567
e-TREBLA
BE 0476.397.781
Charleroi · Eq €980,193
Of 7,326 companies in sector 68110 we hold annual accounts for 5,385. 3,256 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded16-02-2001
Fiscal year end30-09
Activities, NACEBEL 2025
68110Buying and selling of own real estate
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.