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IMMO IDA

Active
Private limited companyfounded 201412 yrs activeSchepenenstraat 75, 1050 Elsene, BelgiumKBO/BCE: BE 0547.746.132
Summary

The computed 12-month bankruptcy probability of IMMO IDA is 1.7% (moderate). The 2025 annual accounts show equity of €98,006 and a net result of €102,430. Equity is shrinking by ~28.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability82▲+82
Solvency35▲+12
Growth58=
Track record100
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.48; short-term debt: 6% and cash: 0.3% of total assets), and 90.1% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
9.9%
Return on assets
10.3%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-03-2026, 37 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
37 d early
2024
65 d early
2023
66 d early
2022
11 d late
2021
9 d early
2020
262 d late
2019
72 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 3 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IMMO IDA was incorporated on 27 February 2014.1 Total assets rose from EUR 328,359 in 2018 to EUR 992,551 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€102,430
2024 · -€26,518
Working capital
-€31,300▲ 76.8%
2023 · -€135,060
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€19,265▼ 35.2%-€21,182▼ 10.0%-€17,107▲ 19.2%-€25,328▼ 48.1%€140,355
Net result-€21,421▼ 27.6%-€23,064▼ 7.7%-€18,622▲ 19.3%-€26,518▼ 42.4%€102,430
Equity€63,780▼ 25.1%€40,716▼ 36.2%€22,094▼ 45.7%-€4,424€98,006
Total assets€254,314▼ 9.8%€229,703▼ 9.7%€206,565▼ 10.1%€180,847▼ 12.5%€992,551▲ 449%
Debt€190,534▼ 3.1%€188,987▼ 0.8%€184,471▼ 2.4%€185,271▲ 0.4%€859,708▲ 364%
Working capital-€108,349▼ 14.2%-€123,145▼ 13.7%-€135,060▼ 9.7%-€31,300
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000€150,000Operating result 2021: -€19,265-€19,265Net result 2021: -€21,421-€21,421Operating result 2022: -€21,182-€21,182Net result 2022: -€23,064-€23,064Operating result 2023: -€17,107-€17,107Net result 2023: -€18,622-€18,622Operating result 2024: -€25,328-€25,328Net result 2024: -€26,518-€26,518Operating result 2025: €140,355€140,355Net result 2025: €102,430€102,43020212022202320242025-€50,000€0€50,000€100,000€150,000Operating result 2023: -€17,107-€17,100Net result 2023: -€18,622-€18,600Operating result 2024: -€25,328-€25,300Net result 2024: -€26,518-€26,500Operating result 2025: €140,355€140,000Net result 2025: €102,430€102,000202320242025
The operating result returns to profit in 2025: €140,355 after a loss of €25,328 in 2024, the highest result in the available series.
Balance-sheet composition
Assets €992,551
Fixed assets €964,143
Current assets €28,408
Equity and liabilities €992,551
Equity €98,006
Provisions €34,837
Debt €859,708
Debt finances 86.6% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€142,801▲
2024 · -€932
Cash flow
€104,876▲
2024 · -€2,122
Current ratio
0.48
Debt to equity
8.77▲
2024 · -41.88
ROE
104.5%
ROA
10.3%▲
2024 · -14.7%
Interest coverage
45.89▲
2024 · -0.78
Debt ≤ 1 year
€59,708▼
2024 · €155,491
Debt > 1 year
€800,000▲
2024 · €29,780
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 535 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96% are still going.

  • Small
  • 10 to 20 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
3.2% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 535 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€180,847€992,551▲
Fixed assets21/28€180,847€964,143▲
Tangible fixed assets22/27€180,847€964,143▲
Land and buildings22€149,830€964,143▲
Plant, machinery and equipment23€31,017-
Current assets29/58-€28,408
Cash at bank and in hand54/58-€3,408
Deferred charges and accrued income490/1-€25,000
Equity and liabilities
Total equity and liabilities10/49€180,847€992,551▲
Equity10/15-€4,424€98,006▲
Contributions10/11€206,336€206,336=
Reserves13-€104,511
Tax-exempt reserves132-€104,511
Profit (loss) carried forward14-€210,760-€212,841▼
Provisions and deferred taxes16-€34,837
Deferred taxes168-€34,837
Amounts payable17/49€185,271€859,708▲
Amounts payable after more than one year17€29,780€800,000▲
Financial debts170/4€29,780€800,000▲
Amounts payable within one year42/48€155,491€59,708▼
Current portion of amounts payable after more than one year42€17,409-
Financial debts43€349-
Credit institutions430/8€349-
Trade debts44€1,425-
Suppliers440/4€1,425-
Other amounts payable47/48€136,308€59,708▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,396€2,446▼
Other operating charges640/8€3,612€2,053▼
Gross operating margin9900€2,680€144,854▲
Operating profit (loss)9901-€25,328€140,355▲
Financial income75/76B-€25
Recurring financial income75-€25
Financial charges65/66B€1,190€3,112▲
Recurring financial charges65€1,190€3,112▲
Profit (loss) for the period before taxes9903-€26,518€137,268▲
Transfer from deferred taxes780-€1,201
Transfer to deferred taxes680-€36,039
Profit (loss) for the period9904-€26,518€102,430▲
Transfer from tax-exempt reserves789-€3,604
Transfer to tax-exempt reserves689-€108,115
Profit (loss) for the period to be appropriated9905-€26,518-€2,081▲
Appropriation of the result
Profit (loss) to be appropriated9906-€210,760-€212,841▼
Profit (loss) brought forward from the previous period14P-€184,242-€210,760▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,396€24,396€24,396€24,396€2,446▼ 90.0%
Other operating charges640/8€1,876€1,137€500€3,612€2,053▼ 43.2%
Gross operating margin9900€7,007€4,351€7,789€2,680€144,854▲ 5,305%
Operating profit (loss)9901-€19,265-€21,182-€17,107-€25,328€140,355▲ 654%
Financial income75/76B----€25-
Recurring financial income75----€25-
Financial charges65/66B€2,156€1,882€1,515€1,190€3,112▲ 162%
Recurring financial charges65€2,156€1,882€1,515€1,190€3,112▲ 162%
Profit (loss) for the period before taxes9903-€21,421-€23,064-€18,622-€26,518€137,268▲ 618%
Transfer from deferred taxes780----€1,201-
Transfer to deferred taxes680----€36,039-
Profit (loss) for the period9904-€21,421-€23,064-€18,622-€26,518€102,430▲ 486%
Transfer from tax-exempt reserves789----€3,604-
Transfer to tax-exempt reserves689----€108,115-
Profit (loss) for the period to be appropriated9905-€21,421-€23,064-€18,622-€26,518-€2,081▲ 92.2%
Line20212022202320242025Change
Assets
Total assets20/58€254,314€229,703€206,565€180,847€992,551▲ 449%
Fixed assets21/28€254,035€229,639€205,243€180,847€964,143▲ 433%
Tangible fixed assets22/27€254,035€229,639€205,243€180,847€964,143▲ 433%
Land and buildings22€170,234€163,433€156,632€149,830€964,143▲ 543%
Plant, machinery and equipment23€83,801€66,206€48,611€31,017--
Current assets29/58€279€64€1,322-€28,408-
Cash at bank and in hand54/58€279€64€1,322-€3,408-
Deferred charges and accrued income490/1----€25,000-
Equity and liabilities
Total equity and liabilities10/49€254,314€229,703€206,565€180,847€992,551▲ 449%
Equity10/15€63,780€40,716€22,094-€4,424€98,006▲ 2,315%
Contributions10/11€206,336€206,336€206,336€206,336€206,336=
Reserves13----€104,511-
Tax-exempt reserves132----€104,511-
Profit (loss) carried forward14-€142,556-€165,620-€184,242-€210,760-€212,841▼ 1.0%
Provisions and deferred taxes16----€34,837-
Deferred taxes168----€34,837-
Amounts payable17/49€190,534€188,987€184,471€185,271€859,708▲ 364%
Amounts payable after more than one year17€81,006€64,262€47,189€29,780€800,000▲ 2,586%
Financial debts170/4€81,006€64,262€47,189€29,780€800,000▲ 2,586%
Amounts payable within one year42/48€108,628€123,209€136,382€155,491€59,708▼ 61.6%
Current portion of amounts payable after more than one year42€16,421€16,744€17,073€17,409--
Financial debts43---€349--
Credit institutions430/8---€349--
Trade debts44€348€1,065-€1,425--
Suppliers440/4€348€1,065-€1,425--
Other amounts payable47/48€91,859€105,400€119,309€136,308€59,708▼ 56.2%
Accrued charges and deferred income492/3€900€1,516€900---
Line20212022202320242025Change
Profit (loss) for the period9904-€21,421-€23,064-€18,622-€26,518€102,430▲ 486%
+ Depreciation and write-downs630€24,396€24,396€24,396€24,396€2,446▼ 90.0%
Operating cash flow (approximation)€2,975€1,332€5,774-€2,122€104,876▲ 5,042%
Investment in fixed assets (approximation)-€0€0€0-€785,742-
Change in cash--€215€1,258---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
24-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Back to profitnet €102,430
Net result €102,430 after 7 loss-making years.
24-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
24-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
11-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
21-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
17-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 262 days late
2020
18-02
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
21-03
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
30-03
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
29-03
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
2,030 m²
Building footprint
509 m²
Volume, LiDAR
5,535 m³
2 parcels, Brussels, Wallonia · tallest building 19.4 m, ±5 floors. Linked by address, not a title deed.
12 companies at this address See who is registered here
1 establishment unit
Avenue Marie-Antoinette 32, 1410 Waterloo
Holdings
since 20142.235.439.432
2 parcels
Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21443C0190/03B003 Brussels 1,321 m² 1 · 362 m² 19.4 m · 5 fl.
25110B0190/00R000 Wallonia 709 m² 1 · 147 m² 6.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded27-02-2014
Fiscal year end30-09
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.